萬事達卡通過新的區塊鏈合作夥伴關係擴展Stablecoin付款支持

在世界上最大的支付網絡中，萬事達卡揭示了與Moonpay的戰略聯盟，將Stablecoin支付在其卡中。

Mastercard is integrating stablecoin payments into its cards through a partnership with crypto company MoonPay, marking a turning point in the widespread adoption of popular stablecoins. The cooperation will connect blockchain technology with daily financial services by enabling swift, low-cost money transfers across the globe.

萬事達卡正在通過與Crypto Company Moonpay建立合作夥伴關係將Stablecoin付款集成到其卡片中，這標誌著廣泛採用流行的Stablecoins的轉折點。該合作將通過在全球範圍內進行迅速，低成本的貨幣轉移來將區塊鏈技術與日常金融服務聯繫起來。

Among the largest payment networks in the world, Mastercard is known for facilitating seamless and secure transactions. Now, the company is joining forces with MoonPay to introduce stablecoin payments compatible with Mastercard cards. This project will empower people to utilize stablecoins, such as USDC or USDT, directly within the Mastercard ecosystem.

萬事達卡（MasterCard）是世界上最大的支付網絡之一，以促進無縫和安全的交易而聞名。現在，該公司正在與Moonpay聯合起來，引入與萬事達卡兼容的Stablecoin付款。該項目將使人們能夠直接在萬事達卡生態系統內利用人們使用穩定的人，例如USDC或USDT。

This integration is particularly relevant for consumers seeking faster and less expensive cross-border payments, and it will facilitate the broad use of crypto wallets in the conventional financial system. The partnership is part of Mastercard's larger drive into blockchain innovation, following earlier pilot projects in crypto settlements and digital identity.

這種整合與尋求更快，更便宜的跨境支付的消費者特別相關，這將有助於在常規金融系統中廣泛使用加密錢包。該合作夥伴關係是MasterCard進入區塊鏈創新的更大動力的一部分，此前是加密定居點和數字身份的早期試點項目。

Stablecoins, which are pegged to the value of fiat currencies, are being increasingly viewed as the building blocks of the next financial systems. Unlike volatile cryptocurrencies, stablecoins offer price stability, making them suitable for everyday transactions, payroll, and remittances.

與法定貨幣的價值掛鉤的Stablecoins越來越被視為下一個金融系統的基礎。與揮發性加密貨幣不同，Stablecoins提供價格穩定性，使其適合日常交易，工資單和匯款。

"Stablecoins are dollars on a blockchain. Anyone with a phone and internet can now receive money at the speed of light," said Ivan Soto-Wright, CEO of MoonPay.

Moonpay首席執行官Ivan Soto-Wright說：“ Stablecoins是一個區塊鏈上的美元。任何擁有電話和互聯網的人現在都可以以光速收到錢。”

There are over 120 million stablecoin wallet addresses, and about 30 million people are actively using them for payments, according to Soto-Wright. The new Mastercard integration will allow these users to directly spend their digital dollars without needing to sell them to fiat first, eliminating unnecessary steps and fees.

據索托 - 賴特（Soto-Wright）稱，有超過1.2億個穩定的錢包地址，約有3000萬人積極使用它們進行付款。新的萬事達卡集成將使這些用戶能夠直接花費其數字美元，而無需將其出售給菲亞特，從而消除了不必要的步驟和費用。

This partnership will introduce a seamless and efficient method for consumers to use their preferred digital assets for everyday purchases at any merchant that accepts Mastercard, whether online or in-store.

這種合作夥伴關係將為消費者提供一種無縫且高效的方法，將其首選的數字資產用於任何接受萬事達卡的商人的日常購買，無論是在線還是店內。

The integration of stablecoins into Mastercard's network has the potential to disrupt the financial landscape and introduce new possibilities for consumers and businesses alike. It could also pave the way for a multi-token network, expanding the range of digital assets supported by Mastercard in the future.

將Stablecoins集成到萬事達卡的網絡中，有可能破壞金融景觀，並為消費者和企業引入新的可能性。它還可以為多token網絡鋪平道路，從而擴大萬事達卡支持的數字資產範圍。

As Mastercard expands its footprint in the cryptocurrency domain, the company is pursuing a "Venmo-like" crypto experience, aiming to provide users with a user-friendly and engaging platform for managing their digital assets and performing financial transactions.

隨著萬事達卡在加密貨幣領域擴大其足跡，該公司正在追求“類似Venmo的”加密體驗，旨在為用戶提供一個用戶友好且引人入勝的平台，以管理其數字資產和進行金融交易。

The partnership between Mastercard and MoonPay is expected to have a significant impact on the cryptocurrency industry, as it could lead to more widespread adoption of stablecoins and other digital assets for mainstream financial use cases.

萬事達卡和月球賽之間的伙伴關係預計將對加密貨幣行業產生重大影響，因為它可能會導致對主流財務用例的Stablecoins和其他數字資產的廣泛採用。

In other news, Bitcoin mining revenue in July 2023 fell sharply by 50% compared to the previous month, according to CCXV's analysis of blockchain data. The revenue dropped to $4.56 billion, marking the lowest level since December 2021.

在其他新聞中，根據CCXV對區塊鏈數據的分析，與上個月相比，2023年7月的比特幣採礦收入急劇下降了50％。收入降至45.6億美元，標誌著自2021年12月以來的最低水平。

The decline in revenue was attributed to the decrease in Bitcoin's price and the hash rate, which is a measure of the total computing power used to mine Bitcoin. The hash rate fell by 15% in July, which reduced the efficiency of miners in collecting block rewards.

收入的下降歸因於比特幣價格下降和哈希率的下降，這是對用於開採比特幣的總計算能力的衡量標準。哈希率在7月下降了15％，這降低了礦工在收集塊獎勵方面的效率。

Despite the decline in revenue, miners' operating profit remained relatively high at $3.16 billion for the month. This profit was generated after deducting mining costs, which includes electricity expenses and equipment depreciation.

儘管收入下降，但礦工的營業利潤仍然相對較高，為本月的31.6億美元。該利潤是在扣除採礦成本後產生的，其中包括電費和設備折舊。

The operating profit remained substantial due to the low mining costs in some regions and the high prices of Bitcoin and other cryptocurrencies earlier in the year. However, as Bitcoin's price fell and energy prices rose, operating profit is expected to decrease in the coming months.

由於某些地區的採礦成本較低以及比特幣和其他加密貨幣的高價，因此運營利潤仍然可觀。但是，隨著比特幣的價格下跌和能源價格上漲，營業利潤預計在未來幾個月內將下降。

The partnership between Mastercard and MoonPay is expected to drive further innovation in the cryptocurrency industry, while the analysis of Bitcoin mining revenue provides valuable insights into the profitability and efficiency of the mining sector. As the cryptocurrency market continues to evolve, both partnerships and economic indicators will play a crucial role in shaping the future of digital assets.

萬事達卡和月餐之間的合作夥伴關係有望推動加密貨幣行業的進一步創新，而對比特幣採礦收入的分析則提供了對礦業部門盈利能力和效率的寶貴見解。隨著加密貨幣市場的不斷發展，夥伴關係和經濟指標都將在塑造數字資產的未來中發揮至關重要的作用。

It is important to note that while illegal activity makes up less than 1% of all cryptocurrency transactions, according to Chainalysis, and blockchain analytics companies such as Elliptic are already facilitating real-time transaction monitoring for financial crime, critics sometimes underline how illegal actors may abuse Bitcoins.

重要的是要注意，根據連鎖分析，儘管非法活動不到所有加密貨幣交易的1％，而區塊鏈分析公司（例如Elliptic）已經在促進實時交易監測金融犯罪的實時交易，但批評者有時會強調非法參與者可能濫用比特幣。

However, the open, public ledger of blockchain actually improves anti-money laundering initiatives and provides greater compliance capabilities, rendering stablecoins a safer choice for the world’s banks, not a threat.

但是，區塊鏈的公開賬本實際上改善了反洗錢計劃，並提供了更大的合規能力，這使Stablecoins成為全球銀行的更安全的選擇，而不是威脅。

This partnership is part of Mastercard's broader strategy to innovate in the blockchain space. Earlier this year, the company launched a pilot program for crypto settlement and is also developing a digital identity solution on the Hedera network.

這種合作夥伴關係是萬事達卡在區塊鏈領域進行創新的更廣泛戰略的一部分。今年早些時候，該公司啟動了一個用於加密定居點的試點計劃，並正在Hedera Network上開發數字身份解決方案。

Mastercard's move comes as major financial institutions and payment networks are increasingly integrating crypto into their products and services.

萬事達卡的舉動是因為主要的金融機構和支付網絡越來越多地將加密貨幣整合到他們的產品和服務中。

Visa has partnered with cryptocurrency platforms to enable direct-to-consumer (D2C) e-commerce in the metaverse, while American Express is offering a cryptocurrency-themed card.

Visa已與加密貨幣平台合作，在Metaverse中啟用直接面向消費者（D2C）電子商務，而American Express則提供以加密貨幣為主題的卡。

The partnership is expected to have a significant impact on the cryptocurrency industry, as it could lead to more widespread adoption of stablecoins and other digital assets for

預計該合作夥伴關係將對加密貨幣行業產生重大影響，因為它可能會導致更廣泛地採用Stablecoins和其他數字資產