万事达卡通过新的区块链合作伙伴关系扩展Stablecoin付款支持

在世界上最大的支付网络中，万事达卡揭示了与Moonpay的战略联盟，将Stablecoin支付在其卡中。

Mastercard is integrating stablecoin payments into its cards through a partnership with crypto company MoonPay, marking a turning point in the widespread adoption of popular stablecoins. The cooperation will connect blockchain technology with daily financial services by enabling swift, low-cost money transfers across the globe.

万事达卡正在通过与Crypto Company Moonpay建立合作伙伴关系将Stablecoin付款集成到其卡片中，这标志着广泛采用流行的Stablecoins的转折点。该合作将通过在全球范围内进行迅速，低成本的货币转移来将区块链技术与日常金融服务联系起来。

Among the largest payment networks in the world, Mastercard is known for facilitating seamless and secure transactions. Now, the company is joining forces with MoonPay to introduce stablecoin payments compatible with Mastercard cards. This project will empower people to utilize stablecoins, such as USDC or USDT, directly within the Mastercard ecosystem.

万事达卡（MasterCard）是世界上最大的支付网络之一，以促进无缝和安全的交易而闻名。现在，该公司正在与Moonpay联合起来，引入与万事达卡兼容的Stablecoin付款。该项目将使人们能够直接在万事达卡生态系统内利用人们使用稳定的人，例如USDC或USDT。

This integration is particularly relevant for consumers seeking faster and less expensive cross-border payments, and it will facilitate the broad use of crypto wallets in the conventional financial system. The partnership is part of Mastercard's larger drive into blockchain innovation, following earlier pilot projects in crypto settlements and digital identity.

这种整合与寻求更快，更便宜的跨境支付的消费者特别相关，这将有助于在常规金融系统中广泛使用加密钱包。该合作伙伴关系是MasterCard进入区块链创新的更大动力的一部分，此前是加密定居点和数字身份的早期试点项目。

Stablecoins, which are pegged to the value of fiat currencies, are being increasingly viewed as the building blocks of the next financial systems. Unlike volatile cryptocurrencies, stablecoins offer price stability, making them suitable for everyday transactions, payroll, and remittances.

与法定货币的价值挂钩的Stablecoins越来越被视为下一个金融系统的基础。与挥发性加密货币不同，Stablecoins提供价格稳定性，使其适合日常交易，工资单和汇款。

"Stablecoins are dollars on a blockchain. Anyone with a phone and internet can now receive money at the speed of light," said Ivan Soto-Wright, CEO of MoonPay.

Moonpay首席执行官Ivan Soto-Wright说：“ Stablecoins是一个区块链上的美元。任何拥有电话和互联网的人现在都可以以光速收到钱。”

There are over 120 million stablecoin wallet addresses, and about 30 million people are actively using them for payments, according to Soto-Wright. The new Mastercard integration will allow these users to directly spend their digital dollars without needing to sell them to fiat first, eliminating unnecessary steps and fees.

据索托 - 赖特（Soto-Wright）称，有超过1.2亿个稳定的钱包地址，约有3000万人积极使用它们进行付款。新的万事达卡集成将使这些用户能够直接花费其数字美元，而无需将其出售给菲亚特，从而消除了不必要的步骤和费用。

This partnership will introduce a seamless and efficient method for consumers to use their preferred digital assets for everyday purchases at any merchant that accepts Mastercard, whether online or in-store.

这种合作伙伴关系将为消费者提供一种无缝且高效的方法，将其首选的数字资产用于任何接受万事达卡的商人的日常购买，无论是在线还是店内。

The integration of stablecoins into Mastercard's network has the potential to disrupt the financial landscape and introduce new possibilities for consumers and businesses alike. It could also pave the way for a multi-token network, expanding the range of digital assets supported by Mastercard in the future.

将Stablecoins集成到万事达卡的网络中，有可能破坏金融景观，并为消费者和企业引入新的可能性。它还可以为多token网络铺平道路，从而扩大万事达卡支持的数字资产范围。

As Mastercard expands its footprint in the cryptocurrency domain, the company is pursuing a "Venmo-like" crypto experience, aiming to provide users with a user-friendly and engaging platform for managing their digital assets and performing financial transactions.

随着万事达卡在加密货币领域扩大其足迹，该公司正在追求“类似Venmo的”加密体验，旨在为用户提供一个用户友好且引人入胜的平台，以管理其数字资产和进行金融交易。

The partnership between Mastercard and MoonPay is expected to have a significant impact on the cryptocurrency industry, as it could lead to more widespread adoption of stablecoins and other digital assets for mainstream financial use cases.

万事达卡和月球赛之间的伙伴关系预计将对加密货币行业产生重大影响，因为它可能会导致对主流财务用例的Stablecoins和其他数字资产的广泛采用。

In other news, Bitcoin mining revenue in July 2023 fell sharply by 50% compared to the previous month, according to CCXV's analysis of blockchain data. The revenue dropped to $4.56 billion, marking the lowest level since December 2021.

在其他新闻中，根据CCXV对区块链数据的分析，与上个月相比，2023年7月的比特币采矿收入急剧下降了50％。收入降至45.6亿美元，标志着自2021年12月以来的最低水平。

The decline in revenue was attributed to the decrease in Bitcoin's price and the hash rate, which is a measure of the total computing power used to mine Bitcoin. The hash rate fell by 15% in July, which reduced the efficiency of miners in collecting block rewards.

收入的下降归因于比特币价格下降和哈希率的下降，这是对用于开采比特币的总计算能力的衡量标准。哈希率在7月下降了15％，这降低了矿工在收集块奖励方面的效率。

Despite the decline in revenue, miners' operating profit remained relatively high at $3.16 billion for the month. This profit was generated after deducting mining costs, which includes electricity expenses and equipment depreciation.

尽管收入下降，但矿工的营业利润仍然相对较高，为本月的31.6亿美元。该利润是在扣除采矿成本后产生的，其中包括电费和设备折旧。

The operating profit remained substantial due to the low mining costs in some regions and the high prices of Bitcoin and other cryptocurrencies earlier in the year. However, as Bitcoin's price fell and energy prices rose, operating profit is expected to decrease in the coming months.

由于某些地区的采矿成本较低以及比特币和其他加密货币的高价，因此运营利润仍然可观。但是，随着比特币的价格下跌和能源价格上涨，营业利润预计在未来几个月内将下降。

The partnership between Mastercard and MoonPay is expected to drive further innovation in the cryptocurrency industry, while the analysis of Bitcoin mining revenue provides valuable insights into the profitability and efficiency of the mining sector. As the cryptocurrency market continues to evolve, both partnerships and economic indicators will play a crucial role in shaping the future of digital assets.

万事达卡和月餐之间的合作伙伴关系有望推动加密货币行业的进一步创新，而对比特币采矿收入的分析则提供了对矿业部门盈利能力和效率的宝贵见解。随着加密货币市场的不断发展，伙伴关系和经济指标都将在塑造数字资产的未来中发挥至关重要的作用。

It is important to note that while illegal activity makes up less than 1% of all cryptocurrency transactions, according to Chainalysis, and blockchain analytics companies such as Elliptic are already facilitating real-time transaction monitoring for financial crime, critics sometimes underline how illegal actors may abuse Bitcoins.

重要的是要注意，根据连锁分析，尽管非法活动不到所有加密货币交易的1％，而区块链分析公司（例如Elliptic）已经在促进实时交易监测金融犯罪的实时交易，但批评者有时会强调非法参与者可能滥用比特币。

However, the open, public ledger of blockchain actually improves anti-money laundering initiatives and provides greater compliance capabilities, rendering stablecoins a safer choice for the world’s banks, not a threat.

但是，区块链的公开账本实际上改善了反洗钱计划，并提供了更大的合规能力，这使Stablecoins成为全球银行的更安全的选择，而不是威胁。

This partnership is part of Mastercard's broader strategy to innovate in the blockchain space. Earlier this year, the company launched a pilot program for crypto settlement and is also developing a digital identity solution on the Hedera network.

这种合作伙伴关系是万事达卡在区块链领域进行创新的更广泛战略的一部分。今年早些时候，该公司启动了一个用于加密定居点的试点计划，并正在Hedera Network上开发数字身份解决方案。

Mastercard's move comes as major financial institutions and payment networks are increasingly integrating crypto into their products and services.

万事达卡的举动是因为主要的金融机构和支付网络越来越多地将加密货币整合到他们的产品和服务中。

Visa has partnered with cryptocurrency platforms to enable direct-to-consumer (D2C) e-commerce in the metaverse, while American Express is offering a cryptocurrency-themed card.

Visa已与加密货币平台合作，在Metaverse中启用直接面向消费者（D2C）电子商务，而American Express则提供以加密货币为主题的卡。

The partnership is expected to have a significant impact on the cryptocurrency industry, as it could lead to more widespread adoption of stablecoins and other digital assets for

预计该合作伙伴关系将对加密货币行业产生重大影响，因为它可能会导致更广泛地采用Stablecoins和其他数字资产