罷工推出了由比特幣支持的貸款，使用戶可以藉用其BTC持有

出售比特幣BTC/USD的想法使您感到沮喪嗎？ Strike是一家加密貨幣支付公司，已推出了一種新的貸款產品，該產品允許用戶使用世界上最大的加密貨幣作為抵押品進行貸款。

The thought of selling Bitcoin BTC/USD makes you feel squeamish? Strike, a cryptocurrency payments firm, has launched a new lending product that allows users to take out loans using the world's largest cryptocurrency as collateral.

出售比特幣BTC/USD的想法使您感到沮喪嗎？ Strike是一家加密貨幣支付公司，已推出了一種新的貸款產品，該產品允許用戶使用世界上最大的加密貨幣作為抵押品進行貸款。

What Happened: The firm's CEO, Jack Mallers, took to X, explaining how the new offering would work.

發生的事情：公司的首席執行官傑克·馬拉斯（Jack Mallers）登上X，並解釋了新產品將如何運作。

Like other credit-financing mechanisms, Bitcoin-backed loans involve temporarily pledging held BTC as secure collateral and receiving a cash loan, to be repaid with interest. The larger the loan, the more collateral is required.

像其他信貸融資機制一樣，比特幣支持的貸款涉及臨時保證持有BTC作為安全的抵押品並獲得現金貸款，並以利息償還。貸款越大，需要抵押就越多。

For a 12-month loan, the interest rates begin at 12%, with a minimum borrowing amount of $75,000 and a maximum of $2 million. The loan-to-value ratio will be set at 50%, suggesting that the loans will be overcollateralized.

對於12個月的貸款，利率從12％開始，最低借貸金額為75,000美元，最高借入200萬美元。貸款與價值比率將定為50％，這表明貸款將被過度合併。

Strike cautioned that due to Bitcoin's price volatility, the collateral value could diminish, limiting the lender's ability to recover funds. In the event of a liquidation, the collateral could be sold to meet the loan-to-value ratio requirement.

罷工警告說，由於比特幣的價格波動，抵押價值可能會降低，從而限制了貸方收回資金的能力。如果進行清算，則可以出售抵押品以滿足貸款與價值比率的要求。

Strive said the feature is available in select U.S. states with plans of expansion in the future.

Strive說，該功能在未來有擴展計劃的美國選定州可用。

See Also: Maxine Waters Plans Walkout From Crypto Hearing, Will Host ‘Shadow Hearing’ Opposing Trump Family Ventures: Report

另請參閱：Maxine Waters計劃從加密貨幣聽證會上罷工，將舉辦“影子聽證會”反對特朗普家庭企業：報告

Why It Matters: Strike was not the first mainstream trading app allowing users to borrow against their Bitcoin holdings. Cryptocurrency behemoth Coinbase Global Inc. COIN launched a similar offering earlier in January.

它為什麼重要：罷工不是第一個允許用戶借用其比特幣持有的主流交易應用程序。加密貨幣龐然大物Coinbase Global Inc. Coin在1月初推出了類似的產品。

Additionally, decentralized lending protocol Aave AAVE/USD allows users to access liquidity by supplying their Bitcoin.

此外，分散的貸款協議AAVE/USD允許用戶通過提供比特幣來訪問流動性。

Price Action: At the time of writing, Bitcoin was exchanging hands at $96,666.47, up 2.42% in the last 24 hours, according to Benzinga Pro.

價格動作：根據Benzinga Pro的數據，在撰寫本文時，比特幣以96,666.47美元的價格交換，在過去24小時內增長了2.42％。

Photo Courtesy: PV productions On Shutterstock.com

圖片提供：Shutterstock.com上的PV Productions

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