如果特朗普的法案通過現成的，它可以復活加密貨幣的用例

如果特朗普的法案按照目前的身份通過，它將對影響超過4000萬人的匯款徵收5％的稅款。

A new priority bill proposed by the Republicans may have the unforeseen consequence of spurring the adoption of cryptocurrency. The bill, which is part of President Donald Trump’s “big, beautiful bill,” aims to impose a 5% tax on remittances sent by non-U.S. citizens to their home countries.

共和黨提出的一項新的優先法案可能會導致促進加密貨幣的採用而產生無法預料的後果。該法案是唐納德·特朗普總統的“大而美麗的法案”的一部分，旨在對非美國公民派往本國發送的匯款徵收5％的稅。

This measure, which has already faced rejection from countries like Mexico, could affect over 40 million people in the U.S., including those on various visa programs who typically allocate a portion of their income to supporting their families in their original countries.

這項措施已經面臨墨西哥等國家的拒絕，可能會影響美國超過4000萬人，其中包括各種簽證計劃的措施，他們通常將其部分收入分配給其原始國家的家人。

The bill, which is a collection of hardline measures like slashing legal immigration by 50%, eliminating birthright citizenship, and increasing the minimum wage to $15 per hour, is a key initiative for the Republican-led House of Representatives.

該法案是一系列硬線措施，例如將法律移民削減50％，消除了出生權公民身份，並將最低工資提高到每小時15美元，這是共和黨領導的眾議院的一項關鍵倡議。

However, it has faced criticism from both sides of the aisle, with Democrats denouncing its harshness and some Republicans expressing concern over its economic implications.

但是，它面臨著過道雙方的批評，民主黨人譴責其苛刻性，一些共和黨人對其經濟影響表示關注。

The priority bill also includes a proposal to introduce a 5% tax on remittances sent by non-U.S. citizens to their home countries. This measure, which is intended to generate billions of dollars in revenue, could have a significant impact on the millions of migrants in the U.S. who regularly send money to their families in other countries.

優先法案還包括一項提案，要求對非美國公民發送給其祖國的匯款徵收5％的稅。該措施旨在產生數十億美元的收入，可能會對美國定期向其他國家的家人匯款的美國數百萬移民產生重大影響。

Heavily criticizing the bill and its effects, Mexico’s President Claudia Sheinbaum stated: "Remittances are the fruit of the efforts of those who, through their honest work, strengthen not only the Mexican economy but also the United States', which is why we consider this measure to be arbitrary and unjust."

墨西哥總統克勞迪婭·辛鮑姆（Claudia Sheinbaum）嚴重批評了該法案及其影響，匯款是匯款是那些通過誠實工作的人的努力成果，不僅加強了墨西哥經濟，而且加強了美國的經濟，這就是為什麼我們認為這項措施是任意和不公正的。 ”

According to Bank of Mexico figures, in 2024, remittances to Mexico reached an all-time high of over $64 billion. With the potential application of the tax and considering last year’s volume, the U.S. government could collect over $3 billion from this source.

據墨西哥銀行的數據稱，到2024年，墨西哥的匯款達到了歷史最高640億美元。隨著稅收的潛在申請並考慮去年的數量，美國政府可以從該消息來源收取超過30億美元的收入。

The bill, which is still pending approval from the Senate, has sparked debate over its potential to hamper the flow of capital from the U.S. to other nations, especially Mexico, the largest recipient of remittances globally.

該法案仍在參議院的批准中，該法案引發了有關阻礙從美國到其他國家的資本流動的潛力的辯論，尤其是墨西哥，尤其是墨西哥，這是全球最大的匯款接受者。

"We don't want to see a situation where the U.S. is cutting off the flow of capital to other countries, especially at a time when the global economy is facing so many challenges," said Manuel Orozco, director of the Migration, Remittances, and Development Program at the Inter-American Dialogue.

美國跨美國對話的移民，匯款和發展計劃主任曼努埃爾·奧羅斯科（Manuel Orozco）表示：“我們不想看到美國正在將資本流向其他國家的情況，尤其是在全球經濟面臨許多挑戰的時候。”

"If the bill is passed as it stands, it would introduce a 5% tax on remittances, affecting over 40 million people. This could spur the use of alternative options, such as cryptocurrency, to ensure these funds reach their destination while avoiding the proposed tax."

“如果該法案在現有的情況下通過，它將對匯款徵收5％的稅，影響超過4000萬人。這可能會促使使用替代選擇（例如加密貨幣），以確保這些資金在避免擬議稅收的同時到達目的地。”

Indeed, if the bill is passed, it could have the ironic consequence of increasing the adoption of crypto among these immigrant socioeconomic classes. As Coin Center, a crypto advocacy center, highlighted, self-hosted wallets would be outside the scope of the bill.

確實，如果通過該法案通過，則具有具有諷刺意味的是，在這些移民的社會經濟階層中增加了加密貨幣。作為加密宣傳中心硬幣中心，突出顯示的自託管錢包將不在法案範圍之內。

This is because the bill specifically targets "remittance transfer providers," defined as institutions like MoneyGram or Western Union, which act as intermediaries in facilitating money transfers. However, in the case of self-hosted wallets, users directly manage their own private keys, rendering these services outside the bill's reach.

這是因為該法案專門針對“匯款轉讓提供商”，定義為Moneygram或Western Union等機構，這些機構是促進貨幣轉移的中介。但是，在自託管錢包的情況下，用戶可以直接管理自己的私鑰，從而在法案範圍之外提供這些服務。

"The bill's authors appear to have focused narrowly on traditional remittance services and may not have fully considered the implications for self-hosted crypto wallets, which are not engaged in providing remittance services as defined in the bill," a Coin Center spokesperson noted.

一位硬幣中心發言人指出：“該法案的作者似乎已經狹窄地集中在傳統匯款服務上，並且可能沒有完全考慮對自託管的加密錢包的影響，而自託管的加密錢包沒有提供法案中定義的匯款服務。”

This would make crypto a prime candidate for these migrants to continue sending their savings to their families without getting slashed by the U.S. government. However, it remains to be seen whether this socioeconomic class, which usually performs tasks like cleaning, cooking, and providing care work, would prefer using crypto over traditional remittance services.

這將使加密貨幣成為這些移民繼續將儲蓄寄給家人而不會被美國政府削減的主要候選人。但是，這種社會經濟階級通常會執行清潔，烹飪和提供護理工作等任務，這是否願意使用加密貨幣而不是傳統的匯款服務，還有待觀察。