全球外彙和付款平台正在努力遊說與Stablecoins

全球外彙和付款平台正在努力遊說與Stablecoins，這些平台將嚴重破壞其商業模式

Despite being a contentious topic, cryptocurrency investor Kevin O’Leary believes that legislation for stablecoins could come as early as the spring.

儘管是一個有爭議的話題，但加密貨幣投資者凱文·奧利裡（Kevin O'Leary）認為，穩定幣的立法可能早在春季就可以了。

Speaking at Consensus 2025, O’Leary said that global foreign exchange and payments platforms are likely to lobby hard against the technology, which stands to significantly disrupt their business models.

奧利裡（O'Leary）在2025年達成共識時說，全球外彙和支付平台可能會努力遊說這項技術，這將嚴重破壞其商業模式。

Legacy forex and payments platforms often extract large fees for servicing cross-border cash transfers and would lose out on revenue if regulated stablecoins become accepted as a cheaper, faster alternative, he explained.

他解釋說，遺產外彙和付款平台通常會收取大量費用來維修跨境現金轉移，如果受監管的穩定股被接受為更便宜，更快的替代方案，將會損失收入。

“They take a 1 to 1.5% fee on foreign exchange, and it’s a multi-trillion dollar market. It’s the last vestige of the 15th century, and they’re still cutting these huge cheques to service it.”

“他們在外匯支付了1到1.5％的費用，這是一個數万億美元的市場。這是15世紀的最後一個痕跡，他們仍在切割這些巨大的支票來為其服務。”

Once the US government approves legislation for a new category of private, bank-issued and stablecoins, that market will become "efficient, transparent, and inexpensive".

一旦美國政府批准了新類別的私人，銀行發行和穩定的立法，該市場將變得“高效，透明和廉價”。

Stablecoin legislation

Stablecoin立法

Lawmakers in the US are working on legislation that stands to accelerate global adoption of stablecoins, O’Leary added.

O'Leary補充說，美國的立法者正在製定立法，該立法將加速全球採用Stablecoins。

O’Leary’s comments come as US Senators are aiming to pass the so-called Genius Act — a framework for regulating stablecoins — by the end of May.

奧利裡（O'Leary）的評論是因為美國參議員的目的是通過所謂的天才法案（這是一個規範穩定幣的框架），到了5月底。

Once the SEC approves the stablecoin act, every regulator in the US’s circle — Abu Dhabi, Switzerland, England — will follow, he said.

他說，一旦SEC批准了《 Stablecoin法案》，美國圈子中的每個監管機構 - 英格蘭瑞士阿布扎比 - 都將隨之而來。

“Who’s worried about this? The financial services industry. They hate this idea, and they’re working very hard to stop that bill from happening right now.”

“誰擔心這個？金融服務行業。他們討厭這個想法，他們正在努力阻止該法案現在發生。”

The cryptocurrency sector has been pushing for greater regulatory clarity in the US, which may be needed to unlock trillions of dollars in institutional capital.

加密貨幣部門一直在推動美國更大的監管清晰度，這可能需要在機構資本中釋放數万億美元。

As part of broader efforts to integrate cryptocurrencies into the US financial system, lawmakers are also working on legislation to regulate crypto exchanges and introduce a national strategy for digital assets.

作為將加密貨幣整合到美國金融體系中的更廣泛努力的一部分，立法者還在製定立法來規範加密貨幣交易所並引入國家數字資產戰略。

As of May 15, stablecoins are collectively worth nearly $250 billion in market capitalization, according to data from CoinGecko.

根據Coingecko的數據，截至5月15日，Stablecoins的市值總值近2500億美元。

Tether’s US-dollar pegged stablecoin USDT is the leader, with a market cap of around $150 million, the data showed. It’s followed by Circle’s USDC, another US-dollar pegged stablecoin with a market cap of more than $60 billion.

數據顯示，Tether的USOLAR PEGGESTABLECOIN USDT是領導者，市值約為1.5億美元。其次是Circle的USDC，這是另一個美國價固定的Stablecoin，市值超過600億美元。