隨著Stablecoins的影響，韓國的聲音表明，Won穩定劑是不斷需要的。

這是因為資本的“ de-korea”現象可以超越虛擬資產市場的內部問題，以威脅韓國WON的經濟部門和金融主權。

As the influence of stablecoins grows, there are voices in Korea that the won stablecoins are continuously needed.

隨著Stablecoins的影響，韓國的聲音表明，Won Stablecoins是不斷需要的。

This is because the "de-Korea" phenomenon of capital can expand beyond internal problems in the virtual asset market to threats to the Korean won's economic sector and financial sovereignty.

這是因為資本的“ de-korea”現象可以超越虛擬資產市場的內部問題，以威脅韓國WON的經濟部門和金融主權。

In particular, in the case of stablecoins, the international remittance speed is much faster than that of traditional banks, and there are no employee labor costs and branch operating costs, so there is a high possibility that capital will be concentrated in the future due to high deposit interest.

特別是，就穩定幣而言，國際匯款速度比傳統銀行的匯款速度快得多，並且沒有員工勞動成本和分支機構運營成本，因此由於高存款利息，將來很可能將資本集中在未來。

The stablecoin tether (USDT) deposit product announced by Kraken, a U.S.-based virtual asset exchange, has an annual interest rate of 5.5%.

總部位於美國的虛擬資產交易所Kraken宣布的Stablecoin Tether（USDT）存款產品的年利率為5.5％。

All you have to do is deposit the tether to Kraken and deposit it to the related service. You can always get the tether back with interest equal to the deposit period.

您所要做的就是存放繫繩以將其kraken並將其存放到相關服務中。您始終可以將繫繩帶回去等於存款期的利息。

Coinbase, another U.S.-based virtual asset exchange, has USDC deposit interest at 4.1% per year. This is significantly higher than the average U.S. bank rate of 2.2%.

Coinbase是另一種總部位於美國的虛擬資產交易所，每年為4.1％的存款利息。這顯著高於美國平均銀行利率2.2％。

In the case of Binance, the world's largest virtual asset exchange, which is frequently used by Koreans, the interest on USDT deposits currently stands at 6.51%.

就二進製而言，韓國人經常使用世界上最大的虛擬資產交換，目前，USDT存款的利息為6.51％。

The reason why such returns are attractive is that they are risk-free returns. Stablecoin is a virtual currency issued at a fixed value on existing currencies such as dollars.

這種回報具有吸引力的原因是它們是無風險的回報。 Stablecoin是一種虛擬貨幣，以固定價值（例如美元）發行。

Unlike common virtual assets such as Bitcoin and Ethereum, there is no value change during the remittance process.

與常見的虛擬資產（例如比特幣和以太坊）不同，匯款過程中沒有價值變化。

Although there is a risk of the exchange going bankrupt because the Depositor Protection Act is not applied, in general, it is actually similar to putting legal currency into a bank.

儘管由於不適用《存款人保護法》，但通常會破產交換，但總的來說，它實際上類似於將合法貨幣投入銀行。

Stablecoin is much more attractive as it can also play a role as a dollar investment, considering that the annual interest rate on basic deposits of the five major banks in Korea (KB Kookmin, Shinhan, Woori, Hana, and NH Nonghyup) is 2.10 to 4.05%.

考慮到韓國五家主要銀行的基本存款（KB Kookmin，Shinhan，Woori，Hana和NH Nonghyup）的年度利率為2.10％至4.05％，因此Stablecoin的吸引力更具吸引力，因為它也可以作為美元投資發揮作用。

Stablecoin is a key currency for buying coins from overseas virtual asset exchanges.

Stablecoin是從海外虛擬資產交易所購買硬幣的關鍵貨幣。

Naturally, virtual asset exchanges can pay such deposit interest to customers instead of doing business using customers' stablecoins because the demand for stablecoins, which are used as virtual asset trading pairs or used to move assets, is very high.

自然，虛擬資產交易所可以向客戶支付此類存款利息，而不是使用客戶的Stablecoins開展業務，因為對穩定的穩定者的需求（被用作虛擬資產交易對或用於移動資產的虛擬資產交易對）的需求很高。

The problem is that there are no borders in the virtual asset market. In other words, Koreans can also receive high interest rates if they purchase tethers and USDCs and deposit them on overseas exchanges.

問題在於虛擬資產市場中沒有邊界。換句話說，如果韓國人購買Tethers和USDC並將其存放在海外交流中，他們也可以獲得高利率。

In fact, the transaction value of stablecoins in Korea has recently reached nearly 8 trillion won a month even when the market is sluggish.

實際上，即使市場緩慢，韓國Stablecoins的交易價值最近也達到了近8萬億韓元。

According to CryptoQuant on the 6th, stablecoin transactions recorded $5.572.1 billion on the Korean won exchange (Upbit, Bithumb, Coinone, Cobbit, and GoFax) in April.

根據第6名的CryptoQuant，Stablecoin交易在4月的韓國WON Exchange（Upbit，Bithumb，Coinone，Cobbit和Gofax）的股票上的交易率為55.72億美元。

This is a quarter of the price of stablecoin transactions in Korea compared to December last year ($2054.9 million), which was the highest ever, but it is a 71% increase compared to April last year ($3.24 billion).

與去年12月相比，這是韓國Stablecoin交易價格的四分之一（2.0549億美元），這是有史以來最高的，但與去年4月相比，它上漲了71％（32.4億美元）。

Stablecoins are generally not traded for investment because they cannot aim for capital gains.

穩定幣通常不用於投資，因為它們無法瞄準資本收益。

Most of them are in demand to move assets to overseas exchanges or personal wallets. Despite the sluggish market, the de-Koreanization of capital is steadily occurring through virtual assets.

他們中的大多數人都需要將資產轉移到海外交易所或個人錢包。儘管市場遲鈍，但通過虛擬資產，資本的去除量仍在穩步發生。

Some say that the won's stablecoin is urgently needed due to such concerns.

有人說，由於此類擔憂，迫切需要WON的穩定幣。

HOR recently published a report on the need for won stablecoins and legalization proposals and analyzed, "Dollar-based stablecoins such as USDT and Circle's USDC are deepening the outflow of virtual asset capital, posing a potential threat to the domestic financial system and the won."

HOR最近發表了一份關於Won Stablecoins和合法化提案的需求的報告，並分析了：“以美元和Circle的USDC等為基礎的Stablecoins正在加深虛擬資產資本的流出，對國內金融體系和WON構成潛在威脅。”

HOR diagnosed that if this trend continues, the won's usability and control will inevitably weaken if it reaches a critical point where the boundaries between virtual assets and the real economy are blurred in the future.

HOR診斷出，如果這種趨勢持續下去，那麼WON的可用性和控制權將不可避免地會削弱，如果它達到一個關鍵點，即將將來虛擬資產與實際經濟之間的界限變得模糊。

Currently, in the United States and Europe, an environment is being created where people can directly trade with stablecoins through online payment solutions such as Visa, Mastercard, PayPal, Stripe, and Shopify linked to personal smart contracts.

目前，在美國和歐洲，正在創建一個環境，人們可以通過在線支付解決方案（例如Visa，MasterCard，PayPal，Stripe，Stripe和Shopify）直接與Stablecoins進行交易。

If such a payment solution becomes common in the future, Korea will have no choice but to rely on dollar stablecoins as it is now in the absence of won assets.

如果將來這樣的付款解決方案變得普遍，那麼韓國別無選擇，只能依靠美元穩定幣，因為現在在沒有贏家資產的情況下。

HOR suggested that the introduction of won stablecoins is necessary to overcome these problems.

霍建議，引入Won穩定劑對於克服這些問題是必要的。

It is explained that won stablecoins can prevent dollar-based stablecoins such as USDT from being linked to fintech, payment, and asset management, thereby strengthening the overall competitiveness of the Korean digital asset market.

據解釋說，贏得的穩定幣可以防止以美元為基礎的Stablecoins（例如USDT）與金融科技，付款和資產管理聯繫起來，從而增強韓國數字資產市場的整體競爭力。

In the first quarter of this year, stablecoin trading volume reached $1.5 trillion (about 2,148 trillion won), surpassing Visa's $1.4 trillion (about 2005 trillion won).

在今年的第一季度，Stablecoin交易量達到1.5萬億美元（約214.8億韓元），超過了Visa的1.4萬億美元（約2005萬億韓元）。