歐盟結束了加密交易的匿名性。

從2027年7月1日起，將需要任何超過1,000歐元的轉移才能披露發件人和收件人的確切身份。

The European Union is putting an end to anonymity in crypto transactions. From July 1, 2027, any transfer above €1,000 will require disclosing the precise identity of the sender and recipient. This measure, part of the new anti-money laundering rules (AMLR), now clearly place blockchain and digital assets under the direct supervision of European authorities, as stated by Paschal Donohoe, president of the Eurogroup. For crypto enthusiasts, this measure represents both a necessary revolution and a painful betrayal.

歐盟正在結束加密交易的匿名性。從2027年7月1日起，任何超過1,000歐元的轉會都將要求披露發件人和收件人的確切身份。如歐洲群島總裁帕薩爾·多諾霍（Paschal Donohoe）所述，這項措施是新的反洗錢規則（AMLR）的一部分，現在顯然將區塊鍊和數字資產置於歐洲當局的直接監督之下。對於加密愛好者來說，這項措施既代表了必要的革命，又代表了痛苦的背叛。

Imposed Transparency: Towards a Generalized Registry of Crypto Wallets

施加透明度：邁向加密錢包的廣義註冊表

First, the European Union will require all providers of crypto-asset related services to systematically record sender and recipient data.

首先，歐盟將要求所有與加密資產相關服務的提供商一起記錄發件人和接收者數據。

Centralized platforms such as exchanges and custodial wallets will now have to collect and retain this information, just as banks already do during regular transfers.

現在將不得不收集和保留此信息，就像銀行在常規轉移期間已經做到的那樣。

Moreover, even self-custodial wallets will be affected. For each transaction exceeding the €1,000 threshold, users will have to answer a series of questions: identity, source of funds, etc.

此外，即使是自我監測的錢包也會受到影響。對於超過1,000歐元門檻的每筆交易，用戶將必須回答一系列問題：身份，資金來源，等。

This regulatory obligation has the stated goal of combating illicit transactions, but it definitively buries the original anonymity promised by Bitcoin and crypto from their inception.

這項監管義務的目標是打擊非法交易，但它明確地掩埋了比特幣和加密貨幣從其成立中承諾的原始匿名性。

Furthermore, the European Crypto Initiative highlights that financial intelligence units will now have “direct, immediate, and unfiltered” access to transactional data.

此外，歐洲加密貨幣倡議強調，金融情報部門現在將“直接，直接和未經過濾”的交易數據訪問。

Traceability will then become instantaneous. For the authorities, this measure represents a crucial lever in the fight against organized crime, while privacy advocates see it as an unprecedented threat.

可追溯性將變得瞬時。對於當局而言，這項措施代表了打擊有組織犯罪的鬥爭中的一個至關重要的槓桿，而隱私倡導者則將其視為前所未有的威脅。

Innovation or Infringement on Privacy?

關於隱私的創新或侵權？

This new European regulation is causing a real outcry within the crypto community. Riccardo Spagni, a prominent figure of Monero, strongly denounces these “intrusive” measures. Crypto-assets ensuring enhanced anonymity are now among the assets excluded from authorized European platforms. According to him, this represents a direct attack on the foundations of digital privacy.

這項新的歐洲法規引起了加密貨幣社區中真正的強烈抗議。 Monero的傑出人物Riccardo Spagni強烈譴責了這些“侵入性”措施。加密資產可以確保增強匿名性，現在已排除在授權的歐洲平台中的資產之一。據他說，這代表了對數字隱私基礎的直接攻擊。

On his side, James Toledano, CTO of Unity Wallet, is particularly concerned about the unintended effects on the decentralized crypto ecosystem.

在他這一邊，統一錢包的首席技術官詹姆斯·托萊達諾（James Toledano）特別關注對分散的加密生態系統的意外影響。

He believes that equating crypto-assets with traditional financial services betrays the very spirit of peer-to-peer.

他認為，將加密資產與傳統金融服務等同於同等的精神。

The risk also exists that offshore transactions and clandestine P2P exchanges will thrive in the shadows, recalling the turbulent earliest days of the crypto sector.

還存在風險，即離岸交易和秘密P2P交換將在陰影中蓬勃發展，這讓人聯想起加密貨幣行業的最早日子。

Crypto and Regulation: Catalyst for New Technologies?

加密和法規：新技術的催化劑？

However, far from being a mere constraint, this regulation could also stimulate the emergence of innovative technological solutions within the crypto universe. KYC attestations based on zero-knowledge proofs (ZKP) are already being considered.

但是，這種調節遠非僅僅是一個限制，還可以刺激加密宇宙中創新技術解決方案的出現。基於零知識證明（ZKP）的KYC證明已被考慮。

These systems would allow user authentication without fully revealing their personal data.

這些系統將允許用戶身份驗證，而無需完全揭示其個人數據。

Solutions such as Layer 2 (secondary layers) and threshold signatures could also represent an effective compromise between imposed transparency and preserved privacy.

諸如第2層（次要層）和閾值簽名之類的解決方案也可能代表施加的透明度和保留的隱私之間的有效折衷。

Thus, these constraints could paradoxically spur innovation in the crypto universe by fostering the development of safer and more privacy-respecting solutions — provided technology progresses fast enough to adapt, without regulators crossing the red line of outright banning Bitcoin.

因此，這些限制可能會通過促進更安全和更尊重隱私的解決方案的發展來刺激加密貨幣宇宙中的創新，但前提是技術的進步足以適應，而無需越過越過徹底禁止禁止比特幣的紅線的監管機構。