學會愛你的硬幣。這就是凱文·麥考莉（Kevin McColly）的信息

這就是Coinstar首席執行官Kevin McColly的信息，Coinstar的首席執行官是您在超市中看到的那些鑄造機器背後的公司。

Whenever the price of an item in a store comes to an odd number of cents, such as 17 or 39, do you find yourself wishing you had some pennies to use? If so, you’re probably not alone.

每當商店中商品的價格達到17或39等奇數時，您是否發現自己希望自己有一些便士可以使用？如果是這樣，您可能並不孤單。

According to a 2022 Pew survey, two-fifths of consumers never use cash for payments.

根據2022年皮尤（Pew）的一項調查，五分之二的消費者從不使用現金進行付款。

The Federal Reserve reports that, in 2023, only 16% of consumer payments were made in cash.

美聯儲報導說，在2023年，只有16％的消費者付款是現金。

As for those who do prefer to pay with cash, most keep their coins in a jar at home—or worse, they discard them. The typical household has $60 to $90 in neglected coins, enough to fill one or two pint-size beer mugs, according to the Federal Reserve.

至於那些確實喜歡用現金付款的人，大多數人都將硬幣放在家裡的罐子裡，或者更糟的是，他們會丟棄它們。據美聯儲稱，典型的家庭有60至90美元的被忽視的硬幣，足以填充一兩個品脫大小的啤酒杯。

Every year, Americans throw away millions of dollars in coins, literally treating them like trash.

每年，美國人都扔掉數百萬美元的硬幣，從字面上看將它們像垃圾一樣對待。

But coins are worth money. Coinstar converts $3 billion in coins into spendable cash every year, one coin jar at a time. The average jar yields $58 in buying power.

但是硬幣是值得的。 Coinstar每年將30億美元的硬幣轉換為可支出的現金，一次一個硬幣罐。平均罐子的購買力為58美元。

“People underestimate the value of their jar by about half,” said Kevin McColly, CEO of Coinstar. “It’s a wonderfully pleasurable experience. People have this sensation of found money.”

Coinstar首席執行官Kevin McColly說：“人們低估了罐子的價值大約一半。” “這是一次非常愉快的經歷。人們對找到的錢有這種感覺。”

Certain groups of Americans – lower-income households, and those over 55 – still use plenty of cash, the Fed found, along with people who prefer to shop in person.

美聯儲發現的某些美國人 - 低收入家庭和55歲以上的家庭仍然使用大量現金，以及喜歡親自購物的人。

But for the rest of us, McColly thinks it is time for a paradigm shift. Don’t think of your coins as clutter. Think of them as recyclables.

但是對於我們其他人來說，麥考莉認為是時候進行範式轉變了。不要將您的硬幣視為混亂。將它們視為可回收物。

“They’re metal,” he said, in case we needed a reminder. “And they have a long and useful life.”

“它們是金屬，”他說，以防我們需要提醒。 “而且他們有漫長而有用的生活。”

The Treasury still mints more than 5 billion coins a year, although the figure is dropping, according to the journal CoinNews.

據Coinnews雜誌報導，儘管這一數字正在下降，但財政部仍然每年造成超過50億個硬幣。

“Those are just natural resources coming out of the Earth,” McColly said: Copper-plated zinc for pennies, copper-nickel alloys for nickels, dimes and quarters.

麥考莉說：“這些只是從地球上出來的自然資源，”銅鍍鋅，銅，銅 - 尼克合金，用於鎳，一角錢和宿舍。

His point: If Americans got serious about gathering up their idle coins and “recycling” them into the monetary system, the Mint wouldn'ਾਂਦੀ

他的觀點是：如果美國人認真地收集閒置硬幣並將其“回收”到貨幣體系中，那麼薄荷