HKMA使用由AUD轉換為香港CBDC的AUD支持的Stablecoin探索了基於區塊鏈的效率

該練習涉及一個模擬，在該模擬中，由AUD支持的Stablecoin轉換為香港中央銀行數字貨幣（CBDC），然後用於購買令牌化的貨幣市場基金。

output: A simulation by the Hong Kong Monetary Authority (HKMA) has spanned private and public blockchain environments to demonstrate how central bank digital currency (CBDC) may be used for cross-border investment in a tokenised money market fund.

產出：香港貨幣管理局（HKMA）的模擬跨越了私人和公共區塊鏈環境，以證明如何將中央銀行數字貨幣（CBDC）用於代幣化的貨幣市場基金中的跨境投資。

The exercise involved converting a Australian dollar (AUD) stablecoin issued by ANZ into digital Hong Kong dollar (e-HKD) for use in purchasing the fund token on Ethereum’s testnet.

該練習涉及將ANZ發行的澳元（AUD）Stablecoin轉換為數字香港Dollar（E-HKD），用於在以太坊的TestNet上購買該基金。

The test used ANZ’s proprietary blockchain, DASChain, which was connected to Ethereum’s public testnet using Chainlink’s Cross-Chain Interoperability Protocol (CCIP). This interoperability tool permitted the digital assets to be readily transferred and converted between the private and public blockchain environments.

該測試使用了ANZ專有區塊鏈Daschain，該區塊鏈使用Chainlink的跨鏈互操作性協議（CCIP）連接到以太坊的公共測試網。這種互操作性工具允許數字資產很容易轉移並在私人區塊鏈環境和公共區塊鏈環境之間進行轉換。

After issuing A$DC stablecoin, ANZ’s proprietary blockchain was used to mint e-HKD, enabling access to the investment product. Meanwhile, Visa’s Tokenized Asset Platform (VTAP) facilitated the digital money lifecycle, and Chainlink’s infrastructure was used to manage the smart contracts necessary for transaction settlement under payment-versus-payment (PvP) and delivery-versus-payment (DvP) mechanisms.

在發布了$ DC Stablecoin之後，ANZ的專有區塊鏈被用來鑄造E-HKD，從而可以訪問投資產品。同時，Visa的令牌資產平台（VTAP）促進了數字貨幣生命週期，而ChainLink的基礎設施用於管理根據付款交易交易 - 交易交易和交易結算所需的智能合約（PVP）和交付交付交付交付 - 付款付款（DVP）機制。

The initiative brought together several financial institutions, including ANZ, Fidelity International, and ChinaAMC.

該倡議匯集了幾個金融機構，包括澳新銀行，富達國際和中國。

A broader overview

更廣泛的概述

The trial included the application of on-chain identity verification and explored token issuance using both ERC-20 and ERC-3643 standards to assess regulatory compliance and security.

該試驗包括應用鏈身份驗證的應用，並使用ERC-20和ERC-3643標準探討了令牌發行，以評估法規合規性和安全性。

Asset managers involved in the project demonstrated how such digital money mechanisms could be applied to streamline the investment process, potentially reducing settlement time from days to seconds. These improvements could support continuous operations outside standard business hours, including weekends and public holidays.

參與該項目的資產經理展示瞭如何應用這種數字貨幣機制來簡化投資流程，從而有可能將和解時間從幾天減少到幾秒鐘。這些改進可以支持標準工作時間以外的連續運營，包括週末和公共假期。

The wider context of the pilot reflects growing institutional interest in tokenised asset markets, which are projected to exceed USD 2 trillion by the end of the decade. HKMA’s ongoing e-HKD+ programme builds on prior research and experiments in programmable money, expanding its scope to include use cases involving tokenised bank deposits and transactions across multiple blockchain types.

飛行員的更廣泛背景反映了對令牌資產市場的製度利益的日益增長，預計到本十年末將超過2萬億美元。 HKMA正在進行的E-HKD+計劃基於先前的研究和可編程資金實驗，擴大其範圍，包括涉及多種區塊鏈類型的令牌銀行存款和交易的用例。

Officials from Fidelity and ChinaAMC, both of whom have previously issued tokenised funds, added that programmable digital currencies may reduce back-office complexity and increase access to investment products.

Fidelity和ChinaAmc的官員以前曾發行過標記資金，並補充說，可編程數字貨幣可能會降低後台的複雜性並增加獲得投資產品的訪問權限。