秘魯發布決議，強制 VASP 將 KYC 和 AML 合規性納入其結構

秘魯銀行和保險監理局 (SBS) 發布了一項決議，強制 VASP 實施了解你的客戶 (KYC) 和反洗錢 (AML)

Peru has issued a resolution that requires virtual asset service providers (VASPs) to implement Know Your Customer (KYC) and anti-money laundering (AML) measures as part of a compliance plan. The resolution, issued by the Superintendence of Banking and Insurance (SBS) of Peru, is in line with recommendations from the Financial Action Task Force (FATF) and aims to prevent criminals from using these platforms for illicit purposes.

秘魯發布了一項決議，要求虛擬資產服務提供者 (VASP) 實施了解你的客戶 (KYC) 和反洗錢 (AML) 措施，作為合規計畫的一部分。該決議由秘魯銀行和保險監理局（SBS）發布，符合金融行動特別工作組（FATF）的建議，旨在防止犯罪分子利用這些平台進行非法目的。

Peru Introduces Resolution Forcing VASPs to Integrate KYC, AML Compliance in Their Structures

秘魯推出決議，強制 VASP 將 KYC、AML 合規性納入其結構

Peru is introducing rules to regulate the operation of virtual asset service providers (VASPs) in the country. Last month, the Superintendence of Banking and Insurance (SBS) of Peru issued resolution N° 02648-2024, which defined several guidelines these companies should follow to mitigate the risks of being used for illicit purposes.

秘魯正在推出規則來規範該國虛擬資產服務提供者（VASP）的營運。上個月，秘魯銀行和保險監理局 (SBS) 發布了第 02648-2024 號決議，其中定義了這些公司應遵循的幾項準則，以降低被用於非法目的的風險。

The resolution defines that VASPs operating on Peruvian soil must appoint a compliance officer, and implement a system with Anti Money Laundering (AML) and Terrorism Financing (TF) measures. Also, Peruvian exchanges must now adopt effective Know Your Customer (KYC) policies, and establish due diligence steps to fulfill this goal.

該決議規定，在秘魯境內運作的 VASP 必須任命一名合規官員，並實施反洗錢 (AML) 和恐怖主義融資 (TF) 措施的系統。此外，秘魯交易所現在必須採取有效的了解你的客戶（KYC）政策，並建立盡職調查步驟來實現這一目標。

In addition, the new rules establish that VASPs will have to obtain the identities and more data from users involved in transactions for over $1,000, effectively forcing these providers to implement travel rule compliance, given that “all transfers of virtual assets must be treated as electronic transfers.”

此外，新規則規定，VASP 必須從參與超過 1,000 美元交易的用戶那裡獲取身分和更多數據，這實際上迫使這些提供者遵守旅行規則，因為「所有虛擬資產轉移都必須被視為電子交易」。轉移。

According to the SBS, these measures are taken following the recommendations of the Financial Action Task Force (FATF), the global anti-money laundering watchdog. These complement what was already established in Presidential decree Nº 006-2023-JUS, which included VASPs as forced subjects under the supervision of the Financial Intelligence Unit – Peru (UIF-Peru).

根據 SBS 報道，這些措施是根據全球反洗錢監管機構金融行動特別工作組（FATF）的建議採取的。這些補充了第 006-2023-JUS 號總統令中已經規定的內容，其中將 VASP 作為強制主體，接受秘魯金融情報機構 (UIF-Peru) 的監督。

However, it is important to note that these new rules only affect VASPs and not cryptocurrencies themselves, only regulating the interactions and transactions that users complete through hosted wallets under the control of these institutions.

但要注意的是，這些新規則僅影響 VASP 而非加密貨幣本身，僅規範用戶透過這些機構控制下的託管錢包完成的互動和交易。

VASPs already operating in the country will have 120 days to adapt their structures to comply with this resolution.

已在該國運營的 VASP 將有 120 天的時間調整其結構以遵守該決議。

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What do you think about the resolution strengthening the AML/FT and KYC requirements that Peru-based VASPs must fulfill? Tell us in the comments section below.

您對加強秘魯 VASP 必須滿足的 AML/FT 和 KYC 要求的決議有何看法？請在下面的評論部分告訴我們。

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