TELANGANA：儘管根據Indiramma住房計劃，受益人仍然面臨著巨大的財務負擔。

儘管Telangana政府根據Indiramma住房計劃提供免費的沙子供應，但受益人仍面臨著巨大的財務負擔。

The Telangana government's initiative to provide free sand supply for full construction needs under the Indiramma Housing Scheme is commendable. However, while the intent is noble, the practical implementation may leave beneficiaries with significant financial burdens.

根據Indiramma住房計劃，Telangana政府為滿足全面建築需求提供免費沙供應的計劃值得稱讚。但是，儘管意圖是崇高的，但實際實施可能會使受益人承擔巨大的財務負擔。

The government's recent guidelines to supply around 30 tonnes of free sand per house and the token system introduced by Tahsildars for collecting sand from the designated reaches are positive steps. However, construction experts estimate that an average house requires 40 to 50 tonnes of sand.

政府最新的指南，提供大約30噸自由沙子的房屋和Tahsildars引入的代幣系統，以從指定的覆蓋範圍中收集沙子。但是，建築專家估計，普通房屋需要40至50噸沙子。

With an average consumption of 45 tonnes, beneficiaries will need to purchase an extra 15 tonnes of sand at market prices, which can be substantial. In Hyderabad, the price of sand is approximately ₹2,000 to ₹2,200 per tonne after including transportation costs. In other districts, sand prices range from ₹1,500 to ₹1,800 per tonne.

由於平均消費量為45噸，受益人將需要以市場價格購買額外的15噸沙子，這可能是可觀的。在海得拉巴（Hyderabad），在包括運輸成本後，沙子的價格約為每噸2,000至2200盧比。在其他地區，沙價從1,500盧比到每噸1,800盧比不等。

While TSMDC sells sand at ₹400 per tonne at the reach, the transportation costs are covered by the beneficiary. In Hyderabad, transporters charge an additional ₹1,600 per tonne to deliver the sand to the construction site.

雖然TSMDC在觸及時以每噸400盧比的價格出售沙子，但運輸成本由受益人承擔。在海得拉巴，運輸公司向每噸額外的1600盧比收取額外的費用，將沙子運送到建築工地。

For 30 tonnes of sand, the government's benefit amounts to only ₹12,000, but beneficiaries are still spending up to ₹42,000 on transportation. Additionally, buying the remaining 15 tonnes at market rates can cost up to ₹27,000. In total, beneficiaries are spending nearly ₹71,000 on sand alone, despite the "free supply."

對於30噸沙子，政府的福利僅為12,000盧比，但受益人仍在運輸上花費高達42,000盧比。此外，以市場價格購買剩餘的15噸可能會花費高達27,000盧比。儘管“自由供應”，但總體而言，受益人總共支出近71,000盧比。

Furthermore, with the current spike in prices of construction materials such as cement, steel, and aggregates, construction costs have risen considerably. Builders estimate that constructing a 600 square foot house may cost anywhere between ₹6 lakh to ₹7 lakh, depending on the quality of construction and finishes used.

此外，隨著水泥，鋼和骨料等建築材料價格的價格高漲，建築成本的上漲大幅上漲。建築商估計，建造600平方英尺的房屋的價格可能在60萬至70萬盧比之間，具體取決於所用的建築質量和飾面。

If we calculate construction costs at ₹1,200 per square foot for a 600 square foot house, the total comes to ₹7,20,000. Even if we consider the government's grant of ₹5 lakh and a bank loan of ₹10 lakh, which is the maximum amount that can be availed, the shortfall is around ₹2.2 lakh.

如果我們將建築成本定為600平方英尺的每平方英尺1200盧比，總計為7,20,000盧比。即使我們考慮政府授予50萬盧比的贈款和100萬盧比的銀行貸款，這是可以使用的最高金額，短缺也約為22萬盧比。

To mitigate this financial strain, many beneficiaries are now requesting the government to also provide free steel and cement to help reduce costs and prevent families from falling into debt.

為了減輕這種財務壓力，許多受益人現在要求政府還提供免費的鋼鐵和水泥，以幫助降低成本並防止家庭陷入債務。

The government's aim to provide full house construction needs and complete the houses within a year is ambitious and commendable. However, to ensure the successful and efficient implementation of the Indiramma Housing Scheme, a comprehensive approach that takes into account both financial and logistical factors is crucial.

政府的目的是提供全部建設需求，並在一年內完成房屋是雄心勃勃和值得稱讚的。但是，為了確保Indiramma住房計劃的成功有效實施，考慮到財務和後勤因素的全面方法至關重要。

As the scheme progresses, it will be interesting to observe how the government plans to address the remaining costs and ensure that beneficiaries can build their homes without facing undue financial burdens.

隨著計劃的進行，觀察政府計劃如何解決剩餘成本並確保受益人可以建造自己的房屋而不面對不必要的財務負擔，這將是很有趣的。