罢工推出了由比特币支持的贷款，使用户可以借用其BTC持有

出售比特币BTC/USD的想法使您感到沮丧吗？ Strike是一家加密货币支付公司，已推出了一种新的贷款产品，该产品允许用户使用世界上最大的加密货币作为抵押品进行贷款。

The thought of selling Bitcoin BTC/USD makes you feel squeamish? Strike, a cryptocurrency payments firm, has launched a new lending product that allows users to take out loans using the world's largest cryptocurrency as collateral.

出售比特币BTC/USD的想法使您感到沮丧吗？ Strike是一家加密货币支付公司，已推出了一种新的贷款产品，该产品允许用户使用世界上最大的加密货币作为抵押品进行贷款。

What Happened: The firm's CEO, Jack Mallers, took to X, explaining how the new offering would work.

发生的事情：公司的首席执行官杰克·马拉斯（Jack Mallers）登上X，并解释了新产品将如何运作。

Like other credit-financing mechanisms, Bitcoin-backed loans involve temporarily pledging held BTC as secure collateral and receiving a cash loan, to be repaid with interest. The larger the loan, the more collateral is required.

像其他信贷融资机制一样，比特币支持的贷款涉及临时保证持有BTC作为安全的抵押品并获得现金贷款，并以利息偿还。贷款越大，需要抵押就越多。

For a 12-month loan, the interest rates begin at 12%, with a minimum borrowing amount of $75,000 and a maximum of $2 million. The loan-to-value ratio will be set at 50%, suggesting that the loans will be overcollateralized.

对于12个月的贷款，利率从12％开始，最低借贷金额为75,000美元，最高借入200万美元。贷款与价值比率将定为50％，这表明贷款将被过度合并。

Strike cautioned that due to Bitcoin's price volatility, the collateral value could diminish, limiting the lender's ability to recover funds. In the event of a liquidation, the collateral could be sold to meet the loan-to-value ratio requirement.

罢工警告说，由于比特币的价格波动，抵押价值可能会降低，从而限制了贷方收回资金的能力。如果进行清算，则可以出售抵押品以满足贷款与价值比率的要求。

Strive said the feature is available in select U.S. states with plans of expansion in the future.

Strive说，该功能在未来有扩展计划的美国选定州可用。

See Also: Maxine Waters Plans Walkout From Crypto Hearing, Will Host ‘Shadow Hearing’ Opposing Trump Family Ventures: Report

另请参阅：Maxine Waters计划从加密货币听证会上罢工，将举办“影子听证会”反对特朗普家庭企业：报告

Why It Matters: Strike was not the first mainstream trading app allowing users to borrow against their Bitcoin holdings. Cryptocurrency behemoth Coinbase Global Inc. COIN launched a similar offering earlier in January.

它为什么重要：罢工不是第一个允许用户借用其比特币持有的主流交易应用程序。加密货币庞然大物Coinbase Global Inc. Coin在1月初推出了类似的产品。

Additionally, decentralized lending protocol Aave AAVE/USD allows users to access liquidity by supplying their Bitcoin.

此外，分散的贷款协议AAVE/USD允许用户通过提供比特币来访问流动性。

Price Action: At the time of writing, Bitcoin was exchanging hands at $96,666.47, up 2.42% in the last 24 hours, according to Benzinga Pro.

价格动作：根据Benzinga Pro的数据，在撰写本文时，比特币以96,666.47美元的价格交换，在过去24小时内增长了2.42％。

Photo Courtesy: PV productions On Shutterstock.com

图片提供：Shutterstock.com上的PV Productions

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