Coinbase首席執行官Brian Armstrong表示，該加密平台的目標是成為世界上最大的金融服務公司之一

Coinbase首席執行官Brian Armstrong表示，該加密平台的目標是成為幾年來成為世界上最大的金融服務公司之一

Coinbase CEO Brian Armstrong said the crypto platform aims to become one of the biggest financial services companies in the world in a few years, aided by traditional players who continue adopting crypto at an accelerating rate.

Coinbase首席執行官布萊恩·阿姆斯特朗（Brian Armstrong）表示，加密貨幣平台的目標是在幾年內成為世界上最大的金融服務公司之一，在傳統參與者的幫助下，他們繼續以加速速度採用加密貨幣。

Asked on the company's call with analysts this week if Coinbase plans to enter traditional finance, Armstrong said that rather than look backward, he "wants to look forwards and skate to where this opportunity is going."

在本週與分析師的電話中，如果Coinbase計劃進入傳統財務，阿姆斯特朗說，他並沒有向後看，而是“希望向前看並滑冰到這個機會的去向。”

"Today, we're primarily focused on trading and payments … across our major customer groups: retail, small [and] medium sized businesses, institutions and developers," Armstrong said on the quarterly earnings call Thursday.

阿姆斯特朗在周四的季度收益電話會議上說：“今天，我們主要專注於交易和付款……在我們的主要客戶群體中：零售，中小型企業，機構和開發商。”

"In five- to 10 years, our goal is to be the number one financial services app in the world across those customer segments because we believe that crypto is eating financial services, and we are the number one crypto company," he added. "All these asset classes – money market funds, real estate, securities, debt – these are all coming on chain."

他補充說：“在五到十年的時間裡，我們的目標是成為這些客戶領域中世界上排名第一的金融服務應用程序，因為我們認為加密貨幣正在飲食金融服務，而我們是第一加密貨幣公司。” “所有這些資產類別 - 貨幣市場基金，房地產，證券，債務 - 這些都在鏈上。”

Expanding platform

擴展平台

Coinbase operates primarily as a cryptocurrency exchange. Over the years it has added other products and services focused on non-trading aspects of crypto for retail and institutional users alike – including payments via stablecoins, rewards through stablecoins and staking and custody for institutions. BlackRock, Stripe and PayPal are among more than 200 institutional customers for those services.

Coinbase主要作為加密貨幣交換。多年來，它添加了其他產品和服務，這些產品和服務專注於加密貨幣的非交易方面，用於零售和機構用戶 - 包括通過Stablecoins付款，通過Stablecoins獎勵，以及對機構的Stabing and Staking and Custody。貝萊德，條紋和貝寶是這些服務的200多個機構客戶之一。

This week, the Office of the Comptroller of the Currency (OCC) cleared the U.S. banks that it regulates to buy and sell and act as custodian of crypto assets for customers, joining the Federal Reserve and Federal Deposit Insurance Corporation (FDIC) in rolling back restrictive crypto rules in the past two months. In 2023, all three agencies had cautioned banks against partnering with the industry or offering crypto services.

本週，貨幣審計長辦公室（OCC）清除了美國銀行，其規範以購買和出售並充當客戶的Crypto資產保管人，並加入了過去兩個月的限制性加密規則，加入了美聯儲和聯邦存款保險公司（FDIC）。 2023年，所有三個機構都警告銀行不與行業合作或提供加密服務。

As the Trump administration loosens regulatory constraints on crypto and Congress stands on the verge of passing stablecoin legislation later this year, traditional institutions have shown more interest in expanding into crypto-related services. In February, Bank of America CEO Brian Moynihan said the Charlotte-based lender could introduce a stablecoin if regulation allows.

隨著特朗普政府在今年晚些時候通過Stablecoin立法的邊緣對加密和國會的限制放寬了監管限制，傳統機構對擴展到與加密相關的服務表現出了更大的興趣。 2月，美國銀行首席執行官布萊恩·莫伊尼漢（Brian Moynihan）表示，如果法規允許，總部位於夏洛特的貸方可能會引入穩定的。

"We think that every major bank is going to be integrating crypto at some point … it's technology to update the financial system," Armstrong said. "We can power a variety of things for them. [For] some of them, it's a custodial solution. Others are interested in having a stablecoin solution."

阿姆斯特朗說：“我們認為，每個主要銀行都將在某個時候整合加密貨幣……更新金融體系的技術。” “我們可以為他們提供各種事情。對於其中的一些人來說，這是一種保管解決方案。其他人對擁有穩定解決方案感興趣。”

"We've seen some interest where banks and other companies will want to create their own stablecoin," he continued. "Our view is that that's not necessarily the best path because stablecoins have network effects. You want interoperability with other financial institutions to be able to settle payments and do all kinds of things."

他繼續說：“我們已經看到了一些興趣，銀行和其他公司希望創建自己的穩定幣。” “我們的觀點是，這不一定是最好的道路，因為Stablecoins具有網絡效應。您希望與其他金融機構的互操作性能夠解決付款並做各種事情。”

Biggest driver

最大的駕駛員

Stablecoins have become Coinbase's biggest driver of revenue after trading. In the first quarter, revenue tied to stablecoins soared 50% from the year-earlier period and 32% from the fourth quarter. Coinbase is a cofounder of the popular USDC stablecoin, has a 50% revenue sharing agreement with issuer Circle and also makes 100% of the interest earned by USDC products on the Coinbase platform.

交易後，Stablecoins已成為Coinbase最大的收入驅動力。在第一季度，與Stablecoins相關的收入比年以上的期限飆升了50％，與第四季度相比為32％。 Coinbase是受歡迎的USDC Stablecoin的共同創始人，與發行人圈簽訂了50％的收入分享協議，並且還使USDC產品在Coinbase平台上賺取的利息的100％。

Armstrong has said Coinbase has a "stretch goal" to make USDC the number 1 stablecoin in the world, a position ccurrently held by Tether's USDT.

阿姆斯特朗（Armstrong）表示，Coinbase具有“伸展目標”，使USDC成為世界上排名第一的Stablecoin，這是Tether的USDT擔任的職位。

"If you can get shared economics, I don't see why we wouldn't see more of these banks partnering with USDC," Armstrong said. "Regardless, we at Coinbase can help power infrastructure for all these folks that are coming into the industry … that's a big part of our plan."

阿姆斯特朗說：“如果您能得到共享的經濟學，我看不出為什麼我們不會看到更多這些銀行與USDC合作。” “無論如何，我們在Coinbase的我們都可以為所有進入該行業的人提供電力基礎設施……這是我們計劃的重要組成部分。”