罢工揭露了比特币支持的贷款，使用户可以借现金与其BTC持有

Strike推出了迄今为止最强大，最具创新性的功能之一：由比特币支持的贷款。现在，美国选定州的合格用户现在可以借现金对其比特币持有量借现金而无需出售其加密货币。

Strike, the leading Bitcoin-focused financial services platform, has unveiled one of its most powerful and innovative features yet: bitcoin-backed loans.

以比特币为重点的领先的金融服务平台Strike推出了迄今为止最强大，最具创新性的功能之一：比特币支持的贷款。

Beginning today, eligible users in select U.S. states can now borrow cash against their bitcoin holdings without having to sell any cryptocurrency. This option allows individuals to access liquidity while maintaining their long-term exposure to bitcoin’s price appreciation.

从今天开始，美国选定州的合格用户现在可以借现金来违反其比特币持有量，而不必出售任何加密货币。此选项使个人可以在维持其长期接触比特币的价格赞赏的同时获得流动性。

“You shouldn’t have to sell the best-performing asset in human history to access cash. Now you don't have to.”

“您不必出售人类历史上表现最好的资产来获得现金。现在您不必这样做。”

Access your bitcoin wealth without selling it. Build a better life on top of bitcoin with @Strike.Borrow fiat. HODL #bitcoin.

在不出售的情况下获取您的比特币财富。用 @Strike.borrow Fiat在比特币上建立更好的生活。 hodl #bitcoin。

This launch follows the trend of long-term bitcoin holders, as 63% of the bitcoin supply hasn’t moved in over a year, according to blockchain data from April 2025, showcasing strong conviction among holders. On Strike, more than 90% of bitcoin purchased is withdrawn to cold storage, highlighting that users tend to view bitcoin as a long-term investment rather than a short-term trade. Many of these holders are unwilling to sell their bitcoin due to its performance, and now, they won’t need to.

根据2025年4月的区块链数据，该发射是长期比特币持有人的趋势，因为比特币供应量的63％尚未在一年中移动一年。罢工中，购买的比特币中有90％以上被撤回到冷藏中，强调了用户倾向于将比特币视为长期投资而不是短期交易。这些持有人中的许多人由于其性能而不愿意出售其比特币，现在，他们不需要。

Strike’s bitcoin-backed loans for individuals range from $75,000 to $2,000,000, with flexible terms of up to 12 months. Interest rates start at 12% APR. These loans are offered with no origination fees, making them more attractive compared to many traditional lending options.

Strike的个人支持比特币支持的贷款不等75,000美元至2,000,000美元，其灵活条款最多为12个月。利率从4月12％开始。这些贷款没有发起费用，与许多传统贷款选择相比，它们更具吸引力。

Additionally, Strike offers flexible repayment options—borrowers can repay monthly or make a lump-sum payment at maturity. Users can also adjust their loan-to-value (LTV) ratio by adding more collateral if needed, reducing the risk of liquidation during volatile market conditions.

此外，Strike还提供灵活的还款选项 - 借款人可以每月偿还或在成熟时进行一次性付款。用户还可以在需要时增加更多抵押品来调整其贷款与价值（LTV）的比率，从而降低在波动市场条件下清算的风险。

The process is designed for simplicity and security. Borrowers post bitcoin as collateral, receive cash in their accounts, and manage the loan entirely through the Strike app. Once the full loan amount, along with any accrued interest, is repaid, the bitcoin is safely returned to the user. There are no credit checks, no long approval processes, and no taxable events triggered by selling assets.

该过程是为了简单和安全而设计的。借款人将比特币作为抵押品，在其帐户中获得现金，并通过罢工应用程序完全管理贷款。一旦偿还全额贷款金额以及任何应计利息，比特币将安全退还给用户。没有信用检查，没有长期批准程序，也没有出售资产触发的应税事件。

By offering this new loan service, Strike aims to help expand the financial utility of bitcoin, bringing modern financial tools—typically reserved for traditional assets like real estate or stocks—into the world of Bitcoin. The company has partnered with vetted third-party capital providers to ensure secure custody and smooth loan execution.

通过提供这项新的贷款服务，Strike旨在帮助扩大比特币的金融业务，将现代金融工具（通常用于房地产或股票）的传统资产保留，这是比特币世界的。该公司已与审查的第三方资本提供商合作，以确保安全的监护权和平稳的贷款执行。