歌剧有限

Opera Limited是Opay的早期投资者，Opay是非洲最大的金融科技之一，他正在大陆上推出一个Stablecoin应用程序Minipay。

Opera Ltd, an early investor in OPay, one of Africa’s largest fintechs, is launching a stablecoin app, MiniPay, on the continent.

Opera Ltd是Opay的早期投资者，Opay是非洲最大的金融科技之一，他正在大陆上推出一个Stablecoin应用程序Minipay。

The app, which used to be embedded in the Opera Mini browser, will now have a standalone app, a lightweight stablecoin wallet on iOS and Android, according to a statement seen by Techpoint Africa.

根据TechPoint Africa的一份声明，该应用程序曾经嵌入了Opera Mini浏览器中，现在将拥有一个独立的应用程序，这是iOS和Android上的轻量级Stablecoin钱包和Android。

The wallet, which was built into Opera Mini, has 7 million users and is growing strongly in Nigeria and Kenya. It is aimed at making stablecoins like USDT, USDC, and cUSD easy to use for the average smartphone owner with instant peer-to-peer transfers and fees below $0.01.

该钱包内置在Opera Mini中，拥有700万用户，并且在尼日利亚和肯尼亚增长。它的目的是为普通的智能手机所有者易于使用，易于使用USDT，USDC和CUSD等稳定币，其即时对等转移和费用低于0.01美元。

While Opera is just announcing the standalone app, it has been available on the Google Play Store since December 2024 with over 500,000 downloads.

虽然Opera刚刚宣布独立应用程序，但自2024年12月以来，它已在Google Play商店中提供，下载量超过500,000。

Opera’s fintech ambitions in Africa aren’t new. The company is a major backer of OPay, where it owns a 9.4% stake valued at $258 million.

Opera在非洲的金融科技野心并不新鲜。该公司是Opay的主要支持者，该公司拥有9.4％的股份，价值2.58亿美元。

Now it is jumping into the stablecoin trend that is sweeping across Africa. Even fintechs like Flutterwave and Onafriq have joined the stablecoin wave, announcing their partnership with Circle Payment Network (CPN), a network launched by Circle, the company behind USDC stablecoin.

现在，它正在进入遍布非洲的稳定趋势。甚至像FlutterWave和Onafriq这样的金融科技都加入了Stablecoin Wave，宣布了与Circle Payment Network（CPN）的合作关系，这是由USDC Stablecoin背后的公司启动的网络。

Stablecoin transactions across Africa have been ramping up since 2022. Nigeria alone received over $56 billion in cryptocurrencies between July 2022 and June 2024.

自2022年以来，非洲的Stablecoin交易一直在加剧。仅尼日利亚仅在2022年7月至2024年6月之间就获得了超过560亿美元的加密货币。

In Sub-Saharan Africa, stablecoins now represent approximately 43% of all crypto transaction volume, overtaking Bitcoin’s share.

在撒哈拉以南非洲，Stablecoins现在约占所有加密交易量的43％，超过了比特币的份额。

This surge in stablecoin use is driven by the need for stable, dollar-pegged assets in economies grappling with inflation and currency devaluation.

稳定使用中的这种激增是由对通货膨胀和货币贬值的经济体中稳定的，美元的资产的需求所驱动的。

However, as usage increases, regulation will get tighter. Nigeria’s SEC has already announced it now perceives cryptocurrencies as securities. So far, it seems it’ll leave the CBN to take a stance on stablecoins.

但是，随着使用情况的增加，法规将变得更加严格。尼日利亚的SEC已经宣布现在将加密货币视为证券。到目前为止，似乎将使CBN对稳定剂采取立场。

While Opera told Techpoint Africa that it has not announced plans to integrate with Opera-backed products like OPay, the fintech is perfectly positioned as an onramp and an offramp partner.

尽管Opera告诉Techpoint Africa，它尚未宣布与Opay这样的歌剧支持产品集成的计划，但Fintech的位置非常适合作为Onramp和Offramp合作伙伴。