Coinbase首席执行官Brian Armstrong表示，该加密平台的目标是成为世界上最大的金融服务公司之一

Coinbase首席执行官Brian Armstrong表示，该加密平台的目标是成为几年来成为世界上最大的金融服务公司之一

Coinbase CEO Brian Armstrong said the crypto platform aims to become one of the biggest financial services companies in the world in a few years, aided by traditional players who continue adopting crypto at an accelerating rate.

Coinbase首席执行官布莱恩·阿姆斯特朗（Brian Armstrong）表示，加密货币平台的目标是在几年内成为世界上最大的金融服务公司之一，在传统参与者的帮助下，他们继续以加速速度采用加密货币。

Asked on the company's call with analysts this week if Coinbase plans to enter traditional finance, Armstrong said that rather than look backward, he "wants to look forwards and skate to where this opportunity is going."

在本周与分析师的电话中，如果Coinbase计划进入传统财务，阿姆斯特朗说，他并没有向后看，而是“希望向前看并滑冰到这个机会的去向。”

"Today, we're primarily focused on trading and payments … across our major customer groups: retail, small [and] medium sized businesses, institutions and developers," Armstrong said on the quarterly earnings call Thursday.

阿姆斯特朗在周四的季度收益电话会议上说：“今天，我们主要专注于交易和付款……在我们的主要客户群体中：零售，中小型企业，机构和开发商。”

"In five- to 10 years, our goal is to be the number one financial services app in the world across those customer segments because we believe that crypto is eating financial services, and we are the number one crypto company," he added. "All these asset classes – money market funds, real estate, securities, debt – these are all coming on chain."

他补充说：“在五到十年的时间里，我们的目标是成为这些客户领域中世界上排名第一的金融服务应用程序，因为我们认为加密货币正在饮食金融服务，而我们是第一加密货币公司。” “所有这些资产类别 - 货币市场基金，房地产，证券，债务 - 这些都在链上。”

Expanding platform

扩展平台

Coinbase operates primarily as a cryptocurrency exchange. Over the years it has added other products and services focused on non-trading aspects of crypto for retail and institutional users alike – including payments via stablecoins, rewards through stablecoins and staking and custody for institutions. BlackRock, Stripe and PayPal are among more than 200 institutional customers for those services.

Coinbase主要作为加密货币交换。多年来，它添加了其他产品和服务，这些产品和服务专注于加密货币的非交易方面，用于零售和机构用户 - 包括通过Stablecoins付款，通过Stablecoins奖励，以及对机构的Stabing and Staking and Custody。贝莱德，条纹和贝宝是这些服务的200多个机构客户之一。

This week, the Office of the Comptroller of the Currency (OCC) cleared the U.S. banks that it regulates to buy and sell and act as custodian of crypto assets for customers, joining the Federal Reserve and Federal Deposit Insurance Corporation (FDIC) in rolling back restrictive crypto rules in the past two months. In 2023, all three agencies had cautioned banks against partnering with the industry or offering crypto services.

本周，货币审计长办公室（OCC）清除了美国银行，其规范以购买和出售并充当客户的Crypto资产保管人，并加入了过去两个月的限制性加密规则，加入了美联储和联邦存款保险公司（FDIC）。 2023年，所有三个机构都警告银行不与行业合作或提供加密服务。

As the Trump administration loosens regulatory constraints on crypto and Congress stands on the verge of passing stablecoin legislation later this year, traditional institutions have shown more interest in expanding into crypto-related services. In February, Bank of America CEO Brian Moynihan said the Charlotte-based lender could introduce a stablecoin if regulation allows.

随着特朗普政府在今年晚些时候通过Stablecoin立法的边缘对加密和国会的限制放宽了监管限制，传统机构对扩展到与加密相关的服务表现出了更大的兴趣。 2月，美国银行首席执行官布莱恩·莫伊尼汉（Brian Moynihan）表示，如果法规允许，总部位于夏洛特的贷方可能会引入稳定的。

"We think that every major bank is going to be integrating crypto at some point … it's technology to update the financial system," Armstrong said. "We can power a variety of things for them. [For] some of them, it's a custodial solution. Others are interested in having a stablecoin solution."

阿姆斯特朗说：“我们认为，每个主要银行都将在某个时候整合加密货币……更新金融体系的技术。” “我们可以为他们提供各种事情。对于其中的一些人来说，这是一种保管解决方案。其他人对拥有稳定解决方案感兴趣。”

"We've seen some interest where banks and other companies will want to create their own stablecoin," he continued. "Our view is that that's not necessarily the best path because stablecoins have network effects. You want interoperability with other financial institutions to be able to settle payments and do all kinds of things."

他继续说：“我们已经看到了一些兴趣，银行和其他公司希望创建自己的稳定币。” “我们的观点是，这不一定是最好的道路，因为Stablecoins具有网络效应。您希望与其他金融机构的互操作性能够解决付款并做各种事情。”

Biggest driver

最大的驾驶员

Stablecoins have become Coinbase's biggest driver of revenue after trading. In the first quarter, revenue tied to stablecoins soared 50% from the year-earlier period and 32% from the fourth quarter. Coinbase is a cofounder of the popular USDC stablecoin, has a 50% revenue sharing agreement with issuer Circle and also makes 100% of the interest earned by USDC products on the Coinbase platform.

交易后，Stablecoins已成为Coinbase最大的收入驱动力。在第一季度，与Stablecoins相关的收入比年以上的期限飙升了50％，与第四季度相比为32％。 Coinbase是受欢迎的USDC Stablecoin的共同创始人，与发行人圈签订了50％的收入分享协议，并且还使USDC产品在Coinbase平台上赚取的利息的100％。

Armstrong has said Coinbase has a "stretch goal" to make USDC the number 1 stablecoin in the world, a position ccurrently held by Tether's USDT.

阿姆斯特朗（Armstrong）表示，Coinbase具有“伸展目标”，使USDC成为世界上排名第一的Stablecoin，这是Tether的USDT担任的职位。

"If you can get shared economics, I don't see why we wouldn't see more of these banks partnering with USDC," Armstrong said. "Regardless, we at Coinbase can help power infrastructure for all these folks that are coming into the industry … that's a big part of our plan."

阿姆斯特朗说：“如果您能得到共享的经济学，我看不出为什么我们不会看到更多这些银行与USDC合作。” “无论如何，我们在Coinbase的我们都可以为所有进入该行业的人提供电力基础设施……这是我们计划的重要组成部分。”