SEC對涉嫌欺詐的Unicoin起訴Unicoin

美國證券交易委員會（SEC）已針對加密貨幣公司Unicoin及其三名高管提起訴訟

The US Securities and Exchange Commission (SEC) has sued crypto platform Unicoin and three of its executives for allegedly defrauding more than 5,000 investors and raising over $100 million.

美國證券交易委員會（SEC）已起訴Crypto平台Unicoin及其三名高管涉嫌欺騙5,000多名投資者並籌集了超過1億美元。

The regulator named CEO Alex Konanykhin, board member Silvina Moschini and former investment head Alex Dominguez in the complaint filed on Monday.

監管機構在周一提出的投訴中任命了CEO CEO Alex Konanykhin，董事會成員Silvina Moschini和前投資負責人Alex Dominguez。

The SEC said Unicoin sold more than $3 billion in certificates that entitled it to future Unicoin tokens and shares without registering the offerings as required by federal securities laws. The company also claimed the tokens were registered with the SEC, which was false.

SEC表示，Unicoin出售了超過30億美元的證書，這些證書有資格歸入未來的Unicoin代幣和股票，而無需按照聯邦證券法的要求註冊產品。該公司還聲稱，令牌已在SEC註冊，這是錯誤的。

Unicoin claimed its tokens were backed by billions of dollars in real estate holdings worldwide, but these assets were worth only a fraction of what was claimed, the regulator said.

監管機構說，Unicoin聲稱其代幣得到了全球房地產持有數十億美元的支持，但這些資產僅佔聲稱的資產的一小部分。

The company also claimed to have a financial cushion of decades, but at times it had only four months of operating funds.

該公司還聲稱擁有數十年的財務緩衝，但有時只有四個月的運營資金。

Konanykhin has strongly denied the allegations, accusing the SEC of politicizing regulations. He said he will not settle and plans to challenge the matter in court.

Konanykhin強烈否認這些指控，指控SEC政治化法規。他說，他不會安定下來，併計劃在法庭上挑戰此事。

Konanykhin is also considering filing a counterclaim against the SEC for alleged damages of billions of dollars to the company and its investors, his lawyer Dmitry Karpovsky told Reuters.

他的律師德米特里·卡波夫斯基（Dmitry Karpovsky）告訴路透社，Konanykhin還考慮針對SEC提出反訴，據稱向公司及其投資者賠償了數十億美元。

The complaint follows a report by the law firm Cleary Gottlieb on behalf of Unicoin creditors, which had threatened to sue the company if it did not pay back the loans.

投訴是在律師事務所Cleary Gottlieb代表Unicoin債權人的報告之後的，如果公司不償還貸款，該債權人威脅要起訴該公司。

The creditors said they loaned $530 million to Unicoin, which was used to provide short-term credit to retail investors.

債權人表示，他們向Unicoin借了5.3億美元，該公司用於為散戶投資者提供短期信貸。

Unicoin, which went bankrupt in 2023, borrowed the money at interest rates of up to 18%, while paying interest of 10% to 12% to investors. The report said the creditors' claims were valid and urgent.

Unicoin在2023年破產，以高達18％的利率借入了這筆錢，同時向投資者支付了10％至12％的利息。報告說，債權人的主張是有效和緊急的。

Unicoin was founded in 2018 by Konanykhin, a Russian-American billionaire who made his fortune in real estate and technology.

Unicoin由俄羅斯億萬富翁Konanykhin於2018年成立，他在房地產和技術方面發了大財。

The company's mission was to create a "decentralized and distributed" financial system that would be accessible to everyone.

該公司的使命是創建一個“分散和分佈”的財務系統，每個人都可以使用。

Unicoin's tokens were sold in a private placement to accredited investors, who were told that the tokens would be backed by a portfolio of commercial and residential real estate in major cities around the world.

Unicoin的令牌是在私人位置上出售給認可的投資者的，這些投資者被告知，這些代幣將得到全球主要城市的商業和住宅房地產投資組合的支持。

The company's business model was to use the tokens to provide loans to small and medium-sized enterprises (SMEs), which would generate interest income that would be paid to token holders.

該公司的業務模式是使用代幣向中小型企業（SME）提供貸款，這將產生將支付給令牌持有人的利息收入。

Unicoin also planned to launch a credit card and other financial products that would be powered by its tokens.

Unicoin還計劃推出信用卡和其他由代幣提供動力的金融產品。

However, the company's plans were derailed by a series of legal and financial challenges.

但是，公司的計劃因一系列法律和財務挑戰而脫軌。

In 2020, Unicoin was sued by a group of investors who claimed they were defrauded by the company's sales practices.

2020年，Unicoin被一群投資者起訴，他們聲稱他們被公司的銷售實踐欺騙。

The lawsuit was settled out of court, but it put a strain on Unicoin's finances.

該訴訟已在法庭上解決，但給Unicoin的財務帶來了壓力。

The company was also forced to postpone its token offering several times due to market volatility and regulatory scrutiny.

由於市場波動和監管審查，該公司還被迫推遲其令牌提供多次。

Ultimately, Unicoin's founders decided to wind down the company and return remaining funds to creditors.

最終，Unicoin的創始人決定放下公司，並將剩餘的資金退還給債權人。

The company's bankruptcy proceedings are still ongoing.

該公司的破產程序仍在進行中。