天才法案未能在美国参议院前进

关于美国加密货币行业的负面发展，备受期待的Stablecoins立法未能在美国参议院晋升

A highly anticipated legislation to regulate stablecoins in the U.S. has failed to advance in the Senate after it did not secure enough support from Senate Democrats, who withdrew their vote in the past week.

一项备受期待的立法，在美国没有得到足够的支持后，在参议院没有得到足够的支持，他们在过去一周中退出了投票，因此在参议院没有晋升。

The legislation, known as the Guiding and Establishing National Innovation for US Stablecoins (GENIUS) Act, had been the subject of great interest in the crypto industry, especially after it was passed by the Senate Banking Committee in February.

该立法被称为指导和建立美国稳定币（GENIUS）法案的国家创新，一直是加密货币行业引起了极大兴趣的主题，尤其是在2月份由参议院银行委员会通过了。

The legislation, which is crucial for setting the stage for the next generation of financial technologies, was introduced by Senator Bill Hagerty in February. The GENIUS Act would create a framework for regulating stablecoins, placing them under the Federal Reserve Rules.

该立法对于为下一代金融技术奠定了至关重要的立法，由参议员比尔·哈格蒂（Bill Hagerty）于2月提出。 《天才法》将创建一个框架，以规范稳定剂，将其遵守美联储规则。

The bill, which is also sponsored by Senators Tim Scott, Cynthia Lummis, Kirsten Gillibrand, and Angela Alsobrooks, aims to establish “a safe and pro-growth regulatory framework that will unleash innovation and advance the President’s mission to make America the world capital of crypto.”

该法案也由参议员蒂姆·斯科特（Tim Scott），辛西娅·卢米斯（Cynthia Lummis），柯斯滕·吉利布兰德（Kirsten Gillibrand）和安吉拉·阿尔索布鲁克（Angela Alsobrooks）赞助，旨在建立“一个安全，亲自增长的监管框架，将释放创新并促进总统使总统使美国成为世界首都Crypto的使命。”

Stablecoins legislation was considered a bipartisan effort to increase regulatory clarity after several Democrats showed support over the past few months. Additionally, the bill went through various amendments to address senators’ concerns, including stricter requirements for stablecoin issuers and Anti-Money Laundering (AML) provisions.

在过去的几个月中，几个民主党人表现出支持后，稳定的立法被认为是两党的努力，以提高监管清晰度。此外，该法案进行了各种修正案，以解决参议员的担忧，包括对Stablecoin发行人和反洗钱（AML）规定的更严格要求。

However, ten Senate Democrats expressed further concerns about the revised version of the bill on May 3, catching many lawmakers and crypto enthusiasts off guard. Among the critics, four Democrats who previously supported the bill signed the statement.

但是，十名参议院民主党人对5月3日的法案修订版本表示了进一步的担忧，使许多立法者和加密助人爱好者措手不及。在批评家中，四名以前支持该法案的民主党人签署了该声明。

The lawmakers alleged that the draft bill omitted essential AML and national security safeguards and had ambiguous regulations that could expose crypto markets to exploitation.

议员们声称，该法案省略了基本AML和国家安全保障措施，并制定了可能使加密货币市场剥削的法规。

Similarly, Senator Elizabeth Warren urged Congress to reject the GENIUS Act as it could pave the way for alleged “crypto corruption.” On May 4, the crypto-skeptic lawmaker claimed that the Trump family could benefit from World Liberty Financial’s (WLFI) USD1 stablecoin deal with MGX, a firm based in the Arab Gulf States.

同样，参议员伊丽莎白·沃伦（Elizabeth Warren）敦促国会拒绝《天才法》，因为它可以为所谓的“加密腐败”铺平道路。 5月4日，加密怀疑论者声称，特朗普家族可以从世界自由金融（WLFI）USD1 Stablecoin与MGX交易中受益，MGX是阿拉伯海湾国家的一家公司。

The deal comprises a $2 billion investment connected to Binance and WLFI’s stablecoin. Warren stated that the Senate shouldn’t approve the crypto bill “to enable this type of corruption.”

该交易包括与Binance和WLFI的Stablecoin相关的20亿美元投资。沃伦（Warren）表示，参议院不应批准“加密法案”“实现这种腐败”。

While several Republicans slammed Democrats for putting “partisan politics above policy,” two GOP senators voted against advancing the bill.

尽管几位共和党人抨击民主党人将“党派政治之上的政治”置于政策之上，但两名共和党参议员投票反对提出该法案。

The cloture vote on the GENIUS Act failed to reach the 60 votes needed to pass, with 49 senators voting to proceed and 48 voting against it. Only two Republicans, Senators John Boozman and Tom Cotton, voted against advancing the bill, while all 47 Democrats present voted in the negative.

对《天才法》的《盘点投票》未能通过60票，而49名参议员投票进行，并投票48票对它进行投票。参议员约翰·布兹曼（John Boozman）和汤姆·科特（Tom Cotton）只有两名共和党人投票反对提出该法案，而所有47名民主党人在否定的情况下投票。

The GENIUS Act would have created a regulatory framework for stablecoins, placing them under the Federal Reserve Rules. The bill would also have required issuers of significant-value stablecoins to maintain minimum capital requirements and be subject to heightened supervision.

《天才法》将为稳定币创建一个监管框架，并将其遵守美联储规则。该法案还将要求具有重要价值稳定的发行人保持最低资本要求，并受到更高的监督。

The legislation was considered a bipartisan effort to increase regulatory clarity after several Democrats showed support over the past few months. Additionally, the bill went through various amendments to address senators’ concerns, including stricter requirements for stablecoin issuers and Anti-Money Laundergence (AML) provisions.

在过去几个月中，几个民主党人表现出支持后，该立法被认为是提高监管清晰度的两党努力。此外，该法案进行了各种修正案，以解决参议员的担忧，包括对Stablecoin发行人的更严格要求和反货币清洗（AML）规定。

Despite these efforts, several Democrats expressed concerns about the revised version of the bill on May 3, surprising many lawmakers with their last-minute stance. Among the critics were Senators Richard Blumenthal, Douglas Jones, Jeanne Shaheen, and Raphael Warnock, who had previously supported the bill.

尽管做出了这些努力，但几位民主党人对5月3日的法案修订版表示担忧，这使许多议员的最后一刻立场感到惊讶。批评家包括参议员理查德·布鲁门塔尔（Richard Blumenthal），道格拉斯·琼斯（Douglas Jones），珍妮·沙欣（Jeanne Shaheen）和拉斐尔·沃诺克（Raphael Warnock），他们以前支持该法案。

The lawmakers stated that the draft bill lacked critical AML and national security safeguards. They also highlighted ambiguities in the regulations for bank participation and the potential for exploiting workers’ benefits.

议员们说，法案草案缺乏关键的AML和国家安全保障。他们还强调了银行参与法规的歧义以及利用工人福利的潜力。

“We’re disappointed that we couldn’t complete this legislation. It’s no secret that we’ve had concerns about the bill throughout the process, which is why we engaged in good faith to negotiate amendments that would strengthen the bill and address outstanding issues. Unfortunately, despite our best efforts, we were unable to reach an agreement that would mitigate the serious risks to consumers, investors, and the financial system.”

“我们对无法完成这项立法感到失望。我们对整个过程中的账单都关注这一点并非秘密，这就是为什么我们善意地谈判谈判可以加强法案并解决杰出问题的修正案。不幸的是，尽管我们尽了最大的努力，我们仍无法达成对消费者，投资者，金融体系的严重风险的协议的原因。”

Among the senators who expressed concerns about the bill, Senator Elizabeth Warren also slammed the Trump family for benefitting from a new stablecoin deal.

在对该法案表示关注的参议员中，参议员伊丽莎白·沃伦（Elizabeth Warren）还抨击了特朗普家族，因为他从一项新的Stablecoin协议中受益。

In a recent post on May 4, the crypto-skeptic lawmaker stated that the former President’s company, World Liberty Financial (WLFI), is investing $1 billion in a new firm, MGX, which is based in the United Arab Emirates.

在5月4日的最新一篇文章中，这位加密怀疑论者的立法者表示，前总统的公司世界自由金融（WLFI）正在向总部位于阿拉伯联合酋长国的一家新公司MGX投资10亿美元。

The investment will fund the launch of WLFI’s new stablecoin, which will be pegged to the U.S. dollar and bear the company’s name. It will also see Binance, the world’s largest cryptocurrency exchange, investing a further $1 billion in MGX.

这项投资将资助WLFI的新Stablecoin的推出，该公司将与美元挂钩并以公司的名字固定。它还将看到世界上最大的加密货币交易所Binance，再投资10亿美元。

According to a report by The Block, which first reported the deal, the total investment package could be as high as $4 billion. The report also noted that the deal will be announced at an event in Washington, D.C., on May 9.

根据该街区的一份报告，该报告首先报告了交易，总投资方案可能高达40亿美元。该报告还指出，该交易将于5月9日在华盛顿特区举行的活动中宣布。

However, Senator Warren expressed concerns about the deal, highlighting that it

但是，沃伦参议员对这笔交易表示关注，并强调