Sygnum Bank通過允許客戶使用Staked Solana（SOL）獲得貸款來擴展加密貨幣產品

總部位於瑞士的Sygnum Bank通過允許客戶使用Staked Solana（SOL）獲得多貨幣菲亞特貸款，從而擴展了其加密貨幣產品。

Sygnum Bank, based in Switzerland, has expanded its cryptocurrency offerings by enabling customers to secure multi-currency fiat loans using staked Solana (SOL). This move grants investors liquidity for various needs without sacrificing staking gains, catering to growing institutional demand for versatile crypto-backed financing.

總部位於瑞士的Sygnum Bank通過使客戶能夠使用Staked Solana（SOL）獲得多階段的FIAT貸款，從而擴展了其加密貨幣產品。這一舉動使投資者的流動性滿足了各種需求，而無需犧牲積分收益，從而滿足了對多功能加密支持融資的機構需求的不斷增長。

The bank’s Lombard loan program, spanning over 20 digital assets, has now added staked SOL, allowing clients to borrow in Swiss francs, euros, USD, and Singapore dollars. This addition to the loan program coincides with Sygnum’s doubling of its crypto lending volume in the past 12 months, driven by escalating interest from institutions and high-net-worth investors.

該銀行的Lombard貸款計劃涵蓋了20多個數字資產，現在添加了固定的SOL，使客戶可以藉入瑞士法郎，歐元，美元和新加坡美元。這項貸款計劃的補充恰逢Sygnum在過去12個月中的加密貸款量增加一倍，這是由於機構和高淨值投資者的興趣升級而驅動的。

Two avenues of income for SOL

SOL收入的兩種途徑

Sygnum’s newest offering allows clients to cash out a portion of their staked Solana holdings while still receiving staking rewards. The bank highlights that this combination—investors earning income on their loan proceeds and yields from staking—presents a compelling proposition.

Sygnum的最新產品允許客戶兌現其一部分固定的Solana Holdings，同時仍能獲得Stricking Rewards。該銀行強調，這種組合（從貸款收益中獲得收入的投資者都會從積累中獲得收入，並獲得了一個令人信服的主張。

To aid in covering loan fees through staking gains, Sygnum ensures minimal borrowing prices. This cost-effective aspect makes the loans appealing to clients seeking to raise cash without selling their crypto assets. The bank’s collateral pool already encompasses cryptocurrencies like Bitcoin (BTC), Ethereum (ETH), unstaked SOL, Polkadot (DOT), and Ripple (XRP).

為了通過積分收益來支付貸款費用，Sygnum確保了最低的借貸價格。這一具有成本效益的方面使貸款吸引了尋求籌集現金而無需出售其加密資產的客戶。該銀行的抵押池已經包含了比特幣（BTC），以太坊（ETH），未固定的Sol，Polkadot（dot）和Ripple（XRP）等加密貨幣。

The head of credit and lending at Sygnum, Benedikt Koedel, emphasizes that introducing staked Solana fulfills a crucial demand from investors. He adds, “This option allows them to optimize returns on their staked Solana tokens without losing access to liquid funds—which aligns perfectly with Sygnum’s goal of combining traditional finance and digital assets to empower investors with best-in-class solutions.”

Benedikt Koedel在Sygnum的信用和貸款負責人強調，引入固定的Solana滿足了投資者的關鍵需​​求。他補充說：“此選項使他們可以優化固定的Solana代幣上的回報而不會失去液體資金的訪問權限，這完全符合Sygnum將傳統金融和數字資產結合起來，以使投資者與最佳解決方案相結合。”

Sygnum’s inclusion of staked SOL showcases the rising popularity of Solana, a high-performance blockchain known for rapid transactions and low costs.

Sygnum的固定溶膠包括Solana的普及，這是一個以快速交易和低成本而聞名的高性能區塊鏈。

Institutional demand fuels lending growth

機構需求燃料貸款增長

The move to include staked SOL as collateral arrives as Sygnum’s lending activity is surging. According to the bank, the doubling of its Lombard loan volume is due to escalating interest from institutions in crypto-backed financing. A November 2024 survey by Sygnum, covering over 400 high-net-worth investors across 27 countries, reveals high confidence in cryptocurrencies for portfolio diversification and as a hedge against macroeconomic uncertainty.

隨著Sygnum的貸款活動急劇激增，隨著抵押品的到來，該舉動包括固定溶膠。該銀行稱，其倫巴第貸款量的增加是由於機構在加密支持融資中的利息升級。 2024年11月的Sygnum調查涵蓋了27個國家 /地區的400多家高淨值投資者，揭示了對投資組合多元化的加密貨幣的高度信心，並且是對宏觀經濟不確定性的對沖。

This trend aligns with broader market dynamics. Despite institutions venturing into the digital asset space, there’s still room for expansion. Collaborations with conventional finance outfits like Swiss bank PostFinance are broadening access to crypto services through Sygnum.

這種趨勢與更廣泛的市場動態保持一致。儘管機構冒險進入數字資產空間，但仍然有擴展的空間。與瑞士銀行郵政局（Swiss Bank Postfinance）這樣的常規融資服裝的合作正在擴大通過Sygnum獲得加密服務的訪問。

Sygnum, regulated by the Swiss Financial Market Supervisory Authority (FINMA), guarantees compliance and safety for its clients. The bank’s aggressive lending practices and commitment to institutional-grade custody have propelled it to the forefront of the digital asset banking market.

由瑞士金融市場監督管理局（FINMA）監管的Sygnum保證其客戶的合規性和安全性。該銀行的積極貸款實踐和對機構託管的承諾將其推向了數字資產銀行市場的最前沿。

It is in response to a discerning investor client base that values both yield and liquidity that Sygnum is introducing staked SOL as collateral. The ability of the bank to innovate in a regulated environment speaks to the bank’s role in the increasing presence of cryptocurrencies in mainstream finance.

正是為了響應挑剔的投資者客戶群，即Sygnum將固定的SOL作為抵押品引入了收益率和流動性。銀行在受管制環境中進行創新的能力表明，銀行在主流金融中加密貨幣的存在中的作用。