Ripple的目的是取代Swift的50年历史的系统

Ripple首席执行官Brad Garlinghouse在最近接受Fox Business的采访时强调，该平台的主要目标不是与Swift合作，而是要取代它。

The new approach of Ripple (CRYPTO: XRP) to disrupt the old financial systems has stirred up debate about XRP price possible direction. Given the fact that cross-border payment is a $194 trillion market globally, investors and analysts are keenly observing Ripple’s strategies.

Ripple（加密：XRP）破坏旧金融系统的新方法激起了有关XRP价格可能可能的方向的辩论。鉴于跨境支付是全球1亿美元的市场，投资者和分析师敏锐地观察了Ripple的策略。

According to DeepChain analysis, liquidity projections and market estimates have been used to assess the potential of XRP price if the enterprise can capture a fraction of the cross-border payments sector.

根据DeepChain分析，如果企业可以捕获跨境支付部门的一小部分，则使用流动性预测和市场估计来评估XRP价格的潜力。

Specifically, if the firm can manage to process $20 trillion annually, the price of XRP might rise to $48.89. In addition, this estimation took into account the circulating supply of about 58 billion tokens. It also considered the demand generated through the usage of its utility functions.

具体来说，如果公司每年可以处理20万亿美元，则XRP的价格可能会上涨至48.89美元。此外，该估计还考虑了大约580亿个令牌的循环供应。它还考虑了通过其实用程序功能产生的需求。

With more volumes passing through the firm’s ledger, higher liquidity demand would drive up the price of the altcoin.

随着越来越多的销量通过公司的分类帐，更高的流动性需求将推动Altcoin的价格上涨。

Moreover, Brad Garlinghouse noted that blockchain’s inherent efficiencies, such as faster settlement times, offer a strong advantage. He added that reduced operational costs could make the firm’s proposition attractive to banks and financial institutions seeking modern alternatives to SWIFT.

此外，布拉德·加林豪斯（Brad Garlinghouse）指出，区块链固有的效率（例如更快的定居时间）具有很大的优势。他补充说，降低的运营成本可以使公司的主张对寻求现代替代品的银行和金融机构有吸引力。

This analysis is supported by liquidity and market cap calculations, which place XRP price prediction valuation between $34 and $48, depending on the extent of adoption.

该分析得到了流动性和市值计算的支持，该计算将XRP价格预测估值在34美元至48美元之间，具体取决于采用程度。

The cross-border payment industry is expected to rise from $194 trillion to $320 trillion in the next decade. With fast payment settlements, the firm has the potential to become one of the most usable digital assets in the future.

预计在未来十年中，跨境支付行业将从194万亿美元上升到320万亿美元。借助快速的付款和解，该公司有可能成为将来最可用的数字资产之一。

XRP Price Surging

XRP价格飙升

Meanwhile, XRP price was trading at $2.28 at press time. It had a high of $2.35 and a low of $2.25. The price action depicted that XRP has formed a higher high pattern, which is an early sign of an upward movement.

同时，XRP价格在发稿时的交易价格为2.28美元。它的高价为2.35美元，低价为2.25美元。价格动作表明XRP形成了更高的高模式，这是向上运动的早期迹象。

However, trading volume has slightly declined in the recent past. This implies that buying pressure may subside for a while.

但是，最近的交易量略有下降。这意味着购买压力可能会暂时消退。

Nevertheless, the increased expectation of the firm’s further growth as a dominating player in the payments industry sparked an optimistic outlook among traders. Should the enterprise manage to acquire even a fraction of the cross-border payment flow, the price of XRP might increase by 15x its current price.

尽管如此，作为付款行业中占主导地位的球员，对公司进一步增长的期望提高了，这引发了交易者的乐观前景。如果企业甚至收购了跨境支付流量的一小部分，则XRP的价格可能会增加15倍。

This analysis is supported by liquidity and market cap calculations, which place XRP price prediction valuation between $34 and $48, depending on the extent of adoption.

该分析得到了流动性和市值计算的支持，该计算将XRP价格预测估值在34美元至48美元之间，具体取决于采用程度。

The cross-border payment industry is expected to rise from $194 trillion to $320 trillion in the next decade. With fast payment settlements, the firm has the potential to become one of the most usable digital assets in the future.

预计在未来十年中，跨境支付行业将从194万亿美元上升到320万亿美元。借助快速的付款和解，该公司有可能成为将来最可用的数字资产之一。

Further supporting a bullish outlook, on-chain data showed a sharp decrease in centralized exchange balances. A large number of XRP coins moved to cold storage.

进一步支持看涨前景的链链数据显示，集中式交换余额急剧下降。大量XRP硬币移至冷藏。

Long-term holder activity has also been on the rise throughout this period. Over 60% of the total XRP supply has been inactive for more than 90 days. Such circumstances and increased demands generally lead to heightened fluctuations and more robust price increases during bullish trends.

在此期间，长期持有人的活动也在增加。超过60％的XRP供应量已经超过90天。这种情况和需求增加通常会导致波动的增加和看涨趋势期间更强劲的价格上涨。