欧盟结束了加密交易的匿名性。

从2027年7月1日起，将需要任何超过1,000欧元的转移才能披露发件人和收件人的确切身份。

The European Union is putting an end to anonymity in crypto transactions. From July 1, 2027, any transfer above €1,000 will require disclosing the precise identity of the sender and recipient. This measure, part of the new anti-money laundering rules (AMLR), now clearly place blockchain and digital assets under the direct supervision of European authorities, as stated by Paschal Donohoe, president of the Eurogroup. For crypto enthusiasts, this measure represents both a necessary revolution and a painful betrayal.

欧盟正在结束加密交易的匿名性。从2027年7月1日起，任何超过1,000欧元的转会都将要求披露发件人和收件人的确切身份。如欧洲群岛总裁帕萨尔·多诺霍（Paschal Donohoe）所述，这项措施是新的反洗钱规则（AMLR）的一部分，现在显然将区块链和数字资产置于欧洲当局的直接监督之下。对于加密爱好者来说，这项措施既代表了必要的革命，又代表了痛苦的背叛。

Imposed Transparency: Towards a Generalized Registry of Crypto Wallets

施加透明度：迈向加密钱包的广义注册表

First, the European Union will require all providers of crypto-asset related services to systematically record sender and recipient data.

首先，欧盟将要求所有与加密资产相关服务的提供商一起记录发件人和接收者数据。

Centralized platforms such as exchanges and custodial wallets will now have to collect and retain this information, just as banks already do during regular transfers.

现在将不得不收集和保留此信息，就像银行在常规转移期间已经做到的那样。

Moreover, even self-custodial wallets will be affected. For each transaction exceeding the €1,000 threshold, users will have to answer a series of questions: identity, source of funds, etc.

此外，即使是自我监测的钱包也会受到影响。对于超过1,000欧元门槛的每笔交易，用户将必须回答一系列问题：身份，资金来源，等。

This regulatory obligation has the stated goal of combating illicit transactions, but it definitively buries the original anonymity promised by Bitcoin and crypto from their inception.

这项监管义务的目标是打击非法交易，但它明确地掩埋了比特币和加密货币从其成立中承诺的原始匿名性。

Furthermore, the European Crypto Initiative highlights that financial intelligence units will now have “direct, immediate, and unfiltered” access to transactional data.

此外，欧洲加密货币倡议强调，金融情报部门现在将“直接，直接和未经过滤”的交易数据访问。

Traceability will then become instantaneous. For the authorities, this measure represents a crucial lever in the fight against organized crime, while privacy advocates see it as an unprecedented threat.

可追溯性将变得瞬时。对于当局而言，这项措施代表了打击有组织犯罪的斗争中的一个至关重要的杠杆，而隐私倡导者则将其视为前所未有的威胁。

Innovation or Infringement on Privacy?

关于隐私的创新或侵权？

This new European regulation is causing a real outcry within the crypto community. Riccardo Spagni, a prominent figure of Monero, strongly denounces these “intrusive” measures. Crypto-assets ensuring enhanced anonymity are now among the assets excluded from authorized European platforms. According to him, this represents a direct attack on the foundations of digital privacy.

这项新的欧洲法规引起了加密货币社区中真正的强烈抗议。 Monero的杰出人物Riccardo Spagni强烈谴责了这些“侵入性”措施。加密资产可以确保增强匿名性，现在已排除在授权的欧洲平台中的资产之一。据他说，这代表了对数字隐私基础的直接攻击。

On his side, James Toledano, CTO of Unity Wallet, is particularly concerned about the unintended effects on the decentralized crypto ecosystem.

在他这一边，统一钱包的首席技术官詹姆斯·托莱达诺（James Toledano）特别关注对分散的加密生态系统的意外影响。

He believes that equating crypto-assets with traditional financial services betrays the very spirit of peer-to-peer.

他认为，将加密资产与传统金融服务等同于同等的精神。

The risk also exists that offshore transactions and clandestine P2P exchanges will thrive in the shadows, recalling the turbulent earliest days of the crypto sector.

还存在风险，即离岸交易和秘密P2P交换将在阴影中蓬勃发展，这让人联想起加密货币行业的最早日子。

Crypto and Regulation: Catalyst for New Technologies?

加密和法规：新技术的催化剂？

However, far from being a mere constraint, this regulation could also stimulate the emergence of innovative technological solutions within the crypto universe. KYC attestations based on zero-knowledge proofs (ZKP) are already being considered.

但是，这种调节远非仅仅是一个限制，还可以刺激加密宇宙中创新技术解决方案的出现。基于零知识证明（ZKP）的KYC证明已被考虑。

These systems would allow user authentication without fully revealing their personal data.

这些系统将允许用户身份验证，而无需完全揭示其个人数据。

Solutions such as Layer 2 (secondary layers) and threshold signatures could also represent an effective compromise between imposed transparency and preserved privacy.

诸如第2层（次要层）和阈值签名之类的解决方案也可能代表施加的透明度和保留的隐私之间的有效折衷。

Thus, these constraints could paradoxically spur innovation in the crypto universe by fostering the development of safer and more privacy-respecting solutions — provided technology progresses fast enough to adapt, without regulators crossing the red line of outright banning Bitcoin.

因此，这些限制可能会通过促进更安全和更尊重隐私的解决方案的发展来刺激加密货币宇宙中的创新，但前提是技术的进步足以适应，而无需越过越过彻底禁止禁止比特币的红线的监管机构。