Tether 將推出以迪拉姆為基礎的穩定幣，瞄準新興市場

穩定幣是一種數位代幣，旨在具有由美元或歐元等傳統貨幣支持的恆定價值。

Cryptocurrency firm Tether said on Wednesday it will launch a new stablecoin pegged to the United Arab Emirates dirham, in a move that comes as the Gulf currency gains steam and authorities push to attract crypto businesses.

加密貨幣公司 Tether 週三表示，將推出一種與阿聯酋迪拉姆掛鉤的新穩定幣，此舉是在海灣貨幣增長勢頭以及當局推動吸引加密業務之際推出的。

Stablecoins, digital tokens designed to hold a constant value by being pegged to traditional currencies like the U.S. dollar or the euro, have seen rapid growth in recent years, both as a form of payment and among traders wanting to buy and sell cryptocurrencies like bitcoin outside of the regulated banking system.

穩定幣是一種數位代幣，旨在透過與美元或歐元等傳統貨幣掛鉤來保持恆定的價值，近年來增長迅速，無論是作為一種支付方式，還是在想要在境外買賣比特幣等加密貨幣的交易者之間受監管的銀行體系。

Tether runs the world’s biggest stablecoin with its eponymous dollar-pegged token (USDT), which is meant to maintain a value of $1.

Tether 經營著全球最大的穩定幣，其同名美元掛鉤代幣 (USDT) 旨在維持 1 美元的價值。

The roughly $117 billion in circulation makes up the bulk of the $169 billion stablecoin market, according to CoinGecko data.

根據 CoinGecko 的數據，約 1,170 億美元的流通量構成了 1,690 億美元穩定幣市場的大部分。

“The main purpose is actually creating an optionality towards the U.S. dollar,” Tether Chief Executive Paolo Ardoino said of the planned dirham-pegged unit at an event in Dubai, adding that he saw the dirham becoming a preferred currency as global trade shifts.

Tether 執行長 Paolo Ardoino 在杜拜舉行的活動中談到計劃中的迪拉姆掛鉤單位時表示：「主要目的實際上是為美元創造一種選擇。」他補充說，隨著全球貿易的變化，他認為迪拉姆將成為首選貨幣。

“We see a lot of interest in holding AED (dirham) outside of the UAE,” he said, citing the stability and safety of both the country and its balance sheet.

「我們看到很多人對在阿聯酋境外持有迪拉姆感興趣，」他說，並提到了該國及其資產負債表的穩定性和安全性。

The dirham, like most Gulf currencies, is pegged to the U.S. dollar. The UAE is pushing to become a global hub for the crypto industry as economic competition heats up in the Gulf region.

與大多數海灣貨幣一樣，迪拉姆與美元掛鉤。隨著海灣地區經濟競爭的加劇，阿聯酋正努力成為加密貨幣產業的全球中心。

It has been quick to enable cryptocurrency payments in areas like real estate and school fees, boosting rates of adoption and transaction volumes while developing virtual asset regulation in both the capital, Abu Dhabi, and Dubai.

它很快就在房地產和學費等領域實現了加密貨幣支付，提高了採用率和交易量，同時在首都阿布達比和杜拜制定了虛擬資產監管。

Tether also has stablecoins pegged to the euro, the Chinese yuan, the Mexican peso, and gold.

Tether 還擁有與歐元、人民幣、墨西哥比索和黃金掛鉤的穩定幣。

Regulators have long warned about market risks from the adoption of crypto assets. They say growing stablecoin reserves expose the broader financial system to bigger risks, with the U.S. saying there could be a rapid outflow if holders rush to exchange tokens back into traditional currencies.

監管機構長期以來一直警告採用加密資產所帶來的市場風險。他們表示，不斷增長的穩定幣儲備使更廣泛的金融體系面臨更大的風險，美國表示，如果持有者急於將代幣兌換回傳統貨幣，資金可能會迅速外流。

Targeting the emerging market

瞄準新興市場

Ardoino said in April that Tether’s recent growth was being driven by its use as an alternative to the dollar in emerging markets like Argentina, Brazil, Turkey, Vietnam, and parts of Africa, where the greenback is sometimes in short supply.

Ardoino 在 4 月表示，Tether 最近的成長是由於其在阿根廷、巴西、土耳其、越南和非洲部分地區等新興市場用作美元的替代品，而這些地區的美元有時會出現供應短缺。

Tether said in a statement on Wednesday that the dirham stablecoin would be “fully backed” by liquid UAE-based reserves.

Tether 在周三的聲明中表示，迪拉姆穩定幣將得到阿聯酋流動性儲備的「充分支持」。

It will be launched in collaboration with Abu Dhabi-listed cryptomining and blockchain conglomerate Phoenix Group, “with support” from Green Acorn Investment, Tether, and Phoenix.

它將與在阿布達比上市的加密貨幣挖礦和區塊鏈集團 Phoenix Group 合作推出，並得到 Green Acorn Investment、Tether 和 Phoenix 的「支持」。

The new stablecoin aims to “streamline international trade and remittances, reduce transaction fees, and provide a hedge against currency fluctuations,” the statement said.

聲明稱，新的穩定幣旨在「簡化國際貿易和匯款，降低交易費用，並對貨幣波動進行對沖」。

The two firms did not give a launch date, but Ardoino said licensing by the UAE Central Bank would take a few months.

兩家公司沒有給出啟動日期​​，但阿多伊諾表示，阿聯酋中央銀行的許可需要幾個月的時間。

Phoenix Group Co-founder and Chief Executive Seyed Mohammad Alizadehfard also said the blockchain platform that would support the stablecoin had not yet been selected.

鳳凰集團聯合創始人兼執行長 Seyed Mohammad Alizadehfard 也表示，尚未選擇支援穩定幣的區塊鏈平台。