由Modupe今天

一份新报告显示，尽管当局努力阻止使用加密货币，但尼日利亚的数字货币广泛采用。

A new report has shown the wide adoption of digital currencies in Nigeria despite efforts by the authorities to discourage the use of crypto.

一份新报告显示，尽管当局努力阻止使用加密货币，但尼日利亚的数字货币广泛采用。

The Central Bank of Nigeria (CBN) has yet to lift the ban of crypto transactions through the banking system in the country after almost five years.

尼日利亚中央银行（CBN）尚未在将近五年后通过该国通过银行系统解除禁止加密交易的禁令。

In a report made available to Business Post by a venture capital firm, Hashed Emergent, it was stated that the USDT/Naira stablecoin pair has become the most traded on centralized exchanges, with stablecoin transfers in Nigeria nearing $3 billion in the first quarter of 2024, signalling the practical adoption of blockchain for real-world challenges like inflation and cross-border payments.

Last year, Nigeria ranked second globally for crypto adoption, according to Chainalysis, with $59 billion in crypto value received—$24 billion of that in stablecoins.

根据Chainalysis，去年，尼日利亚在全球范围内采用加密货币，获得了590亿美元的加密价值，其中有240亿美元在Stablecoins中。

Stablecoin trading has overtaken Bitcoin trading on centralized exchanges, reflecting changing behaviour: for many, crypto is not speculative—it’s practical; it is how people hedge against inflation, send money, and make real-world payments.

Stablecoin交易已超过了集中式交流的比特币交易，反映了行为的变化：对于许多人来说，加密货币不是投机性的，这是实际的；人们如何对冲通货膨胀，汇款并进行现实付款。

According to the report, national agencies and multiple state governments are already implementing blockchain-based solutions across areas like identity verification, land registries, education records, and healthcare systems.

根据该报告，国家机构和多个州政府已经在身份验证，土地注册机构，教育记录和医疗保健系统等领域实施基于区块链的解决方案。

These aren’t pilots; they’re operational systems designed to improve transparency, efficiency, and trust in public services.

这些不是飞行员；它们是旨在提高透明度，效率和对公共服务的信任的运营系统。

However, integration into existing public infrastructure is a key challenge. Many legacy systems lack the technical readiness or interoperability needed for seamless adoption, and institutional capacity gaps—such as limited digital skills and fragmented procurement processes—are slowing implementation.

但是，集成到现有的公共基础设施中是一个关键挑战。许多传统系统缺乏无缝采用所需的技术准备或互操作性，机构容量差距（例如有限的数字技能和零散的采购过程）正在放缓实施。

Without addressing these bottlenecks, the long-term impact of public sector blockchain adoption may be limited despite early momentum.

在没有解决这些瓶颈的情况下，尽管早期势头，公共部门区块链采用的长期影响可能受到限制。