卢旺达制定了新法规来监督加密和令牌化

卢旺达国家银行（BNR）以及资本市场管理局（CMA）创建了法律草案来监督虚拟资产

Capitalizing on its reputation for swift economic reforms, Rwanda is rolling out new regulations to oversee virtual assets and ensure a safe digital transactions landscape.

卢旺达利用其迅速经济改革的声誉，正在推出新的法规，以监督虚拟资产并确保安全的数字交易格局。

The initiative to introduce a draft law regulating virtual assets and their service providers has been undertaken by the National Bank of Rwanda (BNR) in collaboration with the Capital Market Authority (CMA).

卢旺达国家银行（BNR）与资本市场管理局（CMA）合作，旨在介绍规范虚拟资产及其服务提供商的法律草案及其服务提供商。

The authorities are putting the finishing touches on a legal framework designed to supervise virtual assets, aiming to promote financial innovation while blocking potential risks like fraud and money laundering.

当局正在为旨在监督虚拟资产的法律框架进行完成，旨在促进金融创新，同时阻止诸如欺诈和洗钱等潜在风险。

The financial markets today consider digital assets to be an integral component, recognized by the authorities as virtual assets in the draft law. Any digital token, capable of being traded and transferable for payments or investments, falls under this definition.

金融市场今天将数字资产视为不可或缺的组成部分，被当局认可为法律草案中的虚拟资产。任何能够进行交易和转让以付款或投资的数字代币均属于此定义。

These assets, typically based on blockchain technology, have cryptographic protection mechanisms or collateral functions to maintain their stability levels.

这些资产通常基于区块链技术，具有加密保护机制或附带功能以保持其稳定水平。

The main purpose of this regulatory framework is to serve as a defense against malicious financial operations. As the Manager of Licensing and Approvals at CMA Carine Twiringiyimana mentioned, Financial Action Task Force (FATF) has expressed serious concerns about money laundering using virtual assets.

该监管框架的主要目的是作为防止恶意财务运营的辩护。正如CMA Carine Twiringiyimana的许可和批准经理所提到的那样，金融行动工作组（FATF）对使用虚拟资产进行洗钱表示了严重的关注。

The new regulations will introduce legal security measures against such risks, which will be accompanied by specific directions for investors and service providers.

新法规将针对此类风险提出法律安全措施，这些措施将伴随着投资者和服务提供商的特定指示。

CMA has invited public feedback on the draft law, which began on March 6 with the release of the framework to the public.

CMA邀请了公众对法律草案的反馈，该草案于3月6日开始向公众发布框架。

Isssued by CMA, the framework includes cryptocurrency as the main virtual asset, but also extends to tokenization, allowing digital tokens to represent real-world assets like real estate or commodities.

该框架是由CMA发出的，包括加密货币作为主要的虚拟资产，但也扩展到令牌化，允许数字代币代表房地产或商品等现实世界中的资产。

The draft law features a prohibition on tokens acting as representations of the Rwandan currency. This measure is in place to protect the market from manipulation and maintain financial stability.

法律草案的禁止代表作为卢旺达货币的代表。这项措施已适当，以保护市场免受操纵并保持财务稳定。

In addition to its other regulatory objectives, the proposed regulations aim to protect consumers. With the new regulations, buyers will be protected from unregulated deals, while sellers must carry out their obligations under legal terms.

除了其其他监管目标外，拟议的法规旨在保护消费者。借助新法规，买卖双方将受到不受管制的交易，而卖方必须根据法律条款履行其义务。

On the other hand, Rwanda Investigation Bureau (RIB) will be in charge of collecting reports from individuals who fell victim to crypto fraud. After the complete approval of regulations the CMA will assume responsibility for dealing with financial crimes.

另一方面，卢旺达调查局（RIB）将负责收集成为加密欺诈受害者的个人的报告。在获得法规的全面批准后，CMA将承担处理金融犯罪的责任。

Overall, Rwanda’s move to regulate virtual assets marks a significant step toward building a secure, transparent, and well-structured digital financial market.

总体而言，卢旺达的规范虚拟资产的举动标志着建立安全，透明和结构良好的数字金融市场迈出的重要一步。