星展銀行與螞蟻集團聯手推出金庫代幣化平台 Whale

該銀行表示，星展銀行國債代幣有助於螞蟻國際等大公司將集團內交易的結算時間「從幾天縮短到幾秒鐘」。

DBS treasury token helps Ant International settle intragroup transactions faster

星展銀行金庫代幣幫助螞蟻國際更快結算集團內交易

DBS treasury token helps Ant International settle intragroup transactions faster and gain greater visibility into cash positions.

星展銀行金庫代幣幫助螞蟻國際更快結算集團內交易，並更了解現金部位。

DBS has launched a new treasury token in partnership with Ant International, a unit of Chinese fintech giant Ant Group, to streamline intragroup transactions for large corporates.

星展銀行與中國金融科技巨頭螞蟻集團旗下的螞蟻國際合作推出了一種新的國庫代幣，以簡化大型企業的集團內交易。

The DBS treasury token will enable corporates to settle payments within their group “at near real-time speeds” and reduce the settlement time “from potentially days to seconds”, DBS said in a statement on Friday (December 2).

星展銀行在周五（12 月2 日）的聲明中表示，星展銀行國庫代幣將使企業能夠「以接近實時的速度」在集團內結算付款，並將結算時間「從可能的幾天縮短到幾秒鐘」。

It will also give corporate treasurers greater visibility, predictability and control over the cash positions of different entities within the group, the bank added.

該銀行補充說，這也將使企業財務主管對集團內不同實體的現金部位有更大的可見度、可預測性和控制力。

“This new capability comes at a time when the treasury needs of businesses are evolving to meet the rise of e-commerce and on-demand services on a 24/7 basis,” said Lim Soon Chong, group head of global transaction services at DBS.

星展銀行全球交易服務集團主管林順昌 (Lim Soon Chong) 表示：「這項新功能的出現正值企業的財務需求不斷變化，以滿足電子商務和 24/7 按需服務的興起之際。」 。

“DBS is constantly innovating to provide our corporate customers with the best-in-class solutions to enhance their operational efficiency and treasury management capabilities.”

“星展銀行不斷創新，為我們的企業客戶提供一流的解決方案，以提高他們的營運效率和資金管理能力。”

Ant International’s head of platform technology, Kelvin Li, said the partnership with DBS will help address challenges faced by large corporates, such as reducing costs and transaction risks from cross-border payments.

螞蟻國際平台技術負責人Kelvin Li表示，與星展銀行的合作將有助於解決大企業面臨的挑戰，例如降低跨國支付的成本和交易風險。

“We are excited to work with DBS to enhance our Whale platform with new capabilities, such as enabling instant intragroup settlements,” said Li.

「我們很高興與星展銀行合作，透過新功能增強我們的 Whale 平台，例如實現即時集團內結算，」李說。

“The platform had already seen use cases in areas including instant tax refund services and cross-border payments for small and medium-sized enterprises.”

“該平台已經在即時退稅服務和中小企業跨境支付等領域看到了用例。”

DBS, on the other hand, envisions for its blockchain to unlock new efficiencies and capabilities in traditional banking services – such as “programmable, fractionalised and atomic [instant] value transfer”, said Lim.

另一方面，星展銀行希望其區塊鏈能夠提高傳統銀行服務的新效率和能力，例如“可編程、分段和原子[即時]價值轉移”，Lim 表示。

DBS’ latest project originates from the lender’s participation in the Monetary Authority of Singapore’s tokenisation projects. It was one of the use cases tested in Project Guardian, an initiative that explores asset tokenisation, in which Ant Group is also involved, for its treasury management solution.

星展銀行的最新計畫源自於貸款人參與新加坡金融管理局的代幣化計畫。這是 Project Guardian 測試的用例之一，Project Guardian 是一項探索資產代幣化的計劃，螞蟻集團也參與了其資金管理解決方案。