盧旺達製定了新法規來監督加密和令牌化

盧旺達國家銀行（BNR）以及資本市場管理局（CMA）創建了法律草案來監督虛擬資產

Capitalizing on its reputation for swift economic reforms, Rwanda is rolling out new regulations to oversee virtual assets and ensure a safe digital transactions landscape.

盧旺達利用其迅速經濟改革的聲譽，正在推出新的法規，以監督虛擬資產並確保安全的數字交易格局。

The initiative to introduce a draft law regulating virtual assets and their service providers has been undertaken by the National Bank of Rwanda (BNR) in collaboration with the Capital Market Authority (CMA).

盧旺達國家銀行（BNR）與資本市場管理局（CMA）合作，旨在介紹規範虛擬資產及其服務提供商的法律草案及其服務提供商。

The authorities are putting the finishing touches on a legal framework designed to supervise virtual assets, aiming to promote financial innovation while blocking potential risks like fraud and money laundering.

當局正在為旨在監督虛擬資產的法律框架進行完成，旨在促進金融創新，同時阻止諸如欺詐和洗錢等潛在風險。

The financial markets today consider digital assets to be an integral component, recognized by the authorities as virtual assets in the draft law. Any digital token, capable of being traded and transferable for payments or investments, falls under this definition.

金融市場今天將數字資產視為不可或缺的組成部分，被當局認可為法律草案中的虛擬資產。任何能夠進行交易和轉讓以付款或投資的數字代幣均屬於此定義。

These assets, typically based on blockchain technology, have cryptographic protection mechanisms or collateral functions to maintain their stability levels.

這些資產通常基於區塊鏈技術，具有加密保護機製或附帶功能以保持其穩定水平。

The main purpose of this regulatory framework is to serve as a defense against malicious financial operations. As the Manager of Licensing and Approvals at CMA Carine Twiringiyimana mentioned, Financial Action Task Force (FATF) has expressed serious concerns about money laundering using virtual assets.

該監管框架的主要目的是作為防止惡意財務運營的辯護。正如CMA Carine Twiringiyimana的許可和批准經理所提到的那樣，金融行動工作組（FATF）對使用虛擬資產進行洗錢表示了嚴重的關注。

The new regulations will introduce legal security measures against such risks, which will be accompanied by specific directions for investors and service providers.

新法規將針對此類風險提出法律安全措施，這些措施將伴隨著投資者和服務提供商的特定指示。

CMA has invited public feedback on the draft law, which began on March 6 with the release of the framework to the public.

CMA邀請了公眾對法律草案的反饋，該草案於3月6日開始向公眾發布框架。

Isssued by CMA, the framework includes cryptocurrency as the main virtual asset, but also extends to tokenization, allowing digital tokens to represent real-world assets like real estate or commodities.

該框架是由CMA發出的，包括加密貨幣作為主要的虛擬資產，但也擴展到令牌化，允許數字代幣代表房地產或商品等現實世界中的資產。

The draft law features a prohibition on tokens acting as representations of the Rwandan currency. This measure is in place to protect the market from manipulation and maintain financial stability.

法律草案的禁止代表作為盧旺達貨幣的代表。這項措施已適當，以保護市場免受操縱並保持財務穩定。

In addition to its other regulatory objectives, the proposed regulations aim to protect consumers. With the new regulations, buyers will be protected from unregulated deals, while sellers must carry out their obligations under legal terms.

除了其其他監管目標外，擬議的法規旨在保護消費者。借助新法規，買賣雙方將受到不受管制的交易，而賣方必鬚根據法律條款履行其義務。

On the other hand, Rwanda Investigation Bureau (RIB) will be in charge of collecting reports from individuals who fell victim to crypto fraud. After the complete approval of regulations the CMA will assume responsibility for dealing with financial crimes.

另一方面，盧旺達調查局（RIB）將負責收集成為加密欺詐受害者的個人的報告。在獲得法規的全面批准後，CMA將承擔處理金融犯罪的責任。

Overall, Rwanda’s move to regulate virtual assets marks a significant step toward building a secure, transparent, and well-structured digital financial market.

總體而言，盧旺達的規範虛擬資產的舉動標誌著建立安全，透明和結構良好的數字金融市場邁出的重要一步。