加利福尼亞正在釀造一波立法浪潮，可以重新定義您如何管理數字資產

儘管頭條新聞聽起來很良性 - “無人認領的財產法更新了加密貨幣”，但大會法案第1052號法案（AB 1052）的現實引發了辯論並提出問題

A legislative wave is brewing in California that could redefine how you manage your digital assets.

加利福尼亞州正在釀造立法浪潮，可以重新定義您如何管理數字資產。

While the headlines might sound benign – “unclaimed property laws updated for crypto” – the reality of Assembly Bill 1052 (AB 1052) is sparking debate and raising questions for cryptocurrency holders. Dry legal jargon aside, the real question is could your carefully hoarded crypto vanish into the state’s coffers, just because you’re quietly HODLing?

儘管頭條新聞聽起來很良性 - “無人認領的財產法更新了加密貨幣”，但大會第1052號法案（AB 1052）的現實引發了辯論，並為加密貨幣持有人提出了問題。除了乾燥的法律行話之外，真正的問題是，您精心ho積加密貨幣是否消失在該州的金庫中，只是因為您悄悄地呆滯了嗎？

At its core, AB 1052 states that if crypto assets held in a custodial account (think your Coinbase or Kraken account) show no “act of ownership interest” for a period of three years, they could be transferred to the state as unclaimed property. This isn’t an outright “seizure” in the conventional sense, as the state intends to hold the assets in-kind (Bitcoin remains Bitcoin) and allows for reclamation.

AB 1052在其核心上指出，如果在託管帳戶中持有的加密資產（想想您的Coinbase或Kraken帳戶）沒有顯示“擁有行為權益”三年的“所有權行為”，則可以將其作為無人認領的財產轉移到該州。從傳統意義上講，這不是徹底的“癲癇發作”，因為國家打算將資產持續使用（比特幣仍然是比特幣），並允許開墾。

But consider this: are you actively logging into your exchange account every few years? Are you making minor transactions just to prove you’re there? For the long-term holder, the “set it and forget it” investor, or even someone who just wants to ride out a bear market without daily interaction, this law introduces an unsettling new layer of diligence. Are you certain your current passive approach meets California’s definition of “ownership interest”? If not, are you prepared for the potential hassle and uncertainty of reclaiming assets from a state bureaucracy?

但是請考慮一下：您是否每隔幾年就積極登錄一次交換帳戶？您是否只是為了證明自己在那裡進行小型交易？對於長期持有人來說，“設置並忘記它”的投資者，甚至只是想在沒有日常互動的情況下擺脫熊市的人，這項法律引入了令人不安的新勤奮層。您是否確定您當前的被動方法符合加利福尼亞對“所有權權益”的定義？如果沒有，您是否為從國家官僚機構中收回資產的潛在麻煩和不確定性做好了準備？

Now, traditional unclaimed property laws have long applied to dormant bank accounts, but extending them to crypto strikes a nerve for a fundamental reason: it highlights the inherent tension between centralized control and decentralized freedom. When you leave your crypto on an exchange, you’re trusting that third party to safeguard your assets and act on your behalf. AB 1052 essentially grants the state the power to step into that relationship if you appear “absent.”

現在，傳統的無人認領的財產法早已應用於休眠的銀行帳戶，但由於根本原因將其擴展到加密貨幣襲擊神經：它突出了集中式控制與分散的自由之間的固有張力。當您將加密貨幣留在交易所上時，您會相信第三方來保護您的資產並代表您採取行動。 AB 1052實質上，如果您出現在“缺席”，則授予國家進入該關係的權力。

Critics are quick to point out the chilling effect this could have on crypto adoption, particularly for those seeking an alternative to traditional financial systems. If a government can classify your “dormant” digital wealth as public property, how secure is it truly within a centralized framework? This isn’t just about California; it’s a potential precedent for other states, reshaping the regulatory landscape of digital assets across the nation.

批評者很快指出，這可能對採用加密貨幣的採用，特別是對於那些尋求替代傳統金融體系的人。如果政府可以將您的“休眠”數字財富歸類為公共財產，那麼它在集中式框架中的真正安全性？這不僅僅是加利福尼亞；對於其他州來說，這是一個潛在的先例，重塑了全國數字資產的監管格局。

This isn’t a moment for passive observation. It’s a call to action.

這不是被動觀察的時刻。這是行動的呼籲。