根据《福布斯》的报告

Meta正在与加密基础设施公司进行早期讨论，这标志着由于监管挑战，2022年1月放弃了Diem项目后，其重返数字资产。

This article from Forbes reports that Meta is integrating stablecoins into its platforms for seamless global payouts, continuing its foray into the crypto space.

福布斯（Forbes）的这篇文章报道说，元将稳定菌（Stablecoins）集成到其无缝全球支出的平台中，并继续涉足加密货币领域。

Key Takeaways:

关键要点：

* Meta is exploring integrating stablecoins into its platforms for global payouts, according to a Forbes report.

*根据《福布斯》的报告，Meta正在探索将Stablecoins整合到其平台中以进行全球支出。

* The company is in the early stages of discussions with crypto infrastructure firms about the initiative.

*该公司正处于与加密基础设施有关该计划的讨论的早期阶段。

* Meta previously abandoned its Diem project due to regulatory hurdles.

* Meta以前由于监管障碍而放弃了其Diem项目。

* Ginger Baker, a fintech veteran and former Plaid executive, is spearheading Meta’s new stablecoin initiatives.

*金融科技资深人士，前格子主管Ginger Baker率先率领Meta的新Stablecoin倡议。

* The company is interested in leveraging stablecoins for cross-border payments.

*该公司有兴趣利用Stablecoins进行跨境支付。

Earlier this year, Meta bid farewell to its Diem project, a consortium-led effort to introduce a stablecoin, marking a setback in the company’s venture into digital assets. However, it seems that Meta is now reigniting its interest in crypto, this time focusing on integrating stablecoins into its vast platforms.

今年早些时候，Meta向其Diem Project告别，该项目是由财团领导的努力引入StableCoin的努力，标志着该公司对数字资产的挫折。但是，似乎Meta现在重新点燃了对加密货币的兴趣，这次着重于将Stablecoins整合到其庞大的平台中。

According to a recent report by Forbes, which cites five people familiar with the matter, the social media giant is in the preliminary stages of talks with crypto infrastructure firms about the potential integration of stablecoins. The discussions are still in their nascent phases, and there is no guarantee that they will culminate in any concrete implementations.

根据《福布斯》（Forbes）的最新报告，引用了五个熟悉此事的人，社交媒体巨头正处于与加密基础设施公司关于StableCoins潜在整合的谈判的初步阶段。讨论仍在其新生阶段，并且不能保证它们将在任何具体的实施中达到最高水平。

The report highlights that Meta is encountering difficulties with traditional wire transfers, particularly for smaller amounts of money, as they come with significant cross-border fees. In contrast, crypto infrastructure providers can process transactions on networks like Stellar or Solana at a fraction of the cost, even for smaller transactions like $100.

该报告强调，元元性传统的电线传输遇到困难，尤其是对于较少的货币，因为它们带有大量的跨境费用。相比之下，加密基础架构提供商可以以成本的一小部分处理等网络上的交易，即使对于较小的交易，例如100美元。

Furthermore, an executive from a crypto firm mentioned that Instagram, a subsidiary of Meta, is interested in utilizing stablecoins to pay creators in diverse markets, presenting an effective use case for the technology.

此外，一家加密货币公司的高管提到，Meta的子公司Instagram有兴趣利用StableCoins向不同市场的创作者支付创作者，并为该技术提供了有效的用例。

As Meta’s initiative progresses, the company is encountering difficulties with traditional wire transfers, especially for smaller sums of money. These transfers come with hefty cross-border fees. For instance, an account at a major U.S. bank transferring $100 to Canada via wire transfer might incur a fee of $25 to $45, in addition to any fees imposed by the Canadian bank.

随着Meta的倡议的进展，该公司正在遇到传统电汇的困难，尤其是对于较小的钱。这些转移带有大量的跨境费用。例如，除了加拿大银行征收的任何费用外，美国一家主要银行的帐户通过电汇向加拿大转移100美元的帐户可能会产生25至45美元的费用。

In contrast, crypto infrastructure providers can process transactions on networks like Stellar or Solana at a fraction of the cost, even for smaller transactions. An executive from a crypto firm, speaking on the condition of anonymity to disclose private conversations, stated that they had demonstrated to Meta how to move $100 in stablecoins across networks like Stellar or Solana for a total fee of $0.01, encompassing both network and gas fees.

相比之下，即使对于较小的交易，加密基础设施提供商也可以以一小部分成本处理等网络或索拉纳等网络上的交易。一家来自加密货币公司的高管在匿名的条件下披露私人对话的条件，他说，他们向Meta展示了如何以0.01美元的总费用在诸如Stellar或Solana之类的网络上移动100美元的Stablecoins，涵盖了网络和汽油费。

The report also notes that Meta recently appointed Ginger Baker, a fintech veteran and former Plaid executive who serves on the Stellar Development Foundation board, as Vice President of Product. Baker is spearheading Meta’s new initiative and has been meeting with executives from crypto firms to explore potential partnerships.

该报告还指出，梅塔（Meta）最近任命了金融科技资深人士和前格子高管姜·贝克（Ginger Baker）担任恒星发展基金会委员会的副总裁，为产品副总裁。贝克（Baker）率领梅塔（Meta）的新倡议，并一直与加密货币公司的高管会面，以探索潜在的伙伴关系。

The integration of stablecoins into its platforms could be a logical step for Meta, considering its vast user base and existing payment infrastructure. It could also enable the company to offer more cost-effective and efficient payment solutions to its users, particularly for cross-border transactions.

考虑到其庞大的用户群和现有的付款基础架构，将Stablecoins集成到其平台中可能是逻辑上的一步。它还可以使公司能够为其用户提供更具成本效益，高效的付款解决方案，尤其是对于跨境交易。

However, the initiative would be subject to regulatory approval, which could pose a challenge given the company’s previous experience with the Diem project.

但是，该倡议将受到监管批准的约束，鉴于公司以前在DIEM项目中的经验，这可能会构成挑战。

Originally launched in June 2019, the Diem initiative, initially called Libra, was a consortium-led effort to introduce a global digital currency backed by a basket of currencies and held in equal units by the consortium members. The project aimed to provide a more accessible and affordable payment system in an era marked by the high cost of cross-border transactions.

Diem倡议最初于2019年6月发行，最初称为Libra，是由财团领导的努力，旨在引入以一篮子货币为支持的全球数字货币，并由财团成员以同等的单位持有。该项目旨在在以跨境交易的高成本为标志的ERA中提供更容易获得和负担得起的支付系统。

The consortium, which included major companies such as Coinbase, PayPal, and Visa, assembled to oversee the project’s development and management. The initiative encountered significant regulatory scrutiny, particularly in the U.S., where regulators expressed concerns about the project’s potential impact on financial stability and consumer protection.

该财团包括Coinbase，PayPal和Visa等主要公司，以监督项目的开发和管理。该计划遇到了严重的监管审查，特别是在美国，监管机构对项目对金融稳定和消费者保护的潜在影响表示担忧。

After a series of setbacks and regulatory challenges, Meta ultimately decided to abandon the Diem project in January 2022. The company sold the remaining assets of the project, including the intellectual property and technology, to Silvergate Bank, a California-based bank with a focus on cryptocurrencies.

在经过一系列挫折和监管挑战之后，梅塔最终决定在2022年1月放弃Diem项目。该公司将该项目的其余资产（包括知识产权和技术）卖给了总部位于加利福尼亚的银行Silvergate Bank，该银行的重点是加密货币。

The decision to wind down the Diem project marked a turning point for Meta, highlighting the difficulties faced by Big Tech companies as they navigate the evolving landscape of cryptocurrency and the regulatory environment.

结束Diem项目的决定标志着Meta的转折点，强调了大型科技公司在不断发展的加密货币和监管环境中所不断发展的景观时所面临的困难。