HKMA使用由AUD转换为香港CBDC的AUD支持的Stablecoin探索了基于区块链的效率

该练习涉及一个模拟，在该模拟中，由AUD支持的Stablecoin转换为香港中央银行数字货币（CBDC），然后用于购买令牌化的货币市场基金。

output: A simulation by the Hong Kong Monetary Authority (HKMA) has spanned private and public blockchain environments to demonstrate how central bank digital currency (CBDC) may be used for cross-border investment in a tokenised money market fund.

产出：香港货币管理局（HKMA）的模拟跨越了私人和公共区块链环境，以证明如何将中央银行数字货币（CBDC）用于代币化的货币市场基金中的跨境投资。

The exercise involved converting a Australian dollar (AUD) stablecoin issued by ANZ into digital Hong Kong dollar (e-HKD) for use in purchasing the fund token on Ethereum’s testnet.

该练习涉及将ANZ发行的澳元（AUD）Stablecoin转换为数字香港Dollar（E-HKD），用于在以太坊的TestNet上购买该基金。

The test used ANZ’s proprietary blockchain, DASChain, which was connected to Ethereum’s public testnet using Chainlink’s Cross-Chain Interoperability Protocol (CCIP). This interoperability tool permitted the digital assets to be readily transferred and converted between the private and public blockchain environments.

该测试使用了ANZ专有区块链Daschain，该区块链使用Chainlink的跨链互操作性协议（CCIP）连接到以太坊的公共测试网。这种互操作性工具允许数字资产很容易转移并在私人区块链环境和公共区块链环境之间进行转换。

After issuing A$DC stablecoin, ANZ’s proprietary blockchain was used to mint e-HKD, enabling access to the investment product. Meanwhile, Visa’s Tokenized Asset Platform (VTAP) facilitated the digital money lifecycle, and Chainlink’s infrastructure was used to manage the smart contracts necessary for transaction settlement under payment-versus-payment (PvP) and delivery-versus-payment (DvP) mechanisms.

在发布了$ DC Stablecoin之后，ANZ的专有区块链被用来铸造E-HKD，从而可以访问投资产品。同时，Visa的令牌资产平台（VTAP）促进了数字货币生命周期，而ChainLink的基础设施用于管理根据付款交易交易 - 交易交易和交易结算所需的智能合约（PVP）和交付交付交付交付 - 付款付款（DVP）机制。

The initiative brought together several financial institutions, including ANZ, Fidelity International, and ChinaAMC.

该倡议汇集了几个金融机构，包括澳新银行，富达国际和中国。

A broader overview

更广泛的概述

The trial included the application of on-chain identity verification and explored token issuance using both ERC-20 and ERC-3643 standards to assess regulatory compliance and security.

该试验包括应用链身份验证的应用，并使用ERC-20和ERC-3643标准探讨了令牌发行，以评估法规合规性和安全性。

Asset managers involved in the project demonstrated how such digital money mechanisms could be applied to streamline the investment process, potentially reducing settlement time from days to seconds. These improvements could support continuous operations outside standard business hours, including weekends and public holidays.

参与该项目的资产经理展示了如何应用这种数字货币机制来简化投资流程，从而有可能将和解时间从几天减少到几秒钟。这些改进可以支持标准工作时间以外的连续运营，包括周末和公共假期。

The wider context of the pilot reflects growing institutional interest in tokenised asset markets, which are projected to exceed USD 2 trillion by the end of the decade. HKMA’s ongoing e-HKD+ programme builds on prior research and experiments in programmable money, expanding its scope to include use cases involving tokenised bank deposits and transactions across multiple blockchain types.

飞行员的更广泛背景反映了对令牌资产市场的制度利益的日益增长，预计到本十年末将超过2万亿美元。 HKMA正在进行的E-HKD+计划基于先前的研究和可编程资金实验，扩大其范围，包括涉及多种区块链类型的令牌银行存款和交易的用例。

Officials from Fidelity and ChinaAMC, both of whom have previously issued tokenised funds, added that programmable digital currencies may reduce back-office complexity and increase access to investment products.

Fidelity和ChinaAmc的官员以前曾发行过标记资金，并补充说，可编程数字货币可能会降低后台的复杂性并增加获得投资产品的访问权限。