巴布亚新几内亚正在走向未来

在2025年在莫尔斯比港的斯坦利酒店举行的创新PNG会议上，我们看到了一些令人兴奋的东西 - AI已经如何帮助PNG的企业。

PAPUA New Guinea is stepping into the future. At the Innovation PNG Conference 2025 at Stanley Hotel in Port Moresby, we saw something exciting — how AI is already helping businesses here in PNG.

巴布亚新几内亚正在踏入未来。在2025年在莫尔斯比港的斯坦利酒店举行的创新PNG会议上，我们看到了一些令人兴奋的东西 - AI已经如何帮助PNG的企业。

And now, it’s time for the Government to lead by building AI-driven financial technology infrastructure to support this new way of working.

而现在，现在是政府通过建立AI驱动的金融技术基础设施来支持这种新工作方式的时候领导的了。

What is AI?

什么是AI？

Artificial Intelligence or AI, is when computers and machines can do tasks that normally need human thinking — like reading, learning, making decisions or solving problems. It’s like giving a computer a brain to help people do things faster and smarter. Another way of doing a task faster and effective. AI is a tool for people to use to work in a smarter way.

人工智能或人工智能是计算机和机器可以完成通常需要人类思维的任务的时候，例如阅读，学习，做出决策或解决问题。这就像给计算机一个大脑以帮助人们更快，更聪明地做事。更快，有效的另一种方式。 AI是人们用更智能工作的工具。

Nasfund shows us what’s possible

纳斯福德向我们展示了什么可能

One good example is Nasfund, our local superannuation company. At the recent conference, their CEO, Rajeev Sharma, shared how they use an AI-powered system to manage invoices (bills from suppliers).

一个很好的例子是我们当地的退休金公司Nasfund。在最近的会议上，他们的首席执行官拉吉夫·夏尔马（Rajeev Sharma）分享了他们如何使用AI驱动系统来管理发票（供应商的账单）。

In the past, their staff had to check every invoice by hand. Now, AI does it automatically — saving time and reducing mistakes. Because of this, Nasfund improved its accounts work by 40 per cent. That means they can serve members better, with less paperwork. This shows that AI works, even in PNG.

过去，他们的员工必须手动检查所有发票。现在，AI自动进行 - 节省时间并减少错误。因此，Nasfund将其帐户工作提高了40％。这意味着他们可以通过更少的文书工作为会员提供更好的服务。这表明即使在PNG中，AI也起作用。

How government can help

政府如何帮助

Now imagine if we had more companies using AI — or young PNGans learning how to build these smart tools. This is where the Government can make a big difference. The Government can create AI-driven fintech infrastructure to support banks, schools, businesses and government departments.

现在，想象一下，如果我们有更多的公司使用AI，或者年轻的PNGANS学习如何构建这些智能工具。在这里，政府可以做出很大的不同。政府可以创建AI驱动的金融科技基础设施，以支持银行，学校，企业和政府部门。

Here’s how:

以下是：

Build a national AI and fintech center

建立国家AI和金融科技中心

This can be in Port Moresby, Lae, Hagen or any main town. It will be a place for training, research and developing local AI solutions.

这可以在莫尔斯比港，莱，哈根或任何主要城镇。这将是一个培训，研究和开发本地AI解决方案的地方。

Young people can learn how to build apps, analyse data and create AI tools for PNG problems.

年轻人可以学习如何构建应用程序，分析数据并为PNG问题创建AI工具。

Support businesses to use AI

支持企业使用AI

The government can give small grants or tax breaks to businesses that use AI to improve their services — just like Nasfund did. This support will encourage local companies to try new ideas.

政府可以为使用AI改善其服务的企业提供少量赠款或税收减免，就像Nasfund一样。这种支持将鼓励当地公司尝试新的想法。

Use AI in government services

在政府服务中使用AI

AI can help speed up payroll, school fee payments, NID processing and even checking if contracts are done properly. This will reduce delays and improve public service delivery.

人工智能可以帮助加快工资，学校费用，NID处理，甚至检查合同是否正确完成。这将减少延迟并改善公共服务交付。

Help banks and Mobile money grow smarter

帮助银行和移动资金越来越智能

AI can help banks detect fraud, approve small loans or even assist people with savings advice. With many people in rural areas using mobile phones, fintech tools powered by AI can bring banking services to remote places.

AI可以帮助银行发现欺诈，批准少量贷款，甚至可以帮助人们提供储蓄建议。在农村地区许多人使用手机，由AI提供动力的金融科技工具可以将银行服务带到偏远的地方。

Why this matters for the future of PNG

为什么这对PNG的未来很重要

Many other countries like Dubai, India and Singapore are already using AI to improve government and business systems. Dubai even has a minister of AI, AI festivals and AI research centers.

迪拜，印度和新加坡等许多其他国家已经在使用AI来改善政府和商业系统。迪拜甚至有AI，AI节和AI研究中心的部长。

At the Innovation PNG Conference, Bhagat Aditya, CEO of BankBuddy.ai, said: “AI innovation is not limited by geography or resources. It is a mindset.” This means PNG can do it too. We don’s need to wait for the rest of the world. We just need to believe in ourselves and start small.

Bankbuddy.ai首席执行官Bhagat Aditya在创新PNG会议上说：“ AI创新不受地理或资源的限制。这是一种心态。”这意味着PNG也可以做到。我们不需要等待世界其他地区。我们只需要相信自己并开始小。

Real Benefits for Ordinary People

对普通百姓的真正好处

AI in financial technology can:

金融技术的AI可以：

Help farmers get mobile loans faster

帮助农民更快地获得移动贷款

Let teachers get paid on time through smart systems

让老师通过智能系统准时获得付款

Make it easier for students to apply for school fee support

使学生更容易申请学费支持

Allow local businesses to track spending and pay bills more easily

允许当地企业更轻松地跟踪支出并支付账单

Help government avoid double payments or missing records

帮助政府避免双重付款或缺少记录

What’s next?

接下来是什么？

We don’t need to build everything at once. The government can start by:

我们不需要一次建造所有内容。政府可以从：

Setting up a small National AI Taskforce

建立一个小型国家AI工作队

Choosing one or two departments to pilot AI projects

选择一个或两个部门进行AI项目

Partnering with universities, banks and companies like NASFUND

与大学，银行和Nasfund等公司合作

Hosting PNG’s first AI innovation festival — to inspire young minds and showcase local talent

主持PNG的第一个AI创新节 - 激发年轻人的思想和展示当地人才

This is how we can build a smart PNG — with technology made by our own people, for our own future.

这就是我们可以在我们自己的未来的情况下建立一个智能PNG的方式。

AI is not science fiction anymore. It’s already working in PNG. Nasfund has shown us that. The next step is for the Government to take the lead, build the right infrastructure and help more people benefit from this smart technology.

AI不再是科幻小说。它已经在PNG工作了。 Nasfund向我们展示了这一点。下一步是让政府领导，建立正确的基础设施并帮助更多的人从这种智能技术中受益。

It’s time for PNG to believe in innovation — and take action. We don’t need to import experts to build AI platforms. We have local firms in AI existing, if you a project idea in AI and want to built it, get in touch with the author, we can connect you with the local AI businesses.

现在是PNG相信创新并采取行动的时候了。我们不需要进口专家来构建AI平台。我们在AI中有本地公司，如果您在AI中有一个项目想法并想建立它，与作者联系，我们可以将您与本地AI业务联系起来。

The Marape-Roso Govt is supporting AI, Blockchain and Cryptocurrency projects in the country. This Government wants to deliver National AI, Blockchain and Cryptocurrency projects as a 50th anniversary gift to PNG, something not only historical but these technologies as a tool will drive economy growth in the next few years.

Marape-Roso政府正在支持该国的AI，区块链和加密货币项目。该政府希望将国家AI，区块链和加密货币项目作为PNG成立50周年礼物，这不仅是历史性的，而且这些技术作为一种工具将在未来几年内推动经济增长。

T4G Pay, a blockchain-based payment solution designed for everyday transactions and backed by PNG’s carbon reserve, is one of the blockchain projects in PNG that solves some pressing issues in the county.

T4G Pay是一种基于区块链的支付解决方案，专为日常交易设计，并在PNG的Carbon Reserve支持下，是PNG中的区块链项目之一，可以解决该县的一些紧迫问题。