英国的金融行为管理局（FCA）正在采取措施通过提出对信用卡使用的新限制来加强围绕加密货币购买的法规

根据路透社最近的一份报告，FCA正在考虑禁止使用信用卡直接购买加密货币

The Financial Conduct Authority (FCA) in Britain is planning to tighten regulations by proposing new restrictions on using credit cards to purchase cryptocurrencies, according to a recent Reuters report.

根据路透社的最新报告，英国金融行为管理局（FCA）计划通过提出有关使用信用卡购买加密货币的新限制来加强法规的。

The FCA is mulling over a ban on direct credit card purchases of cryptoassets, such as Bitcoin (BTC), to reduce the involvement of “bad actors” in the industry, ultimately aiming to foster innovation among legitimate projects.

FCA正在考虑禁止对比特币（BTC）等直接信用卡购买的禁令，以减少“坏演员”在该行业中的参与，最终旨在促进合法项目之间的创新。

However, these measures would not impact all crypto purchases, as the regulator clarified that stablecoins could still be bought using credit cards. This move showcases the government’s intent to ensure that crypto investments are approached with caution, especially considering the high risks associated with volatile assets like Bitcoin.

但是，这些措施不会影响所有加密货币购买，因为监管机构澄清说仍然可以使用信用卡购买Stablecoins。此举表明了政府的意图，以确保加密投资谨慎进行，尤其是考虑到与比特币这样的波动性资产相关的高风险。

The regulator’s main goal with this restriction is to provide stronger consumer protection and reduce the chances of fraudulent activity or excessive consumer debt linked to crypto investments.

该限制的监管机构的主要目标是提供更强大的消费者保护，并减少欺诈活动或与加密货币投资相关的过多消费者债务的机会。

“Crypto is a growing industry. Currently largely unregulated, we want to create a crypto regime that gives firms the clarity they need to safely innovate, while delivering appropriate levels of market integrity and consumer protection,” said David Geale, the FCA’s executive director of payments and digital finance.

FCA的付款和数字融资执行总监David Geale表示：“加密货币是一个不断发展的行业。目前在很大程度上不受监管，我们希望建立一个加密政权，使公司具有安全创新所需的清晰度，同时提供适当水平的市场完整性和消费者保护。”

The FCA has already taken steps to address online fraud in the crypto space. Earlier this year, the regulator implemented a ban on paid-for crypto ads, successfully reducing advertisements by 50%.

FCA已经采取了措施来解决加密货币领域中的在线欺诈。今年早些时候，监管机构实施了对付费的加密广告的禁令，成功地将广告降低了50％。

Moreover, social media platforms have banned advertisements for non-FCA authorized financial services firms in the UK, and the FCA is actively pursuing enforcement actions against those that violate these new rules.

此外，社交媒体平台禁止了英国非FCA授权金融服务公司的广告，FCA正在积极采取执法行动，以违反这些新规则的人。

The regulator has also been advising the public on the potential risks of investing in digital assets, emphasizing that investors should only commit funds they can afford to lose when dealing with cryptocurrencies.

监管机构还一直向公众提供有关投资数字资产的潜在风险的建议，并强调投资者只能在处理加密货币时承担损失的资金。

This aligns with the regulator’s broader strategy to ensure that the crypto market remains secure and transparent, which is particularly important given the rapid rise in the popularity of digital currencies like Bitcoin.

这与监管机构的更广泛战略保持一致，以确保加密市场保持安全和透明，这一点尤其重要，鉴于比特币等数字货币的普及迅速上升。

As the Financial Conduct Authority (FCA) continues its efforts to regulate the cryptocurrency industry in Britain, it’s juggling the task of striking a balance between supporting innovation and protecting consumers from fraud.

随着金融行为管理局（FCA）继续努力规范英国的加密货币行业，它在支持创新与保护消费者免受欺诈之间达到平衡的任务尤为如此。