秘鲁发布决议，强制 VASP 将 KYC 和 AML 合规性纳入其结构

秘鲁银行和保险监管局 (SBS) 发布了一项决议，强制 VASP 实施了解你的客户 (KYC) 和反洗钱 (AML)

Peru has issued a resolution that requires virtual asset service providers (VASPs) to implement Know Your Customer (KYC) and anti-money laundering (AML) measures as part of a compliance plan. The resolution, issued by the Superintendence of Banking and Insurance (SBS) of Peru, is in line with recommendations from the Financial Action Task Force (FATF) and aims to prevent criminals from using these platforms for illicit purposes.

秘鲁发布了一项决议，要求虚拟资产服务提供商 (VASP) 实施了解你的客户 (KYC) 和反洗钱 (AML) 措施，作为合规计划的一部分。该决议由秘鲁银行和保险监管局（SBS）发布，符合金融行动特别工作组（FATF）的建议，旨在防止犯罪分子利用这些平台进行非法目的。

Peru Introduces Resolution Forcing VASPs to Integrate KYC, AML Compliance in Their Structures

秘鲁推出决议，强制 VASP 将 KYC、AML 合规性纳入其结构

Peru is introducing rules to regulate the operation of virtual asset service providers (VASPs) in the country. Last month, the Superintendence of Banking and Insurance (SBS) of Peru issued resolution N° 02648-2024, which defined several guidelines these companies should follow to mitigate the risks of being used for illicit purposes.

秘鲁正在出台规则来规范该国虚拟资产服务提供商（VASP）的运营。上个月，秘鲁银行和保险监管局 (SBS) 发布了第 02648-2024 号决议，其中定义了这些公司应遵循的几项准则，以降低被用于非法目的的风险。

The resolution defines that VASPs operating on Peruvian soil must appoint a compliance officer, and implement a system with Anti Money Laundering (AML) and Terrorism Financing (TF) measures. Also, Peruvian exchanges must now adopt effective Know Your Customer (KYC) policies, and establish due diligence steps to fulfill this goal.

该决议规定，在秘鲁境内运营的 VASP 必须任命一名合规官员，并实施反洗钱 (AML) 和恐怖主义融资 (TF) 措施的系统。此外，秘鲁交易所现在必须采取有效的了解你的客户（KYC）政策，并建立尽职调查步骤来实现这一目标。

In addition, the new rules establish that VASPs will have to obtain the identities and more data from users involved in transactions for over $1,000, effectively forcing these providers to implement travel rule compliance, given that “all transfers of virtual assets must be treated as electronic transfers.”

此外，新规则规定，VASP 必须从参与超过 1,000 美元交易的用户那里获取身份和更多数据，这实际上迫使这些提供商遵守旅行规则，因为“所有虚拟资产转移都必须被视为电子交易”。转移。”

According to the SBS, these measures are taken following the recommendations of the Financial Action Task Force (FATF), the global anti-money laundering watchdog. These complement what was already established in Presidential decree Nº 006-2023-JUS, which included VASPs as forced subjects under the supervision of the Financial Intelligence Unit – Peru (UIF-Peru).

据 SBS 报道，这些措施是根据全球反洗钱监管机构金融行动特别工作组（FATF）的建议采取的。这些补充了第 006-2023-JUS 号总统令中已经规定的内容，其中将 VASP 作为强制主体，接受秘鲁金融情报机构 (UIF-Peru) 的监督。

However, it is important to note that these new rules only affect VASPs and not cryptocurrencies themselves, only regulating the interactions and transactions that users complete through hosted wallets under the control of these institutions.

但需要注意的是，这些新规则仅影响 VASP 而不是加密货币本身，仅规范用户通过这些机构控制下的托管钱包完成的交互和交易。

VASPs already operating in the country will have 120 days to adapt their structures to comply with this resolution.

已在该国运营的 VASP 将有 120 天的时间调整其结构以遵守该决议。

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What do you think about the resolution strengthening the AML/FT and KYC requirements that Peru-based VASPs must fulfill? Tell us in the comments section below.

您对加强秘鲁 VASP 必须满足的 AML/FT 和 KYC 要求的决议有何看法？请在下面的评论部分告诉我们。

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