瑞士國家銀行（SNB）正式拒絕在其儲備中添加比特幣的電話

儘管當地加密貨幣行業的壓力越來越大，但SNB引用了對穩定和安全性的擔憂。

The Swiss National Bank (SNB) has officially rejected proposals to add Bitcoin to its reserves. Despite growing pressure from the local crypto industry and a national initiative to modify the Swiss Constitution, SNB Chairman Martin Schlegel stated that cryptocurrencies lack the quality requisites his institution demands for currency reserves.

瑞士國家銀行（SNB）已正式拒絕在其儲備中增加比特幣的提議。儘管當地加密貨幣行業的壓力越來越大，並且是一項修改瑞士憲法的全國性倡議，但SNB董事長馬丁·施萊格爾（Martin Schlegel）表示，加密貨幣缺乏其機構對貨幣儲備的要求所需的質量。

Rising Pressure From Local Cryptocurrency Industry

當地加密貨幣行業的壓力上升

According to reports by Point Global on Friday, January 19, concentrating on topics covered by Reuters, supporters of cryptocurrency have been lobbying for the SNB to begin holding BTC. They claim that the apex bank should pursue reserve diversification.

根據Point Global在1月19日星期五的報導，專注於路透社涵蓋的主題，加密貨幣的支持者一直在遊說SNB開始持有BTC。他們聲稱Apex銀行應追求儲備多元化。

Central banks should prefer more protective measures for their holdings as economic turmoil, such as that arising from President Donald Trump’s tariff implementation, demands it.

中央銀行應將其持有的更多保護措施作為經濟動盪，例如由唐納德·特朗普總統的關稅實施所引起的，這是要求的。

The Switzerland national referendum process has been launched to modify the Swiss Constitution and allocate a portion of the SNB’s reserves to Bitcoin. The proposed constitutional amendment would combine Bitcoin with traditional assets such as gold in the Swiss National Bank’s reserve portfolio. To proceed with this initiative, a national referendum requires that 100,000 Swiss citizens submit their signatures by June 30, 2026.

瑞士國家全民投票程序已於修改瑞士憲法，並將SNB儲量的一部分分配給比特幣。擬議的憲法修正案將將比特幣與瑞士國家銀行儲備金組合中的黃金等傳統資產相結合。為了繼續這項倡議，全國全民公決要求100,000名瑞士公民在2026年6月30日之前提交簽名。

However, Chairman Schlegel strongly rejected this proposal during the SNB’s annual shareholder meeting in Bern. Schlegel stated that cryptocurrency does not meet the reserve criteria needed for currency reserves at present. He highlighted several issues, beginning with market liquidity. The Swiss National Bank requires immediate readiness to perform swift market transactions in foreign currencies. The Bitcoin market lacks stable factors that provide sufficient assurance for this requirement.

但是，施萊格爾主席在SNB在伯爾尼舉行的年度股東大會上強烈拒絕了這一建議。施萊格爾（Schlegel）表示，加密貨幣目前不符合貨幣儲備所需的儲備標準。他強調了幾個問題，從市場流動性開始。瑞士國家銀行需要立即準備就緒，以在外幣上進行迅速的市場交易。比特幣市場缺乏穩定的因素，可以為這一要求提供足夠的保證。

Furthermore, Schlegel pointed out that cryptocurrencies exhibit extremely rapid price variations. The substantial market {{{fluctuations}}} in Bitcoin tend to induce uncertainty over whether it can effectively preserve Switzerland’s monetary reserves. He emphasized that stable reserves form a cornerstone of financial security for the country.

此外，施萊格爾指出，加密貨幣的價格變化極快。 The substantial market {{{fluctuations}}} in Bitcoin tend to induce uncertainty over whether it can effectively preserve Switzerland's monetary reserves.他強調，穩定的儲量是該國金融安全的基石。

On the other hand, crypto advocate Luzius Meisser argued in favor of Bitcoin during the meeting. Meisser, from the Bitcoin Initiative, described Bitcoin as a distinctive asset platform. He believes that the value of Bitcoin, which he described as a "non-inflationary, decentralized, and scarce digital asset," would not appear substantial during typical situations.

另一方面，加密貨幣倡導者Luzius Meisser在會議期間主張比特幣。比特幣計劃中的Meisser將比特幣描述為一個獨特的資產平台。他認為，在典型情況下，比特幣的價值被描述為“非通報，分散和稀缺的數字資產”。

However, Meisser predicted that Bitcoin would matter significantly in times when public debt trust ceases to exist while the world evolves toward a multi-power structure. He envisioned scenarios such as the collapse of the U.S. dollar or the disintegration of the European Union, stating that people would then turn to fundamentally sound assets like Bitcoin.

但是，Meisser預測，在全世界發展到多功能結構的同時，公共債務信託不再存在時，比特幣將非常重要。他設想了諸如美元崩潰或歐盟瓦解之類的場景，並指出，人們會從根本上轉向像比特幣這樣的合理資產。

"If the house is burning, the painting matters less than whether you can escape with your life," Meisser said, comparing Bitcoin to a valuable painting that might be lost in a burning house.

米瑟說：“如果房子燃燒，這幅畫的重要性比你能逃脫生活的要小。”

Swiss National Bank Remains Uninterested In Bitcoin

瑞士國家銀行對比特幣不感興趣

The Swiss Federal Chancellery authorized the proposal to modify the Swiss Constitution and allocate a portion of the SNB’s reserves to Bitcoin on December 31, 2024, launching a six-month period for collecting signatures. The supportive group, "The Bitcoin Initiative," is rushing to collect enough signatures for the pending referendum.

瑞士聯邦校長授權修改瑞士憲法並於2024年12月31日將SNB儲量的一部分分配給比特幣，為收集簽名的六個月時期。支持小組“比特幣倡議”急於收集足夠的簽名來進行公投。

While the SNB maintains its resistance to national adoption of Bitcoin, private businesses in the country continue to welcome the cryptocurrency. Among these businesses are Spar Supermarkets, which have taken an ambitious step forward as part of their operations.

儘管SNB保持對全國對比特幣採用的抵制，但該國的私人企業繼續歡迎加密貨幣。這些業務中有SPAR超市，這些超市已邁出了雄心勃勃的一步。

A Spar supermarket situated in Zug, Switzerland, has recently launched Bitcoin as a payment option for customers. This development makes Spar one of the first supermarket chains in Switzerland to introduce the possibility of paying with Bitcoin at checkout.

位於瑞士Zug的一家SPAR超市最近推出了比特幣作為客戶的付款方式。這種開發使SPAR成為瑞士最早引入退房時用比特幣付款的超市連鎖店之一。

Therefore, even as the central bank is juggling concerns over stability and liquidity, Bitcoin is gradually entering the realm of daily life solutions. Several companies and customers are now integrating Bitcoin payments for everyday transactions, which could be seen as a transition towards digital currency.

因此，即使中央銀行對穩定性和流動性感到擔憂，比特幣逐漸進入日常生活解決方案領域。現在，幾家公司和客戶正在整合日常交易的比特幣付款，這可以看作是向數字貨幣的過渡。