20 秘密監管機構在「Chokepoint 2.0」行動中針對加密貨幣採取行動

新曝光的文件披露了 20 多起案件，據稱監管機構向銀行施壓，要求其停止加密服務，引發了人們對秘密打擊的擔憂

Coinbase’s legal chief has accused U.S. regulators of targeting crypto firms in a covert crackdown.

Coinbase 的法律負責人指責美國監管機構秘密打擊加密貨幣公司。

Coinbase CLO Highlights 20 Regulator Moves vs. Crypto in 'Operation Chokepoint 2.0'

Coinbase CLO 重點介紹「Operation Chokepoint 2.0」中監管機構與加密貨幣的 20 項舉措

Coinbase (NASDAQ:COIN) chief legal officer Paul Grewal disclosed on social media platform X on Friday findings related to what he describes as “Operation Chokepoint 2.0,” a government effort he argues aims to restrict financial access for compliant American crypto companies.

Coinbase（納斯達克股票代碼：COIN）首席法律官Paul Grewal 週五在社交媒體平台X 上披露了與他所描述的“Operation Chokepoint 2.0”相關的調查結果，他認為這是一項政府舉措，旨在限制合規的美國加密貨幣公司的財務准入。

The revelations emerged from a Freedom of Information Act (FOIA) lawsuit filed by Coinbase, which required the Federal Deposit Insurance Corporation (FDIC) to release details about its “pause letters” sent to financial institutions. According to Grewal, these letters show the regulator specifically targeting crypto banking services, supporting his claims of a coordinated government initiative against the crypto industry.

這些爆料源於 Coinbase 提起的資訊自由法案 (FOIA) 訴訟，該訴訟要求聯邦存款保險公司 (FDIC) 公佈其發送給金融機構的「暫停信」的詳細資訊。 Grewal 表示，這些信件顯示監管機構專門針對加密銀行服務，支持了他關於政府針對加密產業採取協調行動的主張。

“The contents are a shameful example of a government agency trying to cut off financial access to law-abiding American companies,” Grewal remarked, adding:

「這些內容是一個可恥的例子，政府機構試圖切斷守法美國公司的財務准入，」格雷瓦爾評論道，並補充道：

“So far we’ve uncovered more than 20 examples of the FDIC telling banks to ‘pause’ or ‘refrain from providing’ or ‘not proceed’ with offering crypto-banking services.”

“到目前為止，我們已經發現了 20 多個 FDIC 要求銀行‘暫停’或‘避免提供’或‘不繼續’提供加密銀行服務的例子。”

“The public deserves transparency, not an agency that’s working behind a bureaucratic curtain,” the Coinbase legal chief stressed.

「公眾應該獲得透明度，而不是一個在官僚幕後工作的機構，」Coinbase 法律負責人強調。

Coinbase had previously filed a FOIA lawsuit over the FDIC’s “pause letters,” which regulators use to direct banks to halt services to certain industries. While a judge ruled in March that the letters are subject to public disclosure, the agency has been slowly releasing the documents.

Coinbase 先前曾就 FDIC 的「暫停函」提起《資訊自由法》訴訟，監管機構利用該函指示銀行停止向某些行業提供服務。雖然法官在三月裁定這些信件需要公開披露，但該機構一直在慢慢公佈這些文件。

Although Coinbase has yet to secure the complete set of letters, Grewal expressed that what has been revealed so far is significant. He affirmed Coinbase’s commitment to obtaining full disclosure through FOIA and “any other means necessary,” sharing a link to the partially released documents to promote public examination of the FDIC’s actions.

儘管 Coinbase 尚未獲得完整的信件，但 Grewal 表示，迄今為止所披露的內容意義重大。他確認了 Coinbase 致力於透過《資訊自由法》和「任何其他必要手段」獲得全面披露，並分享了部分公開文件的鏈接，以促進對 FDIC 行為的公開審查。

The term “Operation Chokepoint 2.0” references federal attempts to limit crypto firms’ access to banking services, similar to the original 2013 Operation Chokepoint. The initial program, discontinued in 2017, faced criticism for pressuring banks to exclude “high-risk” industries, like payday lending and firearms, deemed lawful. Crypto advocates argue that the FDIC, along with the Federal Reserve and Office of the Comptroller of the Currency (OCC), may now be exerting similar pressure against cryptocurrency firms despite their legal compliance.

「Operation Chokepoint 2.0」一詞指的是聯邦政府試圖限制加密貨幣公司獲得銀行服務，類似於最初的 2013 年「Operation Chokepoint」。最初的計劃於 2017 年終止，因迫使銀行排除發薪日貸款和槍支等被視為合法的「高風險」行業而受到批評。加密貨幣倡導者認為，儘管加密貨幣公司遵守法律，但 FDIC 以及聯準會和貨幣監理署 (OCC) 現在可能正在對加密貨幣公司施加類似的壓力。