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一份新報告顯示，儘管當局努力阻止使用加密貨幣，但尼日利亞的數字貨幣廣泛採用。

A new report has shown the wide adoption of digital currencies in Nigeria despite efforts by the authorities to discourage the use of crypto.

一份新報告顯示，儘管當局努力阻止使用加密貨幣，但尼日利亞的數字貨幣廣泛採用。

The Central Bank of Nigeria (CBN) has yet to lift the ban of crypto transactions through the banking system in the country after almost five years.

尼日利亞中央銀行（CBN）尚未在將近五年後通過該國通過銀行系統解除禁止加密交易的禁令。

In a report made available to Business Post by a venture capital firm, Hashed Emergent, it was stated that the USDT/Naira stablecoin pair has become the most traded on centralized exchanges, with stablecoin transfers in Nigeria nearing $3 billion in the first quarter of 2024, signalling the practical adoption of blockchain for real-world challenges like inflation and cross-border payments.

Last year, Nigeria ranked second globally for crypto adoption, according to Chainalysis, with $59 billion in crypto value received—$24 billion of that in stablecoins.

根據Chainalysis，去年，尼日利亞在全球範圍內採用加密貨幣，獲得了590億美元的加密價值，其中有240億美元在Stablecoins中。

Stablecoin trading has overtaken Bitcoin trading on centralized exchanges, reflecting changing behaviour: for many, crypto is not speculative—it’s practical; it is how people hedge against inflation, send money, and make real-world payments.

Stablecoin交易已超過了集中式交流的比特幣交易，反映了行為的變化：對於許多人來說，加密貨幣不是投機性的，這是實際的；人們如何對沖通貨膨脹，匯款並進行現實付款。

According to the report, national agencies and multiple state governments are already implementing blockchain-based solutions across areas like identity verification, land registries, education records, and healthcare systems.

根據該報告，國家機構和多個州政府已經在身份驗證，土地註冊機構，教育記錄和醫療保健系統等領域實施基於區塊鏈的解決方案。

These aren’t pilots; they’re operational systems designed to improve transparency, efficiency, and trust in public services.

這些不是飛行員；它們是旨在提高透明度，效率和對公共服務的信任的運營系統。

However, integration into existing public infrastructure is a key challenge. Many legacy systems lack the technical readiness or interoperability needed for seamless adoption, and institutional capacity gaps—such as limited digital skills and fragmented procurement processes—are slowing implementation.

但是，集成到現有的公共基礎設施中是一個關鍵挑戰。許多傳統系統缺乏無縫採用所需的技術準備或互操作性，機構容量差距（例如有限的數字技能和零散的採購過程）正在放緩實施。

Without addressing these bottlenecks, the long-term impact of public sector blockchain adoption may be limited despite early momentum.

在沒有解決這些瓶頸的情況下，儘管早期勢頭，公共部門區塊鏈採用的長期影響可能受到限制。