Ripple的目的是取代Swift的50年曆史的系統

Ripple首席執行官Brad Garlinghouse在最近接受Fox Business的採訪時強調，該平台的主要目標不是與Swift合作，而是要取代它。

The new approach of Ripple (CRYPTO: XRP) to disrupt the old financial systems has stirred up debate about XRP price possible direction. Given the fact that cross-border payment is a $194 trillion market globally, investors and analysts are keenly observing Ripple’s strategies.

Ripple（加密：XRP）破壞舊金融系統的新方法激起了有關XRP價格可能可能的方向的辯論。鑑於跨境支付是全球1億美元的市場，投資者和分析師敏銳地觀察了Ripple的策略。

According to DeepChain analysis, liquidity projections and market estimates have been used to assess the potential of XRP price if the enterprise can capture a fraction of the cross-border payments sector.

根據DeepChain分析，如果企業可以捕獲跨境支付部門的一小部分，則使用流動性預測和市場估計來評估XRP價格的潛力。

Specifically, if the firm can manage to process $20 trillion annually, the price of XRP might rise to $48.89. In addition, this estimation took into account the circulating supply of about 58 billion tokens. It also considered the demand generated through the usage of its utility functions.

具體來說，如果公司每年可以處理20萬億美元，則XRP的價格可能會上漲至48.89美元。此外，該估計還考慮了大約580億個令牌的循環供應。它還考慮了通過其實用程序功能產生的需求。

With more volumes passing through the firm’s ledger, higher liquidity demand would drive up the price of the altcoin.

隨著越來越多的銷量通過公司的分類帳，更高的流動性需求將推動Altcoin的價格上漲。

Moreover, Brad Garlinghouse noted that blockchain’s inherent efficiencies, such as faster settlement times, offer a strong advantage. He added that reduced operational costs could make the firm’s proposition attractive to banks and financial institutions seeking modern alternatives to SWIFT.

此外，布拉德·加林豪斯（Brad Garlinghouse）指出，區塊鏈固有的效率（例如更快的定居時間）具有很大的優勢。他補充說，降低的運營成本可以使公司的主張對尋求現代替代品的銀行和金融機構有吸引力。

This analysis is supported by liquidity and market cap calculations, which place XRP price prediction valuation between $34 and $48, depending on the extent of adoption.

該分析得到了流動性和市值計算的支持，該計算將XRP價格預測估值在34美元至48美元之間，具體取決於採用程度。

The cross-border payment industry is expected to rise from $194 trillion to $320 trillion in the next decade. With fast payment settlements, the firm has the potential to become one of the most usable digital assets in the future.

預計在未來十年中，跨境支付行業將從194萬億美元上升到320萬億美元。借助快速的付款和解，該公司有可能成為將來最可用的數字資產之一。

XRP Price Surging

XRP價格飆升

Meanwhile, XRP price was trading at $2.28 at press time. It had a high of $2.35 and a low of $2.25. The price action depicted that XRP has formed a higher high pattern, which is an early sign of an upward movement.

同時，XRP價格在發稿時的交易價格為2.28美元。它的高價為2.35美元，低價為2.25美元。價格動作表明XRP形成了更高的高模式，這是向上運動的早期跡象。

However, trading volume has slightly declined in the recent past. This implies that buying pressure may subside for a while.

但是，最近的交易量略有下降。這意味著購買壓力可能會暫時消退。

Nevertheless, the increased expectation of the firm’s further growth as a dominating player in the payments industry sparked an optimistic outlook among traders. Should the enterprise manage to acquire even a fraction of the cross-border payment flow, the price of XRP might increase by 15x its current price.

儘管如此，作為付款行業中占主導地位的球員，對公司進一步增長的期望提高了，這引發了交易者的樂觀前景。如果企業甚至收購了跨境支付流量的一小部分，則XRP的價格可能會增加15倍。

This analysis is supported by liquidity and market cap calculations, which place XRP price prediction valuation between $34 and $48, depending on the extent of adoption.

該分析得到了流動性和市值計算的支持，該計算將XRP價格預測估值在34美元至48美元之間，具體取決於採用程度。

The cross-border payment industry is expected to rise from $194 trillion to $320 trillion in the next decade. With fast payment settlements, the firm has the potential to become one of the most usable digital assets in the future.

預計在未來十年中，跨境支付行業將從194萬億美元上升到320萬億美元。借助快速的付款和解，該公司有可能成為將來最可用的數字資產之一。

Further supporting a bullish outlook, on-chain data showed a sharp decrease in centralized exchange balances. A large number of XRP coins moved to cold storage.

進一步支持看漲前景的鍊鍊數據顯示，集中式交換餘額急劇下降。大量XRP硬幣移至冷藏。

Long-term holder activity has also been on the rise throughout this period. Over 60% of the total XRP supply has been inactive for more than 90 days. Such circumstances and increased demands generally lead to heightened fluctuations and more robust price increases during bullish trends.

在此期間，長期持有人的活動也在增加。超過60％的XRP供應量已經超過90天。這種情況和需求增加通常會導致波動的增加和看漲趨勢期間更強勁的價格上漲。