歌劇有限

Opera Limited是Opay的早期投資者，Opay是非洲最大的金融科技之一，他正在大陸上推出一個Stablecoin應用程序Minipay。

Opera Ltd, an early investor in OPay, one of Africa’s largest fintechs, is launching a stablecoin app, MiniPay, on the continent.

Opera Ltd是Opay的早期投資者，Opay是非洲最大的金融科技之一，他正在大陸上推出一個Stablecoin應用程序Minipay。

The app, which used to be embedded in the Opera Mini browser, will now have a standalone app, a lightweight stablecoin wallet on iOS and Android, according to a statement seen by Techpoint Africa.

根據TechPoint Africa的一份聲明，該應用程序曾經嵌入了Opera Mini瀏覽器中，現在將擁有一個獨立的應用程序，這是iOS和Android上的輕量級Stablecoin錢包和Android。

The wallet, which was built into Opera Mini, has 7 million users and is growing strongly in Nigeria and Kenya. It is aimed at making stablecoins like USDT, USDC, and cUSD easy to use for the average smartphone owner with instant peer-to-peer transfers and fees below $0.01.

該錢包內置在Opera Mini中，擁有700萬用戶，並且在尼日利亞和肯尼亞增長。它的目的是為普通的智能手機所有者易於使用，易於使用USDT，USDC和CUSD等穩定幣，其即時對等轉移和費用低於0.01美元。

While Opera is just announcing the standalone app, it has been available on the Google Play Store since December 2024 with over 500,000 downloads.

雖然Opera剛剛宣布獨立應用程序，但自2024年12月以來，它已在Google Play商店中提供，下載量超過500,000。

Opera’s fintech ambitions in Africa aren’t new. The company is a major backer of OPay, where it owns a 9.4% stake valued at $258 million.

Opera在非洲的金融科技野心並不新鮮。該公司是Opay的主要支持者，該公司擁有9.4％的股份，價值2.58億美元。

Now it is jumping into the stablecoin trend that is sweeping across Africa. Even fintechs like Flutterwave and Onafriq have joined the stablecoin wave, announcing their partnership with Circle Payment Network (CPN), a network launched by Circle, the company behind USDC stablecoin.

現在，它正在進入遍布非洲的穩定趨勢。甚至像FlutterWave和Onafriq這樣的金融科技都加入了Stablecoin Wave，宣布了與Circle Payment Network（CPN）的合作關係，這是由USDC Stablecoin背後的公司啟動的網絡。

Stablecoin transactions across Africa have been ramping up since 2022. Nigeria alone received over $56 billion in cryptocurrencies between July 2022 and June 2024.

自2022年以來，非洲的Stablecoin交易一直在加劇。僅尼日利亞僅在2022年7月至2024年6月之間就獲得了超過560億美元的加密貨幣。

In Sub-Saharan Africa, stablecoins now represent approximately 43% of all crypto transaction volume, overtaking Bitcoin’s share.

在撒哈拉以南非洲，Stablecoins現在約佔所有加密交易量的43％，超過了比特幣的份額。

This surge in stablecoin use is driven by the need for stable, dollar-pegged assets in economies grappling with inflation and currency devaluation.

穩定使用中的這種激增是由對通貨膨脹和貨幣貶值的經濟體中穩定的，美元的資產的需求所驅動的。

However, as usage increases, regulation will get tighter. Nigeria’s SEC has already announced it now perceives cryptocurrencies as securities. So far, it seems it’ll leave the CBN to take a stance on stablecoins.

但是，隨著使用情況的增加，法規將變得更加嚴格。尼日利亞的SEC已經宣布現在將加密貨幣視為證券。到目前為止，似乎將使CBN對穩定劑採取立場。

While Opera told Techpoint Africa that it has not announced plans to integrate with Opera-backed products like OPay, the fintech is perfectly positioned as an onramp and an offramp partner.

儘管Opera告訴Techpoint Africa，它尚未宣布與Opay這樣的歌劇支持產品集成的計劃，但Fintech的位置非常適合作為Onramp和Offramp合作夥伴。