英國的金融行為管理局（FCA）正在採取措施通過提出對信用卡使用的新限制來加強圍繞加密貨幣購買的法規

根據路透社最近的一份報告，FCA正在考慮禁止使用信用卡直接購買加密貨幣

The Financial Conduct Authority (FCA) in Britain is planning to tighten regulations by proposing new restrictions on using credit cards to purchase cryptocurrencies, according to a recent Reuters report.

根據路透社的最新報告，英國金融行為管理局（FCA）計劃通過提出有關使用信用卡購買加密貨幣的新限制來加強法規的。

The FCA is mulling over a ban on direct credit card purchases of cryptoassets, such as Bitcoin (BTC), to reduce the involvement of “bad actors” in the industry, ultimately aiming to foster innovation among legitimate projects.

FCA正在考慮禁止對比特幣（BTC）等直接信用卡購買的禁令，以減少“壞演員”在該行業中的參與，最終旨在促進合法項目之間的創新。

However, these measures would not impact all crypto purchases, as the regulator clarified that stablecoins could still be bought using credit cards. This move showcases the government’s intent to ensure that crypto investments are approached with caution, especially considering the high risks associated with volatile assets like Bitcoin.

但是，這些措施不會影響所有加密貨幣購買，因為監管機構澄清說仍然可以使用信用卡購買Stablecoins。此舉表明了政府的意圖，以確保加密投資謹慎進行，尤其是考慮到與比特幣這樣的波動性資產相關的高風險。

The regulator’s main goal with this restriction is to provide stronger consumer protection and reduce the chances of fraudulent activity or excessive consumer debt linked to crypto investments.

該限制的監管機構的主要目標是提供更強大的消費者保護，並減少欺詐活動或與加密貨幣投資相關的過多消費者債務的機會。

“Crypto is a growing industry. Currently largely unregulated, we want to create a crypto regime that gives firms the clarity they need to safely innovate, while delivering appropriate levels of market integrity and consumer protection,” said David Geale, the FCA’s executive director of payments and digital finance.

FCA的付款和數字融資執行總監David Geale表示：“加密貨幣是一個不斷發展的行業。目前在很大程度上不受監管，我們希望建立一個加密政權，使公司具有安全創新所需的清晰度，同時提供適當水平的市場完整性和消費者保護。”

The FCA has already taken steps to address online fraud in the crypto space. Earlier this year, the regulator implemented a ban on paid-for crypto ads, successfully reducing advertisements by 50%.

FCA已經採取了措施來解決加密貨幣領域中的在線欺詐。今年早些時候，監管機構實施了對付費的加密廣告的禁令，成功地將廣告降低了50％。

Moreover, social media platforms have banned advertisements for non-FCA authorized financial services firms in the UK, and the FCA is actively pursuing enforcement actions against those that violate these new rules.

此外，社交媒體平台禁止了英國非FCA授權金融服務公司的廣告，FCA正在積極採取執法行動，以違反這些新規則的人。

The regulator has also been advising the public on the potential risks of investing in digital assets, emphasizing that investors should only commit funds they can afford to lose when dealing with cryptocurrencies.

監管機構還一直向公眾提供有關投資數字資產的潛在風險的建議，並強調投資者只能在處理加密貨幣時承擔損失的資金。

This aligns with the regulator’s broader strategy to ensure that the crypto market remains secure and transparent, which is particularly important given the rapid rise in the popularity of digital currencies like Bitcoin.

這與監管機構的更廣泛戰略保持一致，以確保加密市場保持安全和透明，這一點尤其重要，鑑於比特幣等數字貨幣的普及迅速上升。

As the Financial Conduct Authority (FCA) continues its efforts to regulate the cryptocurrency industry in Britain, it’s juggling the task of striking a balance between supporting innovation and protecting consumers from fraud.

隨著金融行為管理局（FCA）繼續努力規範英國的加密貨幣行業，它在支持創新與保護消費者免受欺詐之間達到平衡的任務尤為如此。