俄羅斯擴大數位盧布試點計劃

俄羅斯央行俄羅斯銀行本月稍早宣布，將擴大該國央行數位貨幣（CBDC）——數位盧布的試點計劃，該計劃將涉及最多 9000 名個人和 1200 家公司。

Russia’s central bank is expanding its digital currency pilot program, which will now involve 9,000 individuals and 1,200 companies. The program will test new features for the digital ruble, including payments via QR code. Full-scale implementation is expected by late 2025.

俄羅斯央行正在擴大其數位貨幣試點計劃，目前將涉及 9,000 名個人和 1,200 家公司。該計劃將測試數位盧布的新功能，包括透過二維碼支付。預計 2025 年底全面實施。

According to officials, demand for the digital ruble is growing, and the санкции are helping integrate the CBDC.

據官員稱，對數位盧布的需求正在增長，盧布正在幫助整合 CBDC。

Russia Expands Digital Ruble Pilot Program

俄羅斯擴大數位盧布試點計劃

Earlier this month, the Bank of Russia, the Russian central bank, announced that it will expand the pilot program for the country’s central bank digital currency (CBDC), the digital ruble. The pilot will now involve up to 9,000 individuals and 1,200 companies.

本月早些時候，俄羅斯央行俄羅斯央行宣布將擴大該國央行數位貨幣（CBDC）——數位盧布的試點計畫。該試點目前將涉及多達 9,000 名個人和 1,200 家公司。

The program will test new features such as transfers and payments via QR code. Full implementation for all users is expected in the second half of 2025.

該計劃將測試透過二維碼轉帳和支付等新功能。預計 2025 年下半年對所有使用者全面實施。

“The pilot will feature new operations,” the Bank of Russia said, translated by Google. The central bank described:

俄羅斯央行表示：「該試點計畫將以新業務為特色。」該消息由Google翻譯。央行描述：

Now participants will have access not only to opening, closing and replenishing digital ruble accounts, transfers between citizens, payment for goods and services, simple auto payments, but also payment via dynamic QR code, as well as transfers between companies.

現在，參與者不僅可以開設、關閉和補充數位盧布帳戶、公民之間的轉帳、商品和服務的支付、簡單的自動支付，還可以透過動態二維碼進行支付，以及公司之間的轉帳。

Anatoly Aksakov, Chairman of the State Duma Committee on Financial Markets, remarked that the project is progressing successfully, with demand growing significantly due to ongoing sanctions. He noted that the digital ruble tool will quickly integrate into daily life.

國家杜馬金融市場委員會主席阿納托利·阿克薩科夫表示，該計畫進展順利，由於持續的製裁，需求大幅增加。他指出，數位盧布工具將迅速融入日常生活。

Aksakov explained that the limited number of participants in the early phase ensures the infrastructure can be tested properly. The parliamentarian explained:

阿克薩科夫解釋說，早期階段的參與者數量有限，確保了基礎設施能夠得到正確的測試。議員解釋：

More and more people and companies will be involved. I can say that next year the number of participants will again grow several times.

越來越多的人和企業將參與其中。可以說，明年參加人數將再次成長數倍。

“From the second half or closer to the end of 2025, if no, let’s say, incidents occur, the digital ruble will become truly widespread and everyone who wants to will be able to use it,” he concluded.

他總結道：“從下半年或接近 2025 年年底開始，如果沒有發生任何事件，數字盧布將真正普及，每個想要使用它的人都將能夠使用它。”

What do you think about Russia’s digital ruble pilot and the expectation that the central bank digital currency will be widely used in 2025? Let us know in the comments section below.

您如何看待俄羅斯數位盧布試點以及2025年央行數位貨幣廣泛使用的預期？請在下面的評論部分告訴我們。