加密货币将吞噬传统的财务，因为Coinbase将其专注于分散系统

加密交易所Coinbase（NASDAQ：COIN）首席执行官Brian Armstrong于5月2日加强了该公司对该行业的长期愿景

Coinbase (NASDAQ:COIN) CEO Brian Armstrong continues to tout the role of cryptocurrency in the future of finance, stating on Wednesday that crypto is “going to eat most of financial services” and that the firm is “100% focused on crypto.”

Coinbase（NASDAQ：COIN）首席执行官布莱恩·阿姆斯特朗（Brian Armstrong）继续宣传加密货币在财务未来的作用，并在周三表示，加密货币“将要“吃大多数金融服务”，该公司“ 100％专注于加密货币”。

What Happened: Armstrong’s comments came as Coinbase provides a series of updates on its lending services. These include USDC loans via decentralized lending protocol Morpho Labs (CRYPTO: MORPH) and bitcoin-backed credit products.

发生了什么：阿姆斯特朗的评论是因为Coinbase提供了有关其贷款服务的一系列更新。其中包括通过分散贷款协议Morpho Labs（加密：Morph）和比特币支持的信贷产品的USDC贷款。

As reported by Benzinga previously, adoption of USDC-based loans through Morpho Labs is heating up, with volumes increasing to $120 million in May, according to Max Branzburg, head of consumer products at Coinbase.

正如Benzinga先前报道的那样，根据Max Branzburg的说法，Coinbase的消费产品负责人Max Branzburg表示，通过Morpho Labs采用基于USDC的贷款正在加热，量增加到1.2亿美元。

“It’s heating up. USDC DEFI [decentralized finance] lending volumes on Morpho went from $0 in Jan to $120M in May (vs $45M in Apr, $14M in Mar, $2M in Feb). Only $265M BTC is used as credit vs >$100x more in "idle" bitcoin.”

“它正在加热。USDC Defi（分散融资）对Morpho的贷款量从1月份的0美元上涨至5月的1.2亿美元（4500万美元的APR，1400万美元，3月的1400万美元，2月2日的2000万美元）。只有2.65亿美元的BTC用作信用额度vs> $ 100X在“ IDLE” BITCOIN中。”

It’s heating up. USDC DEFI lending volumes on Morpho went from $0 in Jan to $120M in May (vs $45M in Apr, $14M in Mar, $2M in Feb, and $0 in Jan). Only $265M BTC is used as credit vs >$100x more bitcoin is "idle." https://t.co/16pW2A9M8x

它正在加热。 USDC Defi在Morpho上的贷款量从1月份的0美元上涨至5月的1.2亿美元（4月4500万美元，3月1400万美元，2月2日为2000万美元，1月1月$ 0）。仅2.65亿美元的BTC用作信用vs> $ 100倍的比特币是“空闲”。 https://t.co/16pw2a9m8x

— Max Branzburg (@maxbranzburg) May 24, 2023

- 麦克斯·布兰兹堡（@maxbranzburg）2023年5月24日

Earlier this year, Coinbase announced its bitcoin-backed loan service is now fully available to all U.S. users, except those in New York.

今年早些时候，Coinbase宣布其比特币支持的贷款服务现已完全可供所有美国用户提供，除了纽约的用户。

"Great news - we're excited to announce that bitcoin-backed loans are now fully launched and available to all Coinbase customers in the U.S. (except NY). We're also expanding our loan program to include more loan tiers and flexible repayment options. A huge thank you to the teams who worked tirelessly to bring this product to market."

“好消息 - 我们很高兴地宣布，现在已经全面推出了比特币支持的贷款，并向美国的所有Coinbase客户提供（NY除外）。我们还扩大了我们的贷款计划，以包括更多的贷款层和灵活的还款选项。非常感谢您疲倦地将该产品带到市场的团队。”

Coinbase is also expanding its loan program to include more loan tiers and flexible repayment options.

Coinbase还将扩大其贷款计划，包括更多的贷款层和灵活的还款选项。

Related Link: Bitcoin Backed Loans Now Available Through Coinbase

相关链接：比特币支持的贷款现已通过Coinbase获得

Why It’s Important: Credit markets are rapidly moving onchain, according to Armstrong.

为什么这很重要：据阿姆斯特朗说，信贷市场正在迅速转移Onchain。

“We eventually want to small business loans, home loans, car loans, uncollateralized loans, etc. Many people in the world don’t have access to credit and we can make it a more efficient (and global) market onchain.”

“我们最终希望提供小型企业贷款，房屋贷款，汽车贷款，不保留的贷款等。世界上许多人无法获得信贷，我们可以使其成为更有效（和全球）市场的市场。”

Coinbase is making progress in the lending space. Earlier this year, Coinbase announced it is shutting down its Coinbase Credit Union and plans to slash its total workforce by 20%.

Coinbase正在贷款空间中取得进展。今年早些时候，Coinbase宣布将关闭其Coinbase信用合作社，并计划将其总劳动力削减20％。

Coinbase is currently trading at $71.27 per share.

Coinbase目前的交易价格为每股71.27美元。