比特幣ATM是比特幣物理基礎結構的骨幹

如果目標是金融包容性，則通過自動取款機和其他物理入口處擴大對比特幣的現實訪問不僅僅是方便的問題。

If the last year has taught us anything, it is that Bitcoin is at an inflection point. Once considered a niche investment, it has evolved over the past decade into a globally recognized financial asset among individuals, businesses, and institutions, a shift I’ve experienced firsthand as the COO of Bitcoin Depot.

如果去年教會了我們任何東西，那就是比特幣處於拐點處。一旦被認為是利基投資，它在過去十年中已經發展成為個人，企業和機構中全球認可的金融資產，我親身經歷了這一轉變，作為比特幣倉庫的首席運營官。

Despite intense periods of volatility, 2024 marked several watershed moments for Bitcoin – from the SEC’s approval of spot Bitcoin ETFs and the completion of the quadrennial halving milestone to its record-breaking surge past $100,000 and beyond amid speculation over potential Federal Reserve interest rate cuts and rumored plans to designate it as a U.S. reserve asset.

儘管經歷了激烈的波動性，但2024年還是比特幣的幾個流域時刻 - 從SEC認可現貨比特幣ETF以及完成Quadrennial減半的里程碑到其創紀錄的一部分，到了其創紀錄的增速超過100,000美元，超過了超過猜測，超越了對美聯儲儲備的削減和謠言削減的計劃，並將其指定為US ASET ASET。

With institutional interest at an all-time high and policymakers racing to establish clear regulatory frameworks, Bitcoin is expected to become more mainstream than it has ever been before. You may even own some yourself. But there’s a problem: Regulation, consumer interest, and institutional endorsement aren’t enough. While favorable policies and financial legitimacy are essential, they don’t solve all real-world barriers to adoption – especially for underbanked people or those who consider themselves less tech-savvy or outside the financial mainstream.

由於製度興趣在歷史悠久的高級制定者中競爭以建立明確的監管框架，因此預計比特幣將比以往任何時候都更加主流。您甚至可以自己擁有一些。但是有一個問題：監管，消費者的興趣和機構認可還不夠。儘管有利的政策和財務合法性至關重要，但它們並不能解決所有現實的收養障礙 - 尤其是對於賬戶不足的人或認為自己不那麼精通技術或之外的金融主流之外的人。

Additional tools may be necessary to reduce the gap between demand and accessibility. Along with digital solutions, it has become clear that physical infrastructure is key to making crypto genuinely accessible to all.

可能需要其他工具來減少需求和可訪問性之間的差距。與數字解決方案一起，很明顯，物理基礎架構是使加密貨幣真正訪問的關鍵。

Increasing Popularity, Limited Access

越來越受歡迎，訪問有限

Global crypto ownership is growing rapidly, with the number of users increasing by 33% since 2023, bringing the total to over 500 million people actively buying, holding, and transacting in digital currency. Bitcoin, in particular, stood out as the top-performing asset class of 2024, and by a significant margin compared to other investment options.

自2023年以來，全球加密所有權的所有權正在迅速增長，用戶數量增長了33％，使超過5億人積極購買，持有和交易數字貨幣。尤其是比特幣，是2024年表現最佳的資產類別，與其他投資選擇相比，比特幣的利潤率很高。

Among institutional investors, interest in crypto is also at an all-time high. Major players like Fidelity, BlackRock, and PayPal are integrating Bitcoin into their services, and everyday businesses are becoming more comfortable accepting Bitcoin as a legitimate form of payment.

在機構投資者中，對加密貨幣的興趣也處於歷史最高水平。像富達，貝萊德和貝寶這樣的主要參與者正在將比特幣整合到他們的服務中，並且日常企業變得越來越舒適地接受比特幣作為一種合法的付款方式。

Bitcoin appeals to a diverse range of users, spanning different age groups, demographics, income levels, and geographic regions. For some, it offers a way to diversify their portfolios or hedge against economic uncertainty. For others, it is a powerful financial inclusion tool, enabling cross-border payments and remittances.

比特幣吸引了不同年齡段，人口統計，收入水平和地理區域的各種用戶。對於某些人來說，它提供了一種使他們的投資組合或對沖經濟不確定性多樣化的方法。對於其他人來說，這是一種強大的財務包容工具，可以跨境支付和匯款。

Despite this widespread appeal and rapid adoption, many potential users still face challenges in accessing Bitcoin. The process can feel daunting and complex for those without experience with crypto exchanges, digital wallets, and private key management. Additionally, individuals without access to traditional banking services or who are unfamiliar with digital finance may struggle to navigate the space. These challenges prevent a substantial portion of the population from fully embracing Bitcoin as a viable option for financial inclusion.

儘管這一吸引力和迅速採用，但許多潛在用戶仍然面臨訪問比特幣的挑戰。對於那些沒有加密交易所，數字錢包和私鑰管理的經驗的人來說，這個過程可能會感到艱鉅和復雜。此外，沒有獲得傳統銀行服務或不熟悉數字融資的個人可能難以駕駛該空間。這些挑戰阻止了很大一部分人口完全擁抱比特幣，作為金融包容性的可行選擇。

Regulation Alone Isn’t Enough

僅監管還不夠

Like its growing popularity, recent pro-crypto policy advancements are a step forward in Bitcoin’s path to mainstream adoption. Regulatory frameworks across the globe are evolving, with governments aiming to strike a balance between encouraging innovation and protecting consumers. For instance, the SEC’s approval of Bitcoin ETFs was a game changer, making it easier for investors to buy and sell Bitcoin, just as they would with stocks or mutual funds.

就像它日益普及一樣，最近的親克賴特（Crypto）政策進步是比特幣採用主流採用道路的一步。全球的監管框架正在發展，政府旨在在鼓勵創新和保護消費者之間取得平衡。例如，SEC對比特幣ETF的批准是改變遊戲規則的人，使投資者更容易買賣比特幣，就像股票或共同基金一樣。

With a new pro-crypto administration in 2025, many are anticipating a shift toward more crypto-friendly policies. We’ve already seen the creation of an SEC-led task force to develop a more comprehensive regulatory framework for digital assets and an executive order emphasizing support for the growth and use of these technologies.

隨著2025年的新專業政府政府，許多人預計將轉向更加加密友好的政策。我們已經看到了由SEC領導的工作組創建的，以為數字資產開發更全面的監管框架，並強調對這些技術的增長和使用的支持。

These regulatory changes are essential for providing legal clarity and protection, especially for institutional investors, and for easing some regulatory uncertainty around Bitcoin. However, they do not fully address the barriers faced by everyday users when trying to access Bitcoin. No matter how favorable the regulations are, Bitcoin adoption won’t scale if people don’t have a simple and familiar way to buy it. While some users are comfortable navigating exchanges, others need physical infrastructure, such as Bitcoin ATMs.

這些監管變化對於提供法律清晰度和保護至關重要，尤其是對於機構投資者，以及減輕比特幣周圍的一些監管不確定性。但是，在嘗試訪問比特幣時，它們並不能完全解決日常用戶所面臨的障礙。無論法規多麼有利，比特幣採用都不會擴展，如果人們沒有簡單且熟悉的購買方式。雖然有些用戶可以舒適地導航交流，但其他用戶則需要物理基礎架構，例如比特幣ATM。

Physical Access to Bitcoin

物理訪問比特幣

Physical access points, particularly Bitcoin ATMs, are among the most overlooked yet essential components in making crypto accessible. With over 38,000 Bitcoin ATMs operating worldwide, these machines have significantly increased Bitcoin’s accessibility. Typically found in high-traffic locations such as convenience stores, malls, and grocery stores, Bitcoin ATMs have become a popular choice for individuals who prefer a straightforward method to purchase Bitcoin with cash without needing a bank account.

物理訪問點，尤其是比特幣ATM，是使加密貨幣訪問時最被忽略但最重要的組成部分之一。全球有38,000多個比特幣ATM運行，這些機器已大大提高了比特幣的可訪問性。比特幣ATM通常在便利店，購物中心和雜貨店等高流量地點發現，對於那些喜歡直接購買不需要現金的比特幣而無需銀行帳戶的人來說，比特幣ATM已成為一個流行的選擇。

Bitcoin can feel intimidating for those less familiar with digital finance—such as individuals without access to traditional banking services or those with limited experience in cryptocurrency exchanges. Bitcoin ATMs allow individuals from various demographics, including underbanked populations, emerging markets, and remittance users, to enter the crypto space without requiring familiarity with digital wallets or online exchanges.

對於那些不熟悉的數字融資的人，比特幣會感到嚇人，例如個人而沒有獲得傳統銀行服務或在加密貨幣交流方面經驗有限的人。比特幣ATM允許來自各種人口統計的個人，包括賬戶不足的人群，新興市場和匯款用戶，可以進入加密貨幣空間，而無需熟悉數字錢包或在線交流。

While the U.S. alone has over 30,000 of these machines, and international adoption is steadily increasing, consider that entire countries in emerging markets have fewer than 100. This disparity limits

雖然僅美國就有30,000多個機器，而且國際採用量正在穩步增長，但考慮到新興市場中的整個國家都有不到100個。這種差異限制