XRP的潛在估值長期以來一直是加密貨幣社區中投機的主題

儘管目前的價格行動仍然相對穩定，但對其未來增長的興趣仍然很強。

The potential valuation of XRP has sparked lively discussion within the cryptocurrency community. Though the current price action of the token, often recognized for its cross-border capabilities and real-time settlement potential, has remained relatively stable, interest in its future growth continues to brew.

XRP的潛在估值引發了加密貨幣社區中的生動討論。儘管代幣的當前價格行動（通常以其跨境能力和實時結算潛力而被認可）仍然相對穩定，但對其未來增長的興趣仍在繼續釀造。

A recent analysis by Times Tabloid focused on comparing XRP's price to the U.S. M1 money supply, an economic measure encompassing the most liquid forms of money, such as physical currency and demand deposits. According to CEIC Data, the M1 supply stood at $18.4559 trillion in January 2025, showing a slight increase from the previous month.

Times小報的最新分析重點是將XRP的價格與美國M1貨幣供應量進行比較，這是一種經濟措施，其中包括最流動的貨幣形式，例如實體貨幣和需求存款。根據CEIC數據，2025年1月的M1供應量為18.4559萬億美元，比上個月略有增加。

Analysts have utilized this M1 figure to visualize upper-limit valuations for cryptocurrencies aiming to serve as global payment solutions. With its aspirations for widespread adoption, XRP has also been included in these discussions.

分析師利用這個M1數字可視化旨在充當全球支付解決方案的加密貨幣的上限估值。由於其對廣泛採用的願望，XRP也包括在這些討論中。

As of early 2025, XRP is trading around $2.23 and has a market capitalization of approximately $130.4 billion. The token has a circulating supply of roughly 58.39 billion, with a total supply approaching 100 billion.

截至2025年初，XRP的交易約為2.23美元，市值約為1304億美元。代幣的循環供應約為583.9億，總供應量約為1000億。

Assuming XRP's market capitalization were to equal the U.S. M1 money supply of $18.4559 trillion, two scenarios emerge depending on the supply figure used in the calculation.

假設XRP的市值與美國M1貨幣供應相當於18.4559萬億美元，則根據計算中使用的供應數字出現了兩種情況。

If the calculation is based on the total supply of 99.98 billion XRP tokens, the resulting price would be around $186 per token. Alternatively, if only the circulating supply of 58.39 billion is considered, the projected price per token would rise significantly to $316.

如果計算基於99.8億XRP代幣的總供應，則最終價格約為每個令牌186美元。另外，如果僅考慮循環供應583.9億美元，那麼每個令牌的預計價格將大幅上漲至316美元。

These estimates are hypothetical and rely on the assumption that XRP could command a market capitalization equivalent to the entire U.S. M1 money supply.

這些估計是假設的，並且依賴於XRP可以命令與整個美國M1貨幣供應相當的市值的假設。

Some cryptocurrency analysts maintain a bullish outlook on XRP's future price potential. According to forecasts from the crypto exchange Changelly, XRP could reach a maximum price of $315 by February 2040, which closely aligns with the $316 theoretical target based on the circulating supply calculation.

一些加密貨幣分析師對XRP的未來價格潛力保持看漲前景。根據Crypto Exchange Changelly的預測，到2040年2月，XRP的最高價格可能達到315美元，根據循環供應計算，該價格與316美元的理論目標密切相符。

Changelly also predicts that XRP could hit the $186 level as early as January 2040, reflecting its potential based on total supply valuations.

Changelly還預測，XRP早在2040年1月就可以達到186美元的水平，這反映了其基於總供應估值的潛力。

However, not all analysts share this optimistic perspective. Telegaon, a digital asset forecast platform, offers a more conservative view. Their estimates suggest that XRP might reach a maximum of $160 by 2040. While they believe $186 may be attainable, they project that it would occur sometime between 2040 and 2050. Telegaon analysts remain doubtful that the $315 valuation is achievable, even in the decades beyond 2050.

但是，並非所有分析師都分享了這種樂觀的觀點。 Telegaon是一個數字資產預測平台，可提供更保守的視圖。他們的估計表明，到2040年，XRP最多可能達到160美元。儘管他們認為$ 186可能是可以實現的，但他們預計這將在2040年至2050年之間發生。 Telegaon分析師仍然懷疑，即使在2050年以來的幾十年中，$ 315的估值是可以實現的。

While the notion of XRP reaching valuations in the hundreds of dollars may seem speculative, comparing its potential market cap to benchmarks like the U.S. M1 money supply provides a useful framework for understanding its theoretical ceiling. The real-world likelihood of such growth depends on adoption rates, regulatory clarity, and the token's role within the broader financial ecosystem. As it stands, the asset remains a topic of debate among analysts, with predictions ranging from cautious optimism to bold long-term expectations.

儘管XRP以數百美元達到估值的概念似乎是投機性的，但將其潛在的市值與美國M1貨幣供應等基准進行了比較，為理解其理論上限提供了有用的框架。這種增長的現實可能性取決於採用率，監管清晰度以及令牌在更廣泛的金融生態系統中的作用。就目前而言，資產仍然是分析師之間辯論的話題，從謹慎的樂觀到大膽的長期期望等等。

This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

該內容旨在告知，不應被視為財務建議。本文中表達的觀點可能包括作者的個人意見，並且不代表小報的觀點。在做出任何投資決策之前，敦促讀者進行深入研究。讀者採取的任何行動都嚴格符合他們自身的風險。時代小報對任何財務損失概不負責。

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