比特币ATM是比特币物理基础结构的骨干

如果目标是金融包容性，则通过自动取款机和其他物理入口处扩大对比特币的现实访问不仅仅是方便的问题。

If the last year has taught us anything, it is that Bitcoin is at an inflection point. Once considered a niche investment, it has evolved over the past decade into a globally recognized financial asset among individuals, businesses, and institutions, a shift I’ve experienced firsthand as the COO of Bitcoin Depot.

如果去年教会了我们任何东西，那就是比特币处于拐点处。一旦被认为是利基投资，它在过去十年中已经发展成为个人，企业和机构中全球认可的金融资产，我亲身经历了这一转变，作为比特币仓库的首席运营官。

Despite intense periods of volatility, 2024 marked several watershed moments for Bitcoin – from the SEC’s approval of spot Bitcoin ETFs and the completion of the quadrennial halving milestone to its record-breaking surge past $100,000 and beyond amid speculation over potential Federal Reserve interest rate cuts and rumored plans to designate it as a U.S. reserve asset.

尽管经历了激烈的波动性，但2024年还是比特币的几个流域时刻 - 从SEC认可现货比特币ETF以及完成Quadrennial减半的里程碑到其创纪录的一部分，到了其创纪录的增速超过100,000美元，超过了超过猜测，超越了对美联储储备的削减和谣言削减的计划，并将其指定为US ASET ASET。

With institutional interest at an all-time high and policymakers racing to establish clear regulatory frameworks, Bitcoin is expected to become more mainstream than it has ever been before. You may even own some yourself. But there’s a problem: Regulation, consumer interest, and institutional endorsement aren’t enough. While favorable policies and financial legitimacy are essential, they don’t solve all real-world barriers to adoption – especially for underbanked people or those who consider themselves less tech-savvy or outside the financial mainstream.

由于制度兴趣在历史悠久的高级制定者中竞争以建立明确的监管框架，因此预计比特币将比以往任何时候都更加主流。您甚至可以自己拥有一些。但是有一个问题：监管，消费者的兴趣和机构认可还不够。尽管有利的政策和财务合法性至关重要，但它们并不能解决所有现实的收养障碍 - 尤其是对于账户不足的人或认为自己不那么精通技术或之外的金融主流之外的人。

Additional tools may be necessary to reduce the gap between demand and accessibility. Along with digital solutions, it has become clear that physical infrastructure is key to making crypto genuinely accessible to all.

可能需要其他工具来减少需求和可访问性之间的差距。与数字解决方案一起，很明显，物理基础架构是使加密货币真正访问的关键。

Increasing Popularity, Limited Access

越来越受欢迎，访问有限

Global crypto ownership is growing rapidly, with the number of users increasing by 33% since 2023, bringing the total to over 500 million people actively buying, holding, and transacting in digital currency. Bitcoin, in particular, stood out as the top-performing asset class of 2024, and by a significant margin compared to other investment options.

自2023年以来，全球加密所有权的所有权正在迅速增长，用户数量增长了33％，使超过5亿人积极购买，持有和交易数字货币。尤其是比特币，是2024年表现最佳的资产类别，与其他投资选择相比，比特币的利润率很高。

Among institutional investors, interest in crypto is also at an all-time high. Major players like Fidelity, BlackRock, and PayPal are integrating Bitcoin into their services, and everyday businesses are becoming more comfortable accepting Bitcoin as a legitimate form of payment.

在机构投资者中，对加密货币的兴趣也处于历史最高水平。像富达，贝莱德和贝宝这样的主要参与者正在将比特币整合到他们的服务中，并且日常企业变得越来越舒适地接受比特币作为一种合法的付款方式。

Bitcoin appeals to a diverse range of users, spanning different age groups, demographics, income levels, and geographic regions. For some, it offers a way to diversify their portfolios or hedge against economic uncertainty. For others, it is a powerful financial inclusion tool, enabling cross-border payments and remittances.

比特币吸引了不同年龄段，人口统计，收入水平和地理区域的各种用户。对于某些人来说，它提供了一种使他们的投资组合或对冲经济不确定性多样化的方法。对于其他人来说，这是一种强大的财务包容工具，可以跨境支付和汇款。

Despite this widespread appeal and rapid adoption, many potential users still face challenges in accessing Bitcoin. The process can feel daunting and complex for those without experience with crypto exchanges, digital wallets, and private key management. Additionally, individuals without access to traditional banking services or who are unfamiliar with digital finance may struggle to navigate the space. These challenges prevent a substantial portion of the population from fully embracing Bitcoin as a viable option for financial inclusion.

尽管这一吸引力和迅速采用，但许多潜在用户仍然面临访问比特币的挑战。对于那些没有加密交易所，数字钱包和私钥管理的经验的人来说，这个过程可能会感到艰巨和复杂。此外，没有获得传统银行服务或不熟悉数字融资的个人可能难以驾驶该空间。这些挑战阻止了很大一部分人口完全拥抱比特币，作为金融包容性的可行选择。

Regulation Alone Isn’t Enough

仅监管还不够

Like its growing popularity, recent pro-crypto policy advancements are a step forward in Bitcoin’s path to mainstream adoption. Regulatory frameworks across the globe are evolving, with governments aiming to strike a balance between encouraging innovation and protecting consumers. For instance, the SEC’s approval of Bitcoin ETFs was a game changer, making it easier for investors to buy and sell Bitcoin, just as they would with stocks or mutual funds.

就像它日益普及一样，最近的亲克赖特（Crypto）政策进步是比特币采用主流采用道路的一步。全球的监管框架正在发展，政府旨在在鼓励创新和保护消费者之间取得平衡。例如，SEC对比特币ETF的批准是改变游戏规则的人，使投资者更容易买卖比特币，就像股票或共同基金一样。

With a new pro-crypto administration in 2025, many are anticipating a shift toward more crypto-friendly policies. We’ve already seen the creation of an SEC-led task force to develop a more comprehensive regulatory framework for digital assets and an executive order emphasizing support for the growth and use of these technologies.

随着2025年的新专业政府政府，许多人预计将转向更加加密友好的政策。我们已经看到了由SEC领导的工作组创建的，以为数字资产开发更全面的监管框架，并强调对这些技术的增长和使用的支持。

These regulatory changes are essential for providing legal clarity and protection, especially for institutional investors, and for easing some regulatory uncertainty around Bitcoin. However, they do not fully address the barriers faced by everyday users when trying to access Bitcoin. No matter how favorable the regulations are, Bitcoin adoption won’t scale if people don’t have a simple and familiar way to buy it. While some users are comfortable navigating exchanges, others need physical infrastructure, such as Bitcoin ATMs.

这些监管变化对于提供法律清晰度和保护至关重要，尤其是对于机构投资者，以及减轻比特币周围的一些监管不确定性。但是，在尝试访问比特币时，它们并不能完全解决日常用户所面临的障碍。无论法规多么有利，比特币采用都不会扩展，如果人们没有简单且熟悉的购买方式。虽然有些用户可以舒适地导航交流，但其他用户则需要物理基础架构，例如比特币ATM。

Physical Access to Bitcoin

物理访问比特币

Physical access points, particularly Bitcoin ATMs, are among the most overlooked yet essential components in making crypto accessible. With over 38,000 Bitcoin ATMs operating worldwide, these machines have significantly increased Bitcoin’s accessibility. Typically found in high-traffic locations such as convenience stores, malls, and grocery stores, Bitcoin ATMs have become a popular choice for individuals who prefer a straightforward method to purchase Bitcoin with cash without needing a bank account.

物理访问点，尤其是比特币ATM，是使加密货币访问时最被忽略但最重要的组成部分之一。全球有38,000多个比特币ATM运行，这些机器已大大提高了比特币的可访问性。比特币ATM通常在便利店，购物中心和杂货店等高流量地点发现，对于那些喜欢直接购买不需要现金的比特币而无需银行帐户的人来说，比特币ATM已成为一个流行的选择。

Bitcoin can feel intimidating for those less familiar with digital finance—such as individuals without access to traditional banking services or those with limited experience in cryptocurrency exchanges. Bitcoin ATMs allow individuals from various demographics, including underbanked populations, emerging markets, and remittance users, to enter the crypto space without requiring familiarity with digital wallets or online exchanges.

对于那些不熟悉的数字融资的人，比特币会感到吓人，例如个人而没有获得传统银行服务或在加密货币交流方面经验有限的人。比特币ATM允许来自各种人口统计的个人，包括账户不足的人群，新兴市场和汇款用户，可以进入加密货币空间，而无需熟悉数字钱包或在线交流。

While the U.S. alone has over 30,000 of these machines, and international adoption is steadily increasing, consider that entire countries in emerging markets have fewer than 100. This disparity limits

虽然仅美国就有30,000多个机器，而且国际采用量正在稳步增长，但考虑到新兴市场中的整个国家都有不到100个。这种差异限制