巴布亞新幾內亞正在走向未來

在2025年在莫爾斯比港的斯坦利酒店舉行的創新PNG會議上，我們看到了一些令人興奮的東西 - AI已經如何幫助PNG的企業。

PAPUA New Guinea is stepping into the future. At the Innovation PNG Conference 2025 at Stanley Hotel in Port Moresby, we saw something exciting — how AI is already helping businesses here in PNG.

巴布亞新幾內亞正在踏入未來。在2025年在莫爾斯比港的斯坦利酒店舉行的創新PNG會議上，我們看到了一些令人興奮的東西 - AI已經如何幫助PNG的企業。

And now, it’s time for the Government to lead by building AI-driven financial technology infrastructure to support this new way of working.

而現在，現在是政府通過建立AI驅動的金融技術基礎設施來支持這種新工作方式的時候領導的了。

What is AI?

什麼是AI？

Artificial Intelligence or AI, is when computers and machines can do tasks that normally need human thinking — like reading, learning, making decisions or solving problems. It’s like giving a computer a brain to help people do things faster and smarter. Another way of doing a task faster and effective. AI is a tool for people to use to work in a smarter way.

人工智能或人工智能是計算機和機器可以完成通常需要人類思維的任務的時候，例如閱讀，學習，做出決策或解決問題。這就像給計算機一個大腦以幫助人們更快，更聰明地做事。更快，有效的另一種方式。 AI是人們用更智能工作的工具。

Nasfund shows us what’s possible

納斯福德向我們展示了什麼可能

One good example is Nasfund, our local superannuation company. At the recent conference, their CEO, Rajeev Sharma, shared how they use an AI-powered system to manage invoices (bills from suppliers).

一個很好的例子是我們當地的退休金公司Nasfund。在最近的會議上，他們的首席執行官拉吉夫·夏爾馬（Rajeev Sharma）分享了他們如何使用AI驅動系統來管理髮票（供應商的賬單）。

In the past, their staff had to check every invoice by hand. Now, AI does it automatically — saving time and reducing mistakes. Because of this, Nasfund improved its accounts work by 40 per cent. That means they can serve members better, with less paperwork. This shows that AI works, even in PNG.

過去，他們的員工必須手動檢查所有發票。現在，AI自動進行 - 節省時間並減少錯誤。因此，Nasfund將其帳戶工作提高了40％。這意味著他們可以通過更少的文書工作為會員提供更好的服務。這表明即使在PNG中，AI也起作用。

How government can help

政府如何幫助

Now imagine if we had more companies using AI — or young PNGans learning how to build these smart tools. This is where the Government can make a big difference. The Government can create AI-driven fintech infrastructure to support banks, schools, businesses and government departments.

現在，想像一下，如果我們有更多的公司使用AI，或者年輕的PNGANS學習如何構建這些智能工具。在這裡，政府可以做出很大的不同。政府可以創建AI驅動的金融科技基礎設施，以支持銀行，學校，企業和政府部門。

Here’s how:

以下是：

Build a national AI and fintech center

建立國家AI和金融科技中心

This can be in Port Moresby, Lae, Hagen or any main town. It will be a place for training, research and developing local AI solutions.

這可以在莫爾斯比港，萊，哈根或任何主要城鎮。這將是一個培訓，研究和開發本地AI解決方案的地方。

Young people can learn how to build apps, analyse data and create AI tools for PNG problems.

年輕人可以學習如何構建應用程序，分析數據並為PNG問題創建AI工具。

Support businesses to use AI

支持企業使用AI

The government can give small grants or tax breaks to businesses that use AI to improve their services — just like Nasfund did. This support will encourage local companies to try new ideas.

政府可以為使用AI改善其服務的企業提供少量贈款或稅收減免，就像Nasfund一樣。這種支持將鼓勵當地公司嘗試新的想法。

Use AI in government services

在政府服務中使用AI

AI can help speed up payroll, school fee payments, NID processing and even checking if contracts are done properly. This will reduce delays and improve public service delivery.

人工智能可以幫助加快工資，學校費用，NID處理，甚至檢查合同是否正確完成。這將減少延遲並改善公共服務交付。

Help banks and Mobile money grow smarter

幫助銀行和移動資金越來越智能

AI can help banks detect fraud, approve small loans or even assist people with savings advice. With many people in rural areas using mobile phones, fintech tools powered by AI can bring banking services to remote places.

AI可以幫助銀行發現欺詐，批准少量貸款，甚至可以幫助人們提供儲蓄建議。在農村地區許多人使用手機，由AI提供動力的金融科技工具可以將銀行服務帶到偏遠的地方。

Why this matters for the future of PNG

為什麼這對PNG的未來很重要

Many other countries like Dubai, India and Singapore are already using AI to improve government and business systems. Dubai even has a minister of AI, AI festivals and AI research centers.

迪拜，印度和新加坡等許多其他國家已經在使用AI來改善政府和商業系統。迪拜甚至有AI，AI節和AI研究中心的部長。

At the Innovation PNG Conference, Bhagat Aditya, CEO of BankBuddy.ai, said: “AI innovation is not limited by geography or resources. It is a mindset.” This means PNG can do it too. We don’s need to wait for the rest of the world. We just need to believe in ourselves and start small.

Bankbuddy.ai首席執行官Bhagat Aditya在創新PNG會議上說：“ AI創新不受地理或資源的限制。這是一種心態。”這意味著PNG也可以做到。我們不需要等待世界其他地區。我們只需要相信自己並開始小。

Real Benefits for Ordinary People

對普通百姓的真正好處

AI in financial technology can:

金融技術的AI可以：

Help farmers get mobile loans faster

幫助農民更快地獲得移動貸款

Let teachers get paid on time through smart systems

讓老師通過智能係統準時獲得付款

Make it easier for students to apply for school fee support

使學生更容易申請學費支持

Allow local businesses to track spending and pay bills more easily

允許當地企業更輕鬆地跟踪支出並支付賬單

Help government avoid double payments or missing records

幫助政府避免雙重付款或缺少記錄

What’s next?

接下來是什麼？

We don’t need to build everything at once. The government can start by:

我們不需要一次建造所有內容。政府可以從：

Setting up a small National AI Taskforce

建立一個小型國家AI工作隊

Choosing one or two departments to pilot AI projects

選擇一個或兩個部門進行AI項目

Partnering with universities, banks and companies like NASFUND

與大學，銀行和Nasfund等公司合作

Hosting PNG’s first AI innovation festival — to inspire young minds and showcase local talent

主持PNG的第一個AI創新節 - 激發年輕人的思想和展示當地人才

This is how we can build a smart PNG — with technology made by our own people, for our own future.

這就是我們可以在我們自己的未來的情況下建立一個智能PNG的方式。

AI is not science fiction anymore. It’s already working in PNG. Nasfund has shown us that. The next step is for the Government to take the lead, build the right infrastructure and help more people benefit from this smart technology.

AI不再是科幻小說。它已經在PNG工作了。 Nasfund向我們展示了這一點。下一步是讓政府領導，建立正確的基礎設施並幫助更多的人從這種智能技術中受益。

It’s time for PNG to believe in innovation — and take action. We don’t need to import experts to build AI platforms. We have local firms in AI existing, if you a project idea in AI and want to built it, get in touch with the author, we can connect you with the local AI businesses.

現在是PNG相信創新並採取行動的時候了。我們不需要進口專家來構建AI平台。我們在AI中有本地公司，如果您在AI中有一個項目想法並想建立它，與作者聯繫，我們可以將您與本地AI業務聯繫起來。

The Marape-Roso Govt is supporting AI, Blockchain and Cryptocurrency projects in the country. This Government wants to deliver National AI, Blockchain and Cryptocurrency projects as a 50th anniversary gift to PNG, something not only historical but these technologies as a tool will drive economy growth in the next few years.

Marape-Roso政府正在支持該國的AI，區塊鍊和加密貨幣項目。該政府希望將國家AI，區塊鍊和加密貨幣項目作為PNG成立50週年禮物，這不僅是歷史性的，而且這些技術作為一種工具將在未來幾年內推動經濟增長。

T4G Pay, a blockchain-based payment solution designed for everyday transactions and backed by PNG’s carbon reserve, is one of the blockchain projects in PNG that solves some pressing issues in the county.

T4G Pay是一種基於區塊鏈的支付解決方案，專為日常交易設計，並在PNG的Carbon Reserve支持下，是PNG中的區塊鏈項目之一，可以解決該縣的一些緊迫問題。