XRP的潜在估值长期以来一直是加密货币社区中投机的主题

尽管目前的价格行动仍然相对稳定，但对其未来增长的兴趣仍然很强。

The potential valuation of XRP has sparked lively discussion within the cryptocurrency community. Though the current price action of the token, often recognized for its cross-border capabilities and real-time settlement potential, has remained relatively stable, interest in its future growth continues to brew.

XRP的潜在估值引发了加密货币社区中的生动讨论。尽管代币的当前价格行动（通常以其跨境能力和实时结算潜力而被认可）仍然相对稳定，但对其未来增长的兴趣仍在继续酿造。

A recent analysis by Times Tabloid focused on comparing XRP's price to the U.S. M1 money supply, an economic measure encompassing the most liquid forms of money, such as physical currency and demand deposits. According to CEIC Data, the M1 supply stood at $18.4559 trillion in January 2025, showing a slight increase from the previous month.

Times小报的最新分析重点是将XRP的价格与美国M1货币供应量进行比较，这是一种经济措施，其中包括最流动的货币形式，例如实体货币和需求存款。根据CEIC数据，2025年1月的M1供应量为18.4559万亿美元，比上个月略有增加。

Analysts have utilized this M1 figure to visualize upper-limit valuations for cryptocurrencies aiming to serve as global payment solutions. With its aspirations for widespread adoption, XRP has also been included in these discussions.

分析师利用这个M1数字可视化旨在充当全球支付解决方案的加密货币的上限估值。由于其对广泛采用的愿望，XRP也包括在这些讨论中。

As of early 2025, XRP is trading around $2.23 and has a market capitalization of approximately $130.4 billion. The token has a circulating supply of roughly 58.39 billion, with a total supply approaching 100 billion.

截至2025年初，XRP的交易约为2.23美元，市值约为1304亿美元。代币的循环供应约为583.9亿，总供应量约为1000亿。

Assuming XRP's market capitalization were to equal the U.S. M1 money supply of $18.4559 trillion, two scenarios emerge depending on the supply figure used in the calculation.

假设XRP的市值与美国M1货币供应相当于18.4559万亿美元，则根据计算中使用的供应数字出现了两种情况。

If the calculation is based on the total supply of 99.98 billion XRP tokens, the resulting price would be around $186 per token. Alternatively, if only the circulating supply of 58.39 billion is considered, the projected price per token would rise significantly to $316.

如果计算基于99.8亿XRP代币的总供应，则最终价格约为每个令牌186美元。另外，如果仅考虑循环供应583.9亿美元，那么每个令牌的预计价格将大幅上涨至316美元。

These estimates are hypothetical and rely on the assumption that XRP could command a market capitalization equivalent to the entire U.S. M1 money supply.

这些估计是假设的，并且依赖于XRP可以命令与整个美国M1货币供应相当的市值的假设。

Some cryptocurrency analysts maintain a bullish outlook on XRP's future price potential. According to forecasts from the crypto exchange Changelly, XRP could reach a maximum price of $315 by February 2040, which closely aligns with the $316 theoretical target based on the circulating supply calculation.

一些加密货币分析师对XRP的未来价格潜力保持看涨前景。根据Crypto Exchange Changelly的预测，到2040年2月，XRP的最高价格可能达到315美元，根据循环供应计算，该价格与316美元的理论目标密切相符。

Changelly also predicts that XRP could hit the $186 level as early as January 2040, reflecting its potential based on total supply valuations.

Changelly还预测，XRP早在2040年1月就可以达到186美元的水平，这反映了其基于总供应估值的潜力。

However, not all analysts share this optimistic perspective. Telegaon, a digital asset forecast platform, offers a more conservative view. Their estimates suggest that XRP might reach a maximum of $160 by 2040. While they believe $186 may be attainable, they project that it would occur sometime between 2040 and 2050. Telegaon analysts remain doubtful that the $315 valuation is achievable, even in the decades beyond 2050.

但是，并非所有分析师都分享了这种乐观的观点。 Telegaon是一个数字资产预测平台，可提供更保守的视图。他们的估计表明，到2040年，XRP最多可能达到160美元。尽管他们认为$ 186可能是可以实现的，但他们预计这将在2040年至2050年之间发生。Telegaon分析师仍然怀疑，即使在2050年以来的几十年中，$ 315的估值是可以实现的。

While the notion of XRP reaching valuations in the hundreds of dollars may seem speculative, comparing its potential market cap to benchmarks like the U.S. M1 money supply provides a useful framework for understanding its theoretical ceiling. The real-world likelihood of such growth depends on adoption rates, regulatory clarity, and the token's role within the broader financial ecosystem. As it stands, the asset remains a topic of debate among analysts, with predictions ranging from cautious optimism to bold long-term expectations.

尽管XRP以数百美元达到估值的概念似乎是投机性的，但将其潜在的市值与美国M1货币供应等基准进行了比较，为理解其理论上限提供了有用的框架。这种增长的现实可能性取决于采用率，监管清晰度以及令牌在更广泛的金融生态系统中的作用。就目前而言，资产仍然是分析师之间辩论的话题，从谨慎的乐观到大胆的长期期望等等。

This content is meant to inform and should not be considered financial advice. The views expressed in this article may include the author’s personal opinions and do not represent Times Tabloid’s opinion. Readers are urged to do in-depth research before making any investment decisions. Any action taken by the reader is strictly at their own risk. Times Tabloid is not responsible for any financial losses.

该内容旨在告知，不应被视为财务建议。本文中表达的观点可能包括作者的个人意见，并且不代表小报的观点。在做出任何投资决策之前，敦促读者进行深入研究。读者采取的任何行动都严格符合他们自身的风险。时代小报对任何财务损失概不负责。

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