SEC对涉嫌欺诈的Unicoin起诉Unicoin

美国证券交易委员会（SEC）已针对加密货币公司Unicoin及其三名高管提起诉讼

The US Securities and Exchange Commission (SEC) has sued crypto platform Unicoin and three of its executives for allegedly defrauding more than 5,000 investors and raising over $100 million.

美国证券交易委员会（SEC）已起诉Crypto平台Unicoin及其三名高管涉嫌欺骗5,000多名投资者并筹集了超过1亿美元。

The regulator named CEO Alex Konanykhin, board member Silvina Moschini and former investment head Alex Dominguez in the complaint filed on Monday.

监管机构在周一提出的投诉中任命了CEO CEO Alex Konanykhin，董事会成员Silvina Moschini和前投资负责人Alex Dominguez。

The SEC said Unicoin sold more than $3 billion in certificates that entitled it to future Unicoin tokens and shares without registering the offerings as required by federal securities laws. The company also claimed the tokens were registered with the SEC, which was false.

SEC表示，Unicoin出售了超过30亿美元的证书，这些证书有资格归入未来的Unicoin代币和股票，而无需按照联邦证券法的要求注册产品。该公司还声称，令牌已在SEC注册，这是错误的。

Unicoin claimed its tokens were backed by billions of dollars in real estate holdings worldwide, but these assets were worth only a fraction of what was claimed, the regulator said.

监管机构说，Unicoin声称其代币得到了全球房地产持有数十亿美元的支持，但这些资产仅占声称的资产的一小部分。

The company also claimed to have a financial cushion of decades, but at times it had only four months of operating funds.

该公司还声称拥有数十年的财务缓冲，但有时只有四个月的运营资金。

Konanykhin has strongly denied the allegations, accusing the SEC of politicizing regulations. He said he will not settle and plans to challenge the matter in court.

Konanykhin强烈否认这些指控，指控SEC政治化法规。他说，他不会安定下来，并计划在法庭上挑战此事。

Konanykhin is also considering filing a counterclaim against the SEC for alleged damages of billions of dollars to the company and its investors, his lawyer Dmitry Karpovsky told Reuters.

他的律师德米特里·卡波夫斯基（Dmitry Karpovsky）告诉路透社，Konanykhin还考虑针对SEC提出反诉，据称向公司及其投资者赔偿了数十亿美元。

The complaint follows a report by the law firm Cleary Gottlieb on behalf of Unicoin creditors, which had threatened to sue the company if it did not pay back the loans.

投诉是在律师事务所Cleary Gottlieb代表Unicoin债权人的报告之后的，如果公司不偿还贷款，该债权人威胁要起诉该公司。

The creditors said they loaned $530 million to Unicoin, which was used to provide short-term credit to retail investors.

债权人表示，他们向Unicoin借了5.3亿美元，该公司用于为散户投资者提供短期信贷。

Unicoin, which went bankrupt in 2023, borrowed the money at interest rates of up to 18%, while paying interest of 10% to 12% to investors. The report said the creditors' claims were valid and urgent.

Unicoin在2023年破产，以高达18％的利率借入了这笔钱，同时向投资者支付了10％至12％的利息。报告说，债权人的主张是有效和紧急的。

Unicoin was founded in 2018 by Konanykhin, a Russian-American billionaire who made his fortune in real estate and technology.

Unicoin由俄罗斯亿万富翁Konanykhin于2018年成立，他在房地产和技术方面发了大财。

The company's mission was to create a "decentralized and distributed" financial system that would be accessible to everyone.

该公司的使命是创建一个“分散和分布”的财务系统，每个人都可以使用。

Unicoin's tokens were sold in a private placement to accredited investors, who were told that the tokens would be backed by a portfolio of commercial and residential real estate in major cities around the world.

Unicoin的令牌是在私人位置上出售给认可的投资者的，这些投资者被告知，这些代币将得到全球主要城市的商业和住宅房地产投资组合的支持。

The company's business model was to use the tokens to provide loans to small and medium-sized enterprises (SMEs), which would generate interest income that would be paid to token holders.

该公司的业务模式是使用代币向中小型企业（SME）提供贷款，这将产生将支付给令牌持有人的利息收入。

Unicoin also planned to launch a credit card and other financial products that would be powered by its tokens.

Unicoin还计划推出信用卡和其他由代币提供动力的金融产品。

However, the company's plans were derailed by a series of legal and financial challenges.

但是，公司的计划因一系列法律和财务挑战而脱轨。

In 2020, Unicoin was sued by a group of investors who claimed they were defrauded by the company's sales practices.

2020年，Unicoin被一群投资者起诉，他们声称他们被公司的销售实践欺骗。

The lawsuit was settled out of court, but it put a strain on Unicoin's finances.

该诉讼已在法庭上解决，但给Unicoin的财务带来了压力。

The company was also forced to postpone its token offering several times due to market volatility and regulatory scrutiny.

由于市场波动和监管审查，该公司还被迫推迟其令牌提供多次。

Ultimately, Unicoin's founders decided to wind down the company and return remaining funds to creditors.

最终，Unicoin的创始人决定放下公司，并将剩余的资金退还给债权人。

The company's bankruptcy proceedings are still ongoing.

该公司的破产程序仍在进行中。