俄罗斯扩大数字卢布试点计划

俄罗斯央行俄罗斯银行本月早些时候宣布，将扩大该国央行数字货币（CBDC）——数字卢布的试点计划，该计划将涉及最多 9000 名个人和 1200 家公司。

Russia’s central bank is expanding its digital currency pilot program, which will now involve 9,000 individuals and 1,200 companies. The program will test new features for the digital ruble, including payments via QR code. Full-scale implementation is expected by late 2025.

俄罗斯央行正在扩大其数字货币试点计划，目前将涉及 9,000 名个人和 1,200 家公司。该计划将测试数字卢布的新功能，包括通过二维码支付。预计到 2025 年底全面实施。

According to officials, demand for the digital ruble is growing, and the санкции are helping integrate the CBDC.

据官员称，对数字卢布的需求正在增长，卢布正在帮助整合 CBDC。

Russia Expands Digital Ruble Pilot Program

俄罗斯扩大数字卢布试点计划

Earlier this month, the Bank of Russia, the Russian central bank, announced that it will expand the pilot program for the country’s central bank digital currency (CBDC), the digital ruble. The pilot will now involve up to 9,000 individuals and 1,200 companies.

本月早些时候，俄罗斯央行俄罗斯央行宣布将扩大该国央行数字货币（CBDC）——数字卢布的试点计划。该试点目前将涉及多达 9,000 名个人和 1,200 家公司。

The program will test new features such as transfers and payments via QR code. Full implementation for all users is expected in the second half of 2025.

该计划将测试通过二维码转账和支付等新功能。预计将于 2025 年下半年对所有用户全面实施。

“The pilot will feature new operations,” the Bank of Russia said, translated by Google. The central bank described:

俄罗斯央行表示：“该试点项目将以新业务为特色。”该消息由谷歌翻译。央行描述道：

Now participants will have access not only to opening, closing and replenishing digital ruble accounts, transfers between citizens, payment for goods and services, simple auto payments, but also payment via dynamic QR code, as well as transfers between companies.

现在，参与者不仅可以开设、关闭和补充数字卢布账户、公民之间的转账、商品和服务的支付、简单的自动支付，还可以通过动态二维码进行支付，以及公司之间的转账。

Anatoly Aksakov, Chairman of the State Duma Committee on Financial Markets, remarked that the project is progressing successfully, with demand growing significantly due to ongoing sanctions. He noted that the digital ruble tool will quickly integrate into daily life.

国家杜马金融市场委员会主席阿纳托利·阿克萨科夫表示，该项目进展顺利，由于持续的制裁，需求大幅增长。他指出，数字卢布工具将迅速融入日常生活。

Aksakov explained that the limited number of participants in the early phase ensures the infrastructure can be tested properly. The parliamentarian explained:

阿克萨科夫解释说，早期阶段的参与者数量有限，确保了基础设施能够得到正确的测试。议员解释道：

More and more people and companies will be involved. I can say that next year the number of participants will again grow several times.

越来越多的人和企业将参与其中。可以说，明年参加人数将再次增长数倍。

“From the second half or closer to the end of 2025, if no, let’s say, incidents occur, the digital ruble will become truly widespread and everyone who wants to will be able to use it,” he concluded.

他总结道：“从下半年或接近 2025 年年底开始，如果没有发生任何事件，数字卢布将真正普及，每个想要使用它的人都将能够使用它。”

What do you think about Russia’s digital ruble pilot and the expectation that the central bank digital currency will be widely used in 2025? Let us know in the comments section below.

您如何看待俄罗斯数字卢布试点以及2025年央行数字货币广泛使用的预期？请在下面的评论部分告诉我们。