根據《福布斯》的報告

Meta正在與加密基礎設施公司進行早期討論，這標誌著由於監管挑戰，2022年1月放棄了Diem項目後，其重返數字資產。

This article from Forbes reports that Meta is integrating stablecoins into its platforms for seamless global payouts, continuing its foray into the crypto space.

福布斯（Forbes）的這篇文章報導說，元將穩定菌（Stablecoins）集成到其無縫全球支出的平台中，並繼續涉足加密貨幣領域。

Key Takeaways:

關鍵要點：

* Meta is exploring integrating stablecoins into its platforms for global payouts, according to a Forbes report.

*根據《福布斯》的報告，Meta正在探索將Stablecoins整合到其平台中以進行全球支出。

* The company is in the early stages of discussions with crypto infrastructure firms about the initiative.

*該公司正處於與加密基礎設施有關該計劃的討論的早期階段。

* Meta previously abandoned its Diem project due to regulatory hurdles.

* Meta以前由於監管障礙而放棄了其Diem項目。

* Ginger Baker, a fintech veteran and former Plaid executive, is spearheading Meta’s new stablecoin initiatives.

*金融科技資深人士，前格子主管Ginger Baker率先率領Meta的新Stablecoin倡議。

* The company is interested in leveraging stablecoins for cross-border payments.

*該公司有興趣利用Stablecoins進行跨境支付。

Earlier this year, Meta bid farewell to its Diem project, a consortium-led effort to introduce a stablecoin, marking a setback in the company’s venture into digital assets. However, it seems that Meta is now reigniting its interest in crypto, this time focusing on integrating stablecoins into its vast platforms.

今年早些時候，Meta向其Diem Project告別，該項目是由財團領導的努力引入StableCoin的努力，標誌著該公司對數字資產的挫折。但是，似乎Meta現在重新點燃了對加密貨幣的興趣，這次著重於將Stablecoins整合到其龐大的平台中。

According to a recent report by Forbes, which cites five people familiar with the matter, the social media giant is in the preliminary stages of talks with crypto infrastructure firms about the potential integration of stablecoins. The discussions are still in their nascent phases, and there is no guarantee that they will culminate in any concrete implementations.

根據《福布斯》（Forbes）的最新報告，引用了五個熟悉此事的人，社交媒體巨頭正處於與加密基礎設施公司關於StableCoins潛在整合的談判的初步階段。討論仍在其新生階段，並且不能保證它們將在任何具體的實施中達到最高水平。

The report highlights that Meta is encountering difficulties with traditional wire transfers, particularly for smaller amounts of money, as they come with significant cross-border fees. In contrast, crypto infrastructure providers can process transactions on networks like Stellar or Solana at a fraction of the cost, even for smaller transactions like $100.

該報告強調，元元性傳統的電線傳輸遇到困難，尤其是對於較少的貨幣，因為它們帶有大量的跨境費用。相比之下，加密基礎架構提供商可以以成本的一小部分處理等網絡上的交易，即使對於較小的交易，例如100美元。

Furthermore, an executive from a crypto firm mentioned that Instagram, a subsidiary of Meta, is interested in utilizing stablecoins to pay creators in diverse markets, presenting an effective use case for the technology.

此外，一家加密貨幣公司的高管提到，Meta的子公司Instagram有興趣利用StableCoins向不同市場的創作者支付創作者，並為該技術提供了有效的用例。

As Meta’s initiative progresses, the company is encountering difficulties with traditional wire transfers, especially for smaller sums of money. These transfers come with hefty cross-border fees. For instance, an account at a major U.S. bank transferring $100 to Canada via wire transfer might incur a fee of $25 to $45, in addition to any fees imposed by the Canadian bank.

隨著Meta的倡議的進展，該公司正在遇到傳統電彙的困難，尤其是對於較小的錢。這些轉移帶有大量的跨境費用。例如，除了加拿大銀行徵收的任何費用外，美國一家主要銀行的帳戶通過電匯向加拿大轉移100美元的帳戶可能會產生25至45美元的費用。

In contrast, crypto infrastructure providers can process transactions on networks like Stellar or Solana at a fraction of the cost, even for smaller transactions. An executive from a crypto firm, speaking on the condition of anonymity to disclose private conversations, stated that they had demonstrated to Meta how to move $100 in stablecoins across networks like Stellar or Solana for a total fee of $0.01, encompassing both network and gas fees.

相比之下，即使對於較小的交易，加密基礎設施提供商也可以以一小部分成本處理等網絡或索拉納等網絡上的交易。一家來自加密貨幣公司的高管在匿名的條件下披露私人對話的條件，他說，他們向Meta展示瞭如何以0.01美元的總費用在諸如Stellar或Solana之類的網絡上移動100美元的Stablecoins，涵蓋了網絡和汽油費。

The report also notes that Meta recently appointed Ginger Baker, a fintech veteran and former Plaid executive who serves on the Stellar Development Foundation board, as Vice President of Product. Baker is spearheading Meta’s new initiative and has been meeting with executives from crypto firms to explore potential partnerships.

該報告還指出，梅塔（Meta）最近任命了金融科技資深人士和前格子高管姜·貝克（Ginger Baker）擔任恆星發展基金會委員會的副總裁，為產品副總裁。貝克（Baker）率領梅塔（Meta）的新倡議，並一直與加密貨幣公司的高管會面，以探索潛在的伙伴關係。

The integration of stablecoins into its platforms could be a logical step for Meta, considering its vast user base and existing payment infrastructure. It could also enable the company to offer more cost-effective and efficient payment solutions to its users, particularly for cross-border transactions.

考慮到其龐大的用戶群和現有的付款基礎架構，將Stablecoins集成到其平台中可能是邏輯上的一步。它還可以使公司能夠為其用戶提供更具成本效益，高效的付款解決方案，尤其是對於跨境交易。

However, the initiative would be subject to regulatory approval, which could pose a challenge given the company’s previous experience with the Diem project.

但是，該倡議將受到監管批准的約束，鑑於公司以前在DIEM項目中的經驗，這可能會構成挑戰。

Originally launched in June 2019, the Diem initiative, initially called Libra, was a consortium-led effort to introduce a global digital currency backed by a basket of currencies and held in equal units by the consortium members. The project aimed to provide a more accessible and affordable payment system in an era marked by the high cost of cross-border transactions.

Diem倡議最初於2019年6月發行，最初稱為Libra，是由財團領導的努力，旨在引入以一籃子貨幣為支持的全球數字貨幣，並由財團成員以同等的單位持有。該項目旨在在以跨境交易的高成本為標誌的ERA中提供更容易獲得和負擔得起的支付系統。

The consortium, which included major companies such as Coinbase, PayPal, and Visa, assembled to oversee the project’s development and management. The initiative encountered significant regulatory scrutiny, particularly in the U.S., where regulators expressed concerns about the project’s potential impact on financial stability and consumer protection.

該財團包括Coinbase，PayPal和Visa等主要公司，以監督項目的開發和管理。該計劃遇到了嚴重的監管審查，特別是在美國，監管機構對項目對金融穩定和消費者保護的潛在影響表示擔憂。

After a series of setbacks and regulatory challenges, Meta ultimately decided to abandon the Diem project in January 2022. The company sold the remaining assets of the project, including the intellectual property and technology, to Silvergate Bank, a California-based bank with a focus on cryptocurrencies.

在經過一系列挫折和監管挑戰之後，梅塔最終決定在2022年1月放棄Diem項目。該公司將該項目的其餘資產（包括知識產權和技術）賣給了總部位於加利福尼亞的銀行Silvergate Bank，該銀行的重點是加密貨幣。

The decision to wind down the Diem project marked a turning point for Meta, highlighting the difficulties faced by Big Tech companies as they navigate the evolving landscape of cryptocurrency and the regulatory environment.

結束Diem項目的決定標誌著Meta的轉折點，強調了大型科技公司在不斷發展的加密貨幣和監管環境中所不斷發展的景觀時所面臨的困難。