罷工揭露了比特幣支持的貸款，使用戶可以藉現金與其BTC持有

Strike推出了迄今為止最強大，最具創新性的功能之一：由比特幣支持的貸款。現在，美國選定州的合格用戶現在可以藉現金對其比特幣持有量借現金而無需出售其加密貨幣。

Strike, the leading Bitcoin-focused financial services platform, has unveiled one of its most powerful and innovative features yet: bitcoin-backed loans.

以比特幣為重點的領先的金融服務平台Strike推出了迄今為止最強大，最具創新性的功能之一：比特幣支持的貸款。

Beginning today, eligible users in select U.S. states can now borrow cash against their bitcoin holdings without having to sell any cryptocurrency. This option allows individuals to access liquidity while maintaining their long-term exposure to bitcoin’s price appreciation.

從今天開始，美國選定州的合格用戶現在可以藉現金來違反其比特幣持有量，而不必出售任何加密貨幣。此選項使個人可以在維持其長期接觸比特幣的價格讚賞的同時獲得流動性。

“You shouldn’t have to sell the best-performing asset in human history to access cash. Now you don't have to.”

“您不必出售人類歷史上表現最好的資產來獲得現金。現在您不必這樣做。”

Access your bitcoin wealth without selling it. Build a better life on top of bitcoin with @Strike.Borrow fiat. HODL #bitcoin.

在不出售的情況下獲取您的比特幣財富。用 @Strike.borrow Fiat在比特幣上建立更好的生活。 hodl #bitcoin。

This launch follows the trend of long-term bitcoin holders, as 63% of the bitcoin supply hasn’t moved in over a year, according to blockchain data from April 2025, showcasing strong conviction among holders. On Strike, more than 90% of bitcoin purchased is withdrawn to cold storage, highlighting that users tend to view bitcoin as a long-term investment rather than a short-term trade. Many of these holders are unwilling to sell their bitcoin due to its performance, and now, they won’t need to.

根據2025年4月的區塊鏈數據，該發射是長期比特幣持有人的趨勢，因為比特幣供應量的63％尚未在一年中移動一年。罷工中，購買的比特幣中有90％以上被撤回到冷藏中，強調了用戶傾向於將比特幣視為長期投資而不是短期交易。這些持有人中的許多人由於其性能而不願意出售其比特幣，現在，他們不需要。

Strike’s bitcoin-backed loans for individuals range from $75,000 to $2,000,000, with flexible terms of up to 12 months. Interest rates start at 12% APR. These loans are offered with no origination fees, making them more attractive compared to many traditional lending options.

Strike的個人支持比特幣支持的貸款不等75,000美元至2,000,000美元，其靈活條款最多為12個月。利率從4月12％開始。這些貸款沒有發起費用，與許多傳統貸款選擇相比，它們更具吸引力。

Additionally, Strike offers flexible repayment options—borrowers can repay monthly or make a lump-sum payment at maturity. Users can also adjust their loan-to-value (LTV) ratio by adding more collateral if needed, reducing the risk of liquidation during volatile market conditions.

此外，Strike還提供靈活的還款選項 - 借款人可以每月償還或在成熟時進行一次性付款。用戶還可以在需要時增加更多抵押品來調整其貸款與價值（LTV）的比率，從而降低在波動市場條件下清算的風險。

The process is designed for simplicity and security. Borrowers post bitcoin as collateral, receive cash in their accounts, and manage the loan entirely through the Strike app. Once the full loan amount, along with any accrued interest, is repaid, the bitcoin is safely returned to the user. There are no credit checks, no long approval processes, and no taxable events triggered by selling assets.

該過程是為了簡單和安全而設計的。借款人將比特幣作為抵押品，在其帳戶中獲得現金，並通過罷工應用程序完全管理貸款。一旦償還全額貸款金額以及任何應計利息，比特幣將安全退還給用戶。沒有信用檢查，沒有長期批准程序，也沒有出售資產觸發的應稅事件。

By offering this new loan service, Strike aims to help expand the financial utility of bitcoin, bringing modern financial tools—typically reserved for traditional assets like real estate or stocks—into the world of Bitcoin. The company has partnered with vetted third-party capital providers to ensure secure custody and smooth loan execution.

通過提供這項新的貸款服務，Strike旨在幫助擴大比特幣的金融業務，將現代金融工具（通常用於房地產或股票）的傳統資產保留，這是比特幣世界的。該公司已與審查的第三方資本提供商合作，以確保安全的監護權和平穩的貸款執行。