天才法案未能在美國參議院前進

關於美國加密貨幣行業的負面發展，備受期待的Stablecoins立法未能在美國參議院晉升

A highly anticipated legislation to regulate stablecoins in the U.S. has failed to advance in the Senate after it did not secure enough support from Senate Democrats, who withdrew their vote in the past week.

一項備受期待的立法，在美國沒有得到足夠的支持後，在參議院沒有得到足夠的支持，他們在過去一周中退出了投票，因此在參議院沒有晉升。

The legislation, known as the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act, had been the subject of great interest in the crypto industry, especially after it was passed by the Senate Banking Committee in February.

該立法被稱為指導和建立美國穩定幣（GENIUS）法案的國家創新，一直是加密貨幣行業引起了極大興趣的主題，尤其是在2月份由參議院銀行委員會通過了。

The legislation, which is crucial for setting the stage for the next generation of financial technologies, was introduced by Senator Bill Hagerty in February. The GENIUS Act would create a framework for regulating stablecoins, placing them under the Federal Reserve Rules.

該立法對於為下一代金融技術奠定了至關重要的立法，由參議員比爾·哈格蒂（Bill Hagerty）於2月提出。 《天才法》將創建一個框架，以規範穩定劑，將其遵守美聯儲規則。

The bill, which is also sponsored by Senators Tim Scott, Cynthia Lummis, Kirsten Gillibrand, and Angela Alsobrooks, aims to establish “a safe and pro-growth regulatory framework that will unleash innovation and advance the President’s mission to make America the world capital of crypto.”

該法案也由參議員蒂姆·斯科特（Tim Scott），辛西婭·盧米斯（Cynthia Lummis），柯斯滕·吉利布蘭德（Kirsten Gillibrand）和安吉拉·阿爾索布魯克（Angela Alsobrooks）贊助，旨在建立“一個安全，親自增長的監管框架，將釋放創新並促進總統使總統使美國成為世界首都Crypto的使命。”

Stablecoins legislation was considered a bipartisan effort to increase regulatory clarity after several Democrats showed support over the past few months. Additionally, the bill went through various amendments to address senators’ concerns, including stricter requirements for stablecoin issuers and Anti-Money Laundering (AML) provisions.

在過去的幾個月中，幾個民主黨人表現出支持後，穩定的立法被認為是兩黨的努力，以提高監管清晰度。此外，該法案進行了各種修正案，以解決參議員的擔憂，包括對Stablecoin發行人和反洗錢（AML）規定的更嚴格要求。

However, ten Senate Democrats expressed further concerns about the revised version of the bill on May 3, catching many lawmakers and crypto enthusiasts off guard. Among the critics, four Democrats who previously supported the bill signed the statement.

但是，十名參議院民主黨人對5月3日的法案修訂版本表示了進一步的擔憂，使許多立法者和加密助人愛好者措手不及。在批評家中，四名以前支持該法案的民主黨人簽署了該聲明。

The lawmakers alleged that the draft bill omitted essential AML and national security safeguards and had ambiguous regulations that could expose crypto markets to exploitation.

議員們聲稱，該法案省略了基本AML和國家安全保障措施，並製定了可能使加密貨幣市場剝削的法規。

Similarly, Senator Elizabeth Warren urged Congress to reject the GENIUS Act as it could pave the way for alleged “crypto corruption.” On May 4, the crypto-skeptic lawmaker claimed that the Trump family could benefit from World Liberty Financial’s (WLFI) USD1 stablecoin deal with MGX, a firm based in the Arab Gulf States.

同樣，參議員伊麗莎白·沃倫（Elizabeth Warren）敦促國會拒絕《天才法》，因為它可以為所謂的“加密腐敗”鋪平道路。 5月4日，加密懷疑論者聲稱，特朗普家族可以從世界自由金融（WLFI）USD1 Stablecoin與MGX交易中受益，MGX是阿拉伯海灣國家的一家公司。

The deal comprises a $2 billion investment connected to Binance and WLFI’s stablecoin. Warren stated that the Senate shouldn’t approve the crypto bill “to enable this type of corruption.”

該交易包括與Binance和WLFI的Stablecoin相關的20億美元投資。沃倫（Warren）表示，參議院不應批准“加密法案”“實現這種腐敗”。

While several Republicans slammed Democrats for putting “partisan politics above policy,” two GOP senators voted against advancing the bill.

儘管幾位共和黨人抨擊民主黨人將“黨派政治之上的政治”置於政策之上，但兩名共和黨參議員投票反對提出該法案。

The cloture vote on the GENIUS Act failed to reach the 60 votes needed to pass, with 49 senators voting to proceed and 48 voting against it. Only two Republicans, Senators John Boozman and Tom Cotton, voted against advancing the bill, while all 47 Democrats present voted in the negative.

對《天才法》的《盤點投票》未能通過60票，而49名參議員投票進行，並投票48票對它進行投票。參議員約翰·布茲曼（John Boozman）和湯姆·科特（Tom Cotton）只有兩名共和黨人投票反對提出該法案，而所有47名民主黨人在否定的情況下投票。

The GENIUS Act would have created a regulatory framework for stablecoins, placing them under the Federal Reserve Rules. The bill would also have required issuers of significant-value stablecoins to maintain minimum capital requirements and be subject to heightened supervision.

《天才法》將為穩定幣創建一個監管框架，並將其遵守美聯儲規則。該法案還將要求具有重要價值穩定的發行人保持最低資本要求，並受到更高的監督。

The legislation was considered a bipartisan effort to increase regulatory clarity after several Democrats showed support over the past few months. Additionally, the bill went through various amendments to address senators’ concerns, including stricter requirements for stablecoin issuers and Anti-Money Laundergence (AML) provisions.

在過去幾個月中，幾個民主黨人表現出支持後，該立法被認為是提高監管清晰度的兩黨努力。此外，該法案進行了各種修正案，以解決參議員的擔憂，包括對Stablecoin發行人的更嚴格要求和反貨幣清洗（AML）規定。

Despite these efforts, several Democrats expressed concerns about the revised version of the bill on May 3, surprising many lawmakers with their last-minute stance. Among the critics were Senators Richard Blumenthal, Douglas Jones, Jeanne Shaheen, and Raphael Warnock, who had previously supported the bill.

儘管做出了這些努力，但幾位民主黨人對5月3日的法案修訂版表示擔憂，這使許多議員的最後一刻立場感到驚訝。批評家包括參議員理查德·布魯門塔爾（Richard Blumenthal），道格拉斯·瓊斯（Douglas Jones），珍妮·沙欣（Jeanne Shaheen）和拉斐爾·沃諾克（Raphael Warnock），他們以前支持該法案。

The lawmakers stated that the draft bill lacked critical AML and national security safeguards. They also highlighted ambiguities in the regulations for bank participation and the potential for exploiting workers’ benefits.

議員們說，法案草案缺乏關鍵的AML和國家安全保障。他們還強調了銀行參與法規的歧義以及利用工人福利的潛力。

“We’re disappointed that we couldn’t complete this legislation. It’s no secret that we’ve had concerns about the bill throughout the process, which is why we engaged in good faith to negotiate amendments that would strengthen the bill and address outstanding issues. Unfortunately, despite our best efforts, we were unable to reach an agreement that would mitigate the serious risks to consumers, investors, and the financial system.”

“我們對無法完成這項立法感到失望。我們對整個過程中的賬單都關注這一點並非秘密，這就是為什麼我們善意地談判談判可以加強法案並解決傑出問題的修正案。不幸的是，儘管我們盡了最大的努力，我們仍無法達成對消費者，投資者，金融體系的嚴重風險的協議的原因。”

Among the senators who expressed concerns about the bill, Senator Elizabeth Warren also slammed the Trump family for benefitting from a new stablecoin deal.

在對該法案表示關注的參議員中，參議員伊麗莎白·沃倫（Elizabeth Warren）還抨擊了特朗普家族，因為他從一項新的Stablecoin協議中受益。

In a recent post on May 4, the crypto-skeptic lawmaker stated that the former President’s company, World Liberty Financial (WLFI), is investing $1 billion in a new firm, MGX, which is based in the United Arab Emirates.

在5月4日的最新一篇文章中，這位加密懷疑論者的立法者表示，前總統的公司世界自由金融（WLFI）正在向總部位於阿拉伯聯合酋長國的一家新公司MGX投資10億美元。

The investment will fund the launch of WLFI’s new stablecoin, which will be pegged to the U.S. dollar and bear the company’s name. It will also see Binance, the world’s largest cryptocurrency exchange, investing a further $1 billion in MGX.

這項投資將資助WLFI的新Stablecoin的推出，該公司將與美元掛鉤並以公司的名字固定。它還將看到世界上最大的加密貨幣交易所Binance，再投資10億美元。

According to a report by The Block, which first reported the deal, the total investment package could be as high as $4 billion. The report also noted that the deal will be announced at an event in Washington, D.C., on May 9.

根據該街區的一份報告，該報告首先報告了交易，總投資方案可能高達40億美元。該報告還指出，該交易將於5月9日在華盛頓特區舉行的活動中宣布。

However, Senator Warren expressed concerns about the deal, highlighting that it

但是，沃倫參議員對這筆交易表示關注，並強調